What are the opening hours?

Monday 9:30am - 4pm Tuesday 9:30am - 5pm Wednesday 9:30am - 5pm Thursday 9:30am - 5pm Friday 9:30am - 4pm Saturday 9:30am - 11:30am

Bay Finance Co

Home
Australia
Somerton Park, SA
Bay Finance Co

Call Directions Website Contact the business

Bay Finance Co is a mortgage broking business specialising in home loans, self-employed applicants, Super Fund SMSF loans, Agri and Commerial/Business Lending.

Book a free review below.

18/09/2026

The Riverland turned it on yesterday with sunshine and a perfect Field Day. We’re back on the stand today — feel free to stop by and say hello

17/09/2026

Luke Hunyadi Hannah Hunyadi

25/08/2026

Here’s something we’d love more people to know - you don’t need to be ready to buy before you talk to a finance broker.

In fact, some of the clients who end up in the strongest position speak with us 3–12 months before they plan to make a move. That extra time can be really valuable.

It means we can look at where things are currently sitting, what you might be able to borrow, what you’ll need to have ready and whether there’s anything worth working on before you make a big financial decision.

Because once you've fallen in love with the house, found the car or decided you're ready to refinance, you're already working to a deadline.

A little planning before that point can give you much more flexibility.

You don't need to have all the answers before you call. That's what the first conversation is for.

20/08/2026

Thinking about buying a home? 🏡
Before you jump onto realestate.com.au and start mentally moving into every second house you see, take a step back and work out the plan first.

It’s helpful to know:
What you could comfortably borrow
What your repayments may look like
How much of a buffer you want to keep
What price range actually makes sense for you
What your next step should be

Because the biggest loan you can get isn’t necessarily the biggest loan you should take.

Having a clear idea of your numbers first can make the whole buying process feel much more straightforward, and it means you can go to those open inspections knowing exactly where you stand.

This is general information only and isn’t personal or financial advice. Everyone’s circumstances are different, so please seek professional advice before making any financial decisions.

18/08/2026

Getting knocked back for a property purchase can be frustrating - especially when you’ve found the right property.. But a lender saying no doesn't necessarily mean you can't buy it.

There can be other factors worth looking at, including the equity you already have, how your existing loans are structured and which lenders are comfortable with the type of property you're buying.

Before you give up on the deal, make sure you've explored the structure properly.

If you're looking at buying regional land or another property and aren't sure where you stand, we're happy to have a chat.

This is general information only and isn’t personal or financial advice. Everyone’s circumstances are different, so please seek professional advice before making any financial decisions.

17/08/2026

You don’t need to have it all figured out before you talk to us.

Maybe you’re thinking about buying your first home. Maybe you want to upgrade, invest, buy commercial property or get finance for your business.... Or maybe you’ve just got an idea and you’re wondering whether it’s actually possible.

That’s what the first conversation is for.

We’ll talk through where you’re at, what you’re trying to achieve and what your options could look like. You might find you’re ready to go, or you might find there are a few things worth sorting first. Either way, you’ll know more than you did before.

It’s free, and takes about 30 seconds to book.

If you’ve been thinking about it for a while, maybe it’s time to stop wondering.

TO BOOK:
https://tinyurl.com/4uhb9fwe

13/08/2026

*Immediately updates profile bio to “professional approval-getter” 😜🤣

11/08/2026

If you’re self-employed, you’ll probably know exactly what we mean here... You might be running a genuinely successful business, but the way your income shows up on your tax returns, financials and bank statements doesn’t always tell the full story.

It can make applying for finance feel beyond frustrating. The thing is, the numbers a lender looks at don’t necessarily tell the same story you see every day.

There is good news!
There can be different ways lenders assess self-employed income, and some may be a better fit for your situation than others.

The important thing is not to assume you won’t qualify - and definitely don’t wait until you’ve found the perfect property to find out.

If you’re a business owner and finance is on your radar, let’s have a conversation now. We can look at where you’re at and what your options could be.

Here if you need us.

10/08/2026

What if upgrading your home didn’t mean selling the one you already own?
It’s a question worth asking - especially if you’ve owned your home for a few years and built up some equity (which, if you've owned your home since Covid days - you very possibly have!).

Here’s the part people sometimes miss... having equity doesn’t automatically mean you can use all of it. Your income, existing debts, expenses, property value and lender criteria all come into play. That’s why a good plan starts with understanding what’s actually possible before you fall in love with the next house 🎯

If you’re wondering whether your current home could help you make your next move, let’s run the numbers 🤷‍♂️

Book a free call:
https://tinyurl.com/4uhb9fwe

This is general information only and isn’t personal or financial advice. Everyone’s circumstances are different, so please seek professional advice before making any financial decisions.

Address

37 Moseley Steet
Somerton Park, SA
5045

Opening Hours

Monday	9:30am - 4pm
Tuesday	9:30am - 5pm
Wednesday	9:30am - 5pm
Thursday	9:30am - 5pm
Friday	9:30am - 4pm
Saturday	9:30am - 11:30am

Telephone

+61424370107

Website

https://www.bayfinance.com.au/

Alerts

Be the first to know and let us send you an email when Bay Finance Co posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.