Amy Ferguson - Inca Mortgage Solutions

Amy Ferguson - Inca Mortgage Solutions Buying a house or investment property? Need a home loan, investment loan or asset finance? Contact Helping investors and home buyers achieve property ownership

Earlier this month, I celebrated 10 years of Inca Mortgage Solutions. Ten years on from taking the leap to follow my pas...
17/09/2026

Earlier this month, I celebrated 10 years of Inca Mortgage Solutions.

Ten years on from taking the leap to follow my passion for property and become a mortgage broker, I can safely say it was the best decision I ever made.

I’m incredibly grateful to all my industry colleagues, BDMs and, most of all, my clients who have supported my small business and been part of Inca’s story so far.

It’s been an honour to help you on your property journeys, and I look forward to many more years of supporting you and your families!

With Perth property values growing so strongly over recent years, many first-home buyers have been priced out of their a...
15/09/2026

With Perth property values growing so strongly over recent years, many first-home buyers have been priced out of their area of choice. Due to this, I’ve seen a lot of buyers pivot to rentvesting, where they purchase a property to rent out and continue to live elsewhere.

By separating where you live from where you own property, you can potentially:

✔️ Enter the property market sooner
✔️ Continue living in a suburb that suits your lifestyle
✔️ Build equity to work towards purchasing your future home
✔️ Focus your purchase on growth prospects, not where you personally want to live

In my experience, it’s a strategy that works best when you’re comfortable with (good) debt, have appropriate buffers in place and are disciplined with your money.

If you’re considering rentvesting and would like to understand whether it aligns with your goals, I’d be more than happy to have a chat.

I wear many hats - property investor, mortgage broker, registered real estate sales rep…. but really what all these titl...
11/09/2026

I wear many hats - property investor, mortgage broker, registered real estate sales rep…. but really what all these titles boil down to is that I have a wealth of property knowledge that I share with my clients to help them navigate the Perth property market and their buying decisions with confidence.

10/09/2026

Working with clients actively house hunting daily means I understand how the Perth property market is changing.

We’re currently seeing a noticeable dip in activity - and while media headlines love to frame market changes as negatives, this specific shift is creating a window of opportunity for buyers.

In this video, I share my insights on why it could be the perfect time to act for first-home buyers and upgraders.

One of the most rewarding parts of my job is taking the stress out of purchasing a home - especially for first home buye...
08/09/2026

One of the most rewarding parts of my job is taking the stress out of purchasing a home - especially for first home buyers.

Entering the market can feel overwhelming. Between understanding finance concepts, negotiating offers, and finding the right settlement team, it’s a lot to carry on your own.

My goal is always to make the journey feel clear and manageable. That means going beyond just finding the right home loan to providing step-by-step strategy, patient guidance and trusted recommendations for every stage of the process.

I’m so grateful for word-of-mouth recommendations like this one - working with repeat clients and their families is the highest compliment! 🤎

Proud to be part of this statistic! More and more borrowers are engaging with a to help them navigate the current tig...
03/09/2026

Proud to be part of this statistic! More and more borrowers are engaging with a to help them navigate the current tight lending conditions.

Getting feedback like this from banks' credit assessors means I’ve done my job well. What actually happens behind the sc...
24/08/2026

Getting feedback like this from banks' credit assessors means I’ve done my job well.

What actually happens behind the scenes to achieve this result?

1) asking clients for all the documents a lender might need upfront, even those that aren't on the checklist.
2) writing comprehensive notes to tell the lender my client's story in a clear way.
3) understanding the lender's policy so that we only apply where the application will be approved.
4) checking and re-checking the data entered.

A smooth and quick approval is the result of working with a good mortgage broker.

A mortgage is most households’ largest regular outgoing expense so if you aren’t reviewing it at least once a year you c...
09/08/2026

A mortgage is most households’ largest regular outgoing expense so if you aren’t reviewing it at least once a year you could be missing out on savings.

A 0.25% rate reduction on a $500,000 mortgage = savings of $50 per fortnight.

If you’re one of my customers you don’t have to worry as I’ll be checking your interest rate every 6 months (so you can set and forget!).

If your broker hasn’t been proactively checking in on your loan, or you went directly to your bank, feel free to reach out to me for a rate review.

Always a pleasure to be invited by The West Australian to share my experience as a mortgage broker, thanks for publishing this important reminder.

28/07/2026

Quick update on the Perth property market and sharing what I am seeing and hearing. It has shifted gears very quickly and has moved in the buyers favour for the first time in years.

The key takeaway from this article I was featured in (published in Saturday's The West Australian ) is that you should e...
20/07/2026

The key takeaway from this article I was featured in (published in Saturday's The West Australian ) is that you should engage with a broker early in the process.

As a mortgage broker I specialising in providing feedback, well before you apply to a lender, to improve your chances achieving your goals. I will also assit you to apply to suitable lenders for your personal situation (as it's definitely not a case of one size fits all!).

Address

4/23 Richardson Street
South Perth, WA
6151

Telephone

+61425411737

Website

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