Chamberlain & Co

Chamberlain & Co We understand that you want a great rate, but that doesn’t mean we should compromise on service.

Introducing, Nicole✨ Nicole brings over a decade of experience as a highly accomplished Executive Assistant, having supp...
07/09/2026

Introducing, Nicole✨

Nicole brings over a decade of experience as a highly accomplished Executive Assistant, having supported C-suite executives, leaders and teams across some of Australia’s most recognised and influential brands.

Nicole delivers with a solutions-first mindset, ensuring both people and processes are supported to the highest standard.

Nicole plays a pivotal role across executive support, operations and client services, creating structure, improving flow and enabling both our team and clients to move through the lending journey with confidence and ease.

Many people assume their borrowing capacity is based purely on their income. Understanding your borrowing capacity helps...
03/09/2026

Many people assume their borrowing capacity is based purely on their income. Understanding your borrowing capacity helps you make informed decisions with confidence before starting your property journey.

To get a guide on what you could borrow, connect with us✨

Property investing isn’t just about buying the next property. It’s about building the right foundation for the ones that...
22/07/2026

Property investing isn’t just about buying the next property. It’s about building the right foundation for the ones that follow.

Our clients came to us with a clear goal: purchase a second investment property without impacting their cash reserves held that were allocated for other requirements.

Together, we developed a lending strategy that leveraged the equity held in highly performed assets ready to fund a new acquisition and associated costs.

The result? A lending structure that supports today’s purchase while creating capacity for tomorrow’s opportunities.

The right lending strategy isn’t just about getting approved.
It’s about giving you options for what comes next.

A sharp interest rate matters, but it’s only one piece of the puzzle.The right loan structure should support your cashfl...
20/07/2026

A sharp interest rate matters, but it’s only one piece of the puzzle.

The right loan structure should support your cashflow, future plans, flexibility, lifestyle changes and long term financial goals.

While a low rate can look appealing upfront, it doesn’t always mean the loan is the right fit.

Sometimes the cheapest option today can become the most expensive mistake later if the structure doesn’t align with your needs.

The best lending strategy is one that’s built around you, your goals and the way you want to live.

The biggest flex about having a mortgage broker on your team, isn’t about the rates.It’s having someone in your corner w...
15/07/2026

The biggest flex about having a mortgage broker on your team, isn’t about the rates.

It’s having someone in your corner who understands your goals, compares hundreds of loan options, structures your lending strategically, advocates on your behalf and continues to support you long after settlement.

A great broker doesn’t just help you buy a property. They help you build your financial future.

Having scheduled a check in and review, our clients communicated to us feeling frustrated with their current lender afte...
13/07/2026

Having scheduled a check in and review, our clients communicated to us feeling frustrated with their current lender after poor communication, limited digital banking functionality and a loan that no longer aligned with their goals.

Together, we restructured their lending to:

➕ Prioritise paying down their home loan sooner.
➕ Improve cash flow by transitioning their investment loan
to interest only.
➕ Fund a new vehicle with a clear repayment strategy.
➕ Maintain flexibility with offset and redraw facilities.
➕ Separate their properties to remove cross
collateralisation and create a stronger lending structure.

A sharp interest rate matters, but it’s only one piece of the puzzle.

If your current loan no longer suits your goals, it might be time for a lending health check.

Buying your first home is a huge milestone and having the right support can make all the difference. We guide first home...
08/07/2026

Buying your first home is a huge milestone and having the right support can make all the difference.

We guide first home buyers through every stage of the journey. From understanding borrowing capacity and government grants to navigating pre approval, property searches and settlement.

Beyond helping you secure a loan, we focus on creating lending structures designed to support your long term goals, financial flexibility and future opportunities.

Our role is to simplify the process, answer your questions and help you move forward with confidence!

Your Loan to Value Ratio is one of the most important numbers lenders look at when assessing your home loan.In simple te...
06/07/2026

Your Loan to Value Ratio is one of the most important numbers lenders look at when assessing your home loan.

In simple terms, it’s the percentage of your property’s value that you’re borrowing, so why does it matter?…

+ A lower LVR can provide access to more competitive lending options

+ It may help help you avoid Lenders Mortgage Insurance (LMI)

+ It can increase your borrowing flexibility when purchasing or refinancing

+ It gives lenders greater confidence in your application

+ Your LVR also relates to EQUITY..but that’s a post all of it’s own!

Whether you’re a first home buyer, upgrading, investing or reviewing your current lending, being able to understand your LVR can help you make more informed decisions and uncover opportunities you may not have considered.

When our clients first reached out, they were carrying an existing home loan along with a number of personal debts and c...
03/07/2026

When our clients first reached out, they were carrying an existing home loan along with a number of personal debts and credit facilities that were impacting their monthly cash flow.

By taking the time to understand their situation and future goals, we were able to refinance their owner-occupied home loan and consolidate their existing debts into a more streamlined lending structure.

The result? Simpler finances, improved cash flow and a clear path forward.

Sometimes it’s not about borrowing more. It’s about making your money work harder and ensuring your lending structure supports the life you’re building.

02/07/2026

The man, the myth and still a legend...

Meet Joel, our client services extraordinaire and settlement specialist!

With a career defined by excellence, Joel brings the same drive, discipline and focus that made him a professional rugby league standout to his role at Chamberlain + Co.

A former NRL and English Super League player, Joel’s professional sporting career spanned 17 years, featuring five Test appearances for Australia, three State of Origin matches for NSW, and multiple leading try scoring awards.

Known for his commitment, precision and performance under pressure, Joel has successfully channelled these qualities into his role helping our clients navigate the world of finance with confidence and care.

Address

Suite 105, 68-72 York Street
South Melbourne, VIC
3205

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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