Mortgage Choice - Antonio Eftimovski

05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

28/02/2024

When your fixed rate is nearing its end, you have a few options:
1. Re-fix
2. Switch to a variable rate
3. Refinance with a new lender.

Each option comes with it’s own benefits and risks.

We can guide you every step of the way and find the best option for you. Chat to us today.

25/02/2024

While some banks may expect a minimum of three months employment before they’ll lend to you, the length of time you need to be in your job before applying for a loan can depend on other factors, such as:

◽ Type of employment (full time, part time, casual)
◽ Whether you're self-employed
◽ The industry you work in
◽ Your financial stability.

We can help you through this process. Call us today.

21/02/2024

An offset account is a separate transaction account associated with your home loan. Any amount you put in this account is used to ‘offset’ the amount you owe on the home loan. The interest is then calculated on the loan balance minus the funds held in your offset account.

Putting your savings into an offset account can help reduce the amount of interest you pay on your mortgage – and potentially shave years off the life of your loan.

For example, if you have a $500,000 home loan with no offset account, you will be charged interest on 100% of your loan balance. But if you have $60,000 in an offset account, you would only be charged interest on $440,000 ($500,000 - $60,000).

Keep in mind, some offset accounts offer only a capped or partial offset. Reach out to us today to understand which one suits your circumstances.

20/02/2024

Curious to know what the fastest selling suburbs are in each capital city?

Check out the article below.

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Demand for properties is high and in some suburbs homes are getting snapped up in under a fortnight.The number of days a property has been on market has been trending down in our five largest capitals over the past six months.In capital cities, homes are selling fastest in Brisbane at just 36 days,....

17/02/2024

Buying off the plan is when you enter a contract to purchase a property before the property title is created and before construction is complete – sometimes even before it has started.

Vacant land, house and land packages and strata properties can all be purchased ‘off the plan’.

We can help you understand the ins and outs when buying property off the plan. Talk to us today.

14/02/2024

Give your home loan some love this Valentine’s Day!

Book an appointment with us to review your loan.

09/02/2024

More Australians are trusting mortgage brokers to help secure their home loans. Recent data showed that more than 70% of new residential home loans in Australia were secured through a mortgage broker.

There’s a good reason for this. A mortgage broker will help guide you through the home loan process from start to finish. Talk to us today.

05/02/2024

Are you thinking of purchasing your first home or upgrading? Speak to a Mortgage Choice broker today to secure your pre-approval.

A pre-approval helps you to set a budget and bid with confidence, but remember, pre-approval is conditional and dependent on your circumstances at the time of purchase.

02/02/2024

In 2024, the Reserve Bank will reduce the frequency of its meetings and now meet eight times a year, not eleven. The less frequent and longer meetings will provide more time for the board to discuss deeper issues and undertake a more detailed analysis of monetary policy.

The RBA’s first meeting of the year will be in February 2024.

If you’d like to know more about your home loan and interest rate movements, contact us today.