Sophie Hayes Finance Broker

Sophie Hayes Finance Broker Credit Rep 561939

Finance Broker | Founder

Singleton & Regional NSW

Helping clients with:
šŸ” Home Loans ā€¢ šŸ® Agribusiness
šŸ¢ Commercial ā€¢ šŸš˜ Asset Finance

Local, experienced, and here to make finance simple.

Self-employed finance isnā€™t always straightforward, especially when profits fluctuate and multiple business facilities a...
09/09/2026

Self-employed finance isnā€™t always straightforward, especially when profits fluctuate and multiple business facilities are involved.

With the right strategy, we helped this client unlock equity, simplify their finances, and fund improvements that could increase their propertyā€™s earning potential. All without the cost or delay of a formal valuation.

Have plans for your property and want to explore your options? Send me a DM.

Selling doesnā€™t always mean losing your existing rate šŸ”We helped our clients keep most of their loan fixed at 4.99%, sav...
01/09/2026

Selling doesnā€™t always mean losing your existing rate šŸ”

We helped our clients keep most of their loan fixed at 4.99%, saving them an estimated $8,000 in interest while they upgraded their home.

Selling and buying? Book a chat through the link in our bio.

Not all brokers are the same. There is a difference with the right broker šŸŒ¾
18/08/2026

Not all brokers are the same.

There is a difference with the right broker šŸŒ¾

14/08/2026

If Iā€™m not answering your callā€¦ I have plans with my girls šŸ“

10/08/2026

Buying with someone else doesnā€™t have to mean a joint mortgage and fingers crossed šŸ”

A property share loan lets two parties (or more!) go in on a purchase, but your portion of the debt sits in your name only.
No joint liability for the full loan, just your share.

This comes up a lot with siblings, friends, or parents helping a child buy. It can get you into the market years earlier than going it alone.

The part people skip is the exit plan. What happens if one of you wants to sell down the track? Thatā€™s worth mapping out before you sign anything.

Weighing this up with someone? Message me and letā€™s talk it through.

As a mortgage broker, Iā€™ve heard just about every first home buyer myth you can imagine.The truth is, most people arenā€™t...
04/08/2026

As a mortgage broker, Iā€™ve heard just about every first home buyer myth you can imagine.

The truth is, most people arenā€™t taught how home loans actually work, so if youā€™ve ever thought one of these things... youā€™re in good company.

The best first step isnā€™t finding the perfect house. Itā€™s understanding your options.

Address

Suite 5, 128 John Street
Singleton, NSW
2330

Telephone

+61400370102

Website

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