Chamberlain & Co

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Chamberlain & Co We understand that you want a great rate, but that doesn’t mean we should compromise on service.

Your lending needs change as your life, business and personal goals do.At Chamberlain + Co, we don’t believe in a one si...
30/09/2026

Your lending needs change as your life, business and personal goals do.

At Chamberlain + Co, we don’t believe in a one size fits all approach. We take the time to understand where you are, where you want to go and what needs to happen to get there.

Different goals. Different lending. One team to help you navigate it.

Let’s start with a conversation → www.chamberlainandco.com

Our existing client has experienced significant professional and income growth over the past 18 months, creating an oppo...
28/09/2026

Our existing client has experienced significant professional and income growth over the past 18 months, creating an opportunity to revisit their lending position and access additional equity.

We worked closely with the client, their Accountant and Financial Planner to understand the bigger picture and establish what was possible.

The location of the security property created different levels of lender appetite.

We also explored the client’s industry specific lending options, with some lenders able to waive LMI, creating a significant saving for our client.

An offset account can be a powerful feature of your home loan, but its value comes from how it’s set up and how you use ...
21/09/2026

An offset account can be a powerful feature of your home loan, but its value comes from how it’s set up and how you use it.

When linked with your home loan, the balance in your offset can reduce the amount of your loan that interest is calculated on.

For example, if you have a $600,000 home loan and $50,000 in your offset, interest may be calculated on $550,000 rather than the full loan balance.

The money is still yours and remains accessible, while reducing the interest you pay over time.

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18/09/2026

A high net worth family Trust came to us with a 15 year lending structure spanning multiple assets and asset types.

Over time that structure had become increasingly complex creating what we often refer to as “legacy tax”. Arrangements that were built for a different time, but continue to impact the people involved today.

We worked closely with the three adult siblings and their existing Accounting team to ensure the new lending strategy aligned with the broader financial plan.

The result? A lending structure that no longer held the individuals back because of historical arrangements, together with a 30% improvement in their ongoing interest expense.

There’s nothing more powerful than hearing directly from the people we work with. We’re grateful for the opportunity to ...
11/09/2026

There’s nothing more powerful than hearing directly from the people we work with.

We’re grateful for the opportunity to support our clients through important financial decisions and even more grateful when they take the time to share their experience✨

Introducing, Nicole✨ Nicole brings over a decade of experience as a highly accomplished Executive Assistant, having supp...
07/09/2026

Introducing, Nicole✨

Nicole brings over a decade of experience as a highly accomplished Executive Assistant, having supported C-suite executives, leaders and teams across some of Australia’s most recognised and influential brands.

Nicole delivers with a solutions-first mindset, ensuring both people and processes are supported to the highest standard.

Nicole plays a pivotal role across executive support, operations and client services, creating structure, improving flow and enabling both our team and clients to move through the lending journey with confidence and ease.

Many people assume their borrowing capacity is based purely on their income. Understanding your borrowing capacity helps...
03/09/2026

Many people assume their borrowing capacity is based purely on their income. Understanding your borrowing capacity helps you make informed decisions with confidence before starting your property journey.

To get a guide on what you could borrow, connect with us✨

Property investing isn’t just about buying the next property. It’s about building the right foundation for the ones that...
22/07/2026

Property investing isn’t just about buying the next property. It’s about building the right foundation for the ones that follow.

Our clients came to us with a clear goal: purchase a second investment property without impacting their cash reserves held that were allocated for other requirements.

Together, we developed a lending strategy that leveraged the equity held in highly performed assets ready to fund a new acquisition and associated costs.

The result? A lending structure that supports today’s purchase while creating capacity for tomorrow’s opportunities.

The right lending strategy isn’t just about getting approved.
It’s about giving you options for what comes next.

A sharp interest rate matters, but it’s only one piece of the puzzle.The right loan structure should support your cashfl...
20/07/2026

A sharp interest rate matters, but it’s only one piece of the puzzle.

The right loan structure should support your cashflow, future plans, flexibility, lifestyle changes and long term financial goals.

While a low rate can look appealing upfront, it doesn’t always mean the loan is the right fit.

Sometimes the cheapest option today can become the most expensive mistake later if the structure doesn’t align with your needs.

The best lending strategy is one that’s built around you, your goals and the way you want to live.

The biggest flex about having a mortgage broker on your team, isn’t about the rates.It’s having someone in your corner w...
15/07/2026

The biggest flex about having a mortgage broker on your team, isn’t about the rates.

It’s having someone in your corner who understands your goals, compares hundreds of loan options, structures your lending strategically, advocates on your behalf and continues to support you long after settlement.

A great broker doesn’t just help you buy a property. They help you build your financial future.

Address

Suite 105, 68-72 York Street
South Melbourne, VIC
3205

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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