Focus Property Wealth

05/05/2026

The Reserve Bank of Australia (RBA) has raised the cash rate by 0.25% to 4.35% - the third hike of 2026.

With Australia's annual Consumer Price Index (CPI) climbing to 4.6% in the March quarter, its highest level since September 2023, the RBA has acted again as it continues to try and rein in inflation.

Treasurer Jim Chalmers states that the war between the United States and Iran as the primary driver behind the latest inflation spike, warning that it could rise even further and drive fuel prices to historic highs.

Annual headline inflation accelerated sharply to 4.6% in the 12 months to March, a significant jump from 3.7% in February.

Underlying inflation, which the RBA prioritises when making decisions about the cash rate, remained steady at 3.3% but still above the target band of 2 to 3%.

Looking ahead, attention is turning to the Federal Budget on 12 May, where potential changes to capital gains tax and negative gearing could affect property investors. There’s also growing speculation we could see further rate rises in the coming months, with the next RBA decision scheduled for 16 June.

If you’re feeling the pinch or simply want to stay ahead, now is a good time to review your loan and overall financial position.

Whether you’re a homeowner or investor, we can help you understand your options and make a plan that suits your goals.

10/04/2025

🏡 𝗕𝘂𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲?

WA's first home buyer stamp duty thresholds have now been in effect from the 21st of March 2025. So that means if you entered into a purchase contract on or after this date and are a eligible First home buyer, you may get these increased benefits.

So what are they:
✅ No stamp duty for homes up to $500,000 💰
✅ Reduced stamp duty for homes up to $700,000 in Perth/Peel or $750,000 in regional WA 👇
✅ No stamp duty for vacant land up to $350,000, with discounts up to $450,000
✅ No stamp duty for off-the-plan properties up to $750,000

We can calculate the discounted stamp duty for you when assisting the finance, we will also assist the the grant applications and process. 💻

Questions - DM us today 💬

01/01/2025

We would like to wish all our clients and followers a very happy 2025.

We have lots planned for 2025 in helping investors and home buyers to get into the property market and build wealth through property.

Here’s to a safe and prosperous 2025

#2025

09/12/2024

Did you know that getting a better deal on your existing home loan doesn't always mean switching lenders.

Sometimes, it's simply a matter of us negotiating a better offer with your current bank 🩺

We call this repricing and we do it all the time for our existing clients....

We know what other lenders can offer and will use this knowledge to get your bank to pull up their socks! 🧦

The lender won't always come to the party, but it's absolutely worth having the conversation. The market is so competitive and your bank will do their utmost to retain you as a customer.

☎️ Get in touch to find out whether repricing could be right for you.

[email protected]

29/11/2024

🎉 2024 Connective Excellence Awards! 🎉
🏆 BIG congratulation to Glenn for winning the 2024 Compliance Award! 🏆
This award reflects the work completed on all our checks and balances as a result of our processes we have in place.. The many, many reminders, tasks and checklists help ensure our clients are supported along their entire property and finance journey.👏

This award is a reflection of the work completed by the Focus Property Wealth team behind the scenes, with special mention to who, lets face it, is the powerhouse behind all our client’s loans progress so well.. Grace is an incredible mortgage broker in her own right and such a good guide for first home buyers in particular. We will be looking out for Grace on the awards podium in 2025. 🏆

Well done to all the Connective EA awards winners and finalists 👏 - the night was a great success.

A special thanks to our Connective support team, they really are undoubtedly the best aggregator going around and they throw the best parties… 🎊

28/11/2024

Buying your first home 🏡 is in many ways more complex than a second purchase. With government grants, stamp duty exemptions and sometimes purchase rebates 💰.

We love to handle all these for our clients, like we did for Matt... 🥳

Thanks Matt for the awesome feedback 🙏

20/11/2024

What were Perth's best and worst performing suburbs in 2024.

Glenn was asked to contribute to the Australian Property Investor Magazine this week about the state of the current market, recent hot 🔥 suburbs and what is to be expected in the 2025 market.

Link below, take a look 👀 ⬇️⬇️⬇️

Perth’s 10 best and worst property markets, and what’s hot into 2025 The huge gulf between the best and worst performing suburban property markets in Perth provides buyers with crucial insights into where to invest in the Western Australian capital.

12/11/2024

How is the national property market going state by state❓ Glenn was asked to contribute to Adviser for the WA update... Not all states are performing the same with Perth is still going strong but signs of the incredible growth "stabilising"

Read more here ⤵
https://www.pipa.asn.au/wp-content/uploads/PIPA-Adviser-34.pdf?mc_cid=74fcb3ebf0&mc_eid=750ccfaf6d

10/11/2024

OFFSET ACCOUNTS 👋

Have you been offsetting your home loan? 🏠 Do you know the benefits of offset? 💰 You could be saving on interest!

Reach out to myself or the team at Focus Property Wealth to make sure you are getting the most out of your home loan.



**not financial advice**

21/10/2024

✨HOME LOAN REVIEWS✨
Home loan reviews are ESSENTIAL and should be completed YEARLY by your broker! 🏠💰
When we review your home loan, it allows us to make sure your products are still suitable, but most importantly, it allows us to make sure your interest rates are still competitive.
Keeping your interest rates competitive is vital, it can lead to substantial savings on your monthly repayments, and it can make a big difference to your financial health.
When was your home loan last reviewed?🏠💰
At Focus Property Wealth, we pride ourselves in maintaining long term relationships with our clients, to make sure they're looked after during their entire home loan journey.
Contact us today to initiate your home loan review!

Focus Property Wealth Pty Ltd ACN 160 388 081
Credit Representative 552736 is authorised under Australian Credit Licence 389328
**Not financial advice**