Loan Market - Scott and Nick Shanks

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Australia
South Brighton, SA
Loan Market - Scott and Nick Shanks

Our team has over 35 years of experience in residential and commercial loans.

01/04/2025

Last time the RBA met, it cut the cash rate. This saw increased activity in the property market, including from first-home buyers. Find out six ways you could buy a home sooner.

https://broker.loanmarket.com.au/shanks/blog/april-2025-cash-rate/

18/02/2025

Big news - the cash rate has just been cut. This means we should soon see lower interest rates and increased borrowing power for many. Reach out to find out how this could impact you.

https://broker.loanmarket.com.au/shanks/blog/february-2025-cash-rate/

17/02/2025

How did your city perform? 🏙️

Sydney and Melbourne led the downturn, with high prices and interest rates slowing demand. Despite the dip, experts believe the downturn will be short-lived, with growth potential tied to improved affordability and lower rates. As the market adjusts, buyers may see new opportunities, but the pace of recovery will depend on economic factors and regional variations.

12/02/2025

A broker can help you consider which type of loan is suited to your renovation plans.

Some common options include:

🏡 Home Equity Loan: Allows you to borrow against the equity in your home. It typically offers lower interest rates but requires you to use your home as collateral.
📈 Personal Loan: An unsecured loan that doesn’t require collateral, but usually comes with higher interest rates compared to home equity loans.
🪜 Home Equity Line of Credit (HELOC): A revolving line of credit based on your home’s equity, offering flexibility in borrowing and repayment.
🔧 Renovation Loan: Some lenders offer specific loans designed for home improvements, which may include favorable terms for renovation projects.

31/01/2025

Own your home, own your home loan. 🏡

If you want to buy your first home in 2025, there are a number of steps you can take to take to put yourself in a stronger position.

Reach out to our team to begin your journey today.

21/01/2025

Whether you’re buying your first home or next home, there a number of fees to consider beyond the purchase price of the home itself. The fees you will pay will depend on your lender, where you live and your circumstances. We can help you calculate these to ensure you remain within your budget.

15/01/2025

A credit report is an essential part of the loan process when purchasing a new property.

As your broker, we take a detailed look at your credit report and use it to help determine the right loan solution for your needs.

Chat to us today.

02/01/2025

You may be tempted to turn to your existing bank when you want to take out a loan. While you may already have a relationship with them, it is likely there are other loans out there that are more suited to your needs. With a broker by your side, the application process can be made easy and you can know you are applying for the right loan for you.

24/12/2024

When preparing to apply for a home loan, it's normal to have to provide payslips as a proof of income. But what happens if you're self-employed? The good news is there are a number of other ways to provide proof of income. We can take you through all your options and find the right lender to help get you into your new home sooner.

18/12/2024

Some great feedback from some happy clients who have been able to smoothly settle into their new home prior to Christmas.

There is still plenty happening as we close out 2025, so please reach out if you are looking to purchase a property or would like to review your current financial position! 🥳🏠

17/12/2024

According to CoreLogic data, residential construction costs rose 3.2% in the 12 months to September, which is an increase from the 2.6% over the 12 months to June. The good news is it is down from this time last year. If you’re looking to build, we can help you find the right construction loans. These work differently to regular home loans, but we can help you manage it every step of the way.

Address

539 Brighton Road
South Brighton, SA

Website

https://www.loanmarket.com.au/scott-shanks

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