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Monday 7:30am - 8pm Tuesday 7:30am - 8pm Wednesday 7:30am - 8pm Thursday 7:30am - 8pm Friday 7:30am - 8pm Saturday 8am - 5pm Sunday 8am - 5pm

Kelly Paterson - Mortgage and Finance Broker

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Australia
Shailer Park, QLD
Kelly Paterson - Mortgage and Finance Broker

My aim is to assist my clients to achieve the best possible outcome to all their lending needs with

08/08/2025

Thank you to my lovely long term customers Ashleigh & James Marshall for the beautiful flowers. It’s the beautiful people we help and meet that makes this job so great 🥰

26/04/2025

Today marks 3 years as a mortgage broker with Borro 🎉 thank you for the lovely delivery Cara. Love our team 💕 ….. sneaky photo bomb Lexi 😉🐶

21/03/2025

Great night at the Better Business awards with our awesome Borro team 😍 so happy for our fabulous Client Service Manager Xatiese Wilson taking home a win 🏆 👏💕

22/02/2025

Ready for our last day at the Brisbane Home Show 🏡 Come down for a visit 😁

23/12/2024

Wishing you a Very Merry Christmas 🎄May your stocking be filled with love, laughter, and happiness !!

06/12/2024

Come down and visit us !! Book a home loan health check and you could win a TV 😀

02/10/2024

Choosing the right mortgage requires analysis of a few important factors, not just the interest rate.

In fact, you may discover that the loan with the lowest interest rate is neither the ‘best’ nor the cheapest – although it could be.

Similarly, the cheapest loan may not necessarily be the ‘best’ and the ‘best’ loan may not be the cheapest. A loan with a higher interest rate may, for example, have fewer fees, a faster loan assessment process or less stringent qualifying criteria.

When comparing mortgages you need to consider the comparison rate, interest rate, associated fees and extra loan features or options.

Here are two tools to help you:

1. Key fact sheet: This is a summary of the loan you are considering, including features, detailed pricing and your personalised comparison rate

2. Loan comparison calculators: These are widely available online and allow you to input the fees, interest rates and additional charges of two different lenders to identify which offering may be ‘better’.

Book an appointment with me today 0437 478 028 or via https://calendly.com/.../initial-finance-appointment-phone

29/09/2024

Improving your credit score is one of the best things you can do before applying for a home loan. It can make a big difference in getting approved and securing a better interest rate.

Start by checking your credit report – make sure no errors are dragging your score down. If you spot any, get them corrected right away.

Next, pay down any outstanding debts, especially loans, as these can impact your score.

It’s also important to avoid taking on new credit right before your application; multiple credit checks can bring your score down.

If you have any buy-now-pay-later accounts, consider paying them off early – lenders might see these as a sign of financial strain.

Lastly, always pay your bills on time. Lenders want to see consistency, so building a solid repayment history is essential.

Book an appointment with me today 0437 478 028 or via https://calendly.com/.../initial-finance-appointment-phone

26/09/2024

Most homeowners repay their home loans in 25 to 30 years but there are several ways to become mortgage-free faster.

One of them is to switch from monthly to fortnightly repayments.

Paying half your monthly repayment every two weeks instead of your full payment once a month will result in an extra month’s payment each year. This is because some months have five weeks.

Using a hypothetical example of an $800,000 home loan with an interest rate of 6.40% (30-year loan term), the monthly repayment could be approximately $5,004. Over one year (12 payments) you could pay around $60,048.

If, however, you pay $2,502 every two weeks (26 payments) you could end up paying approximately $65,052 a year. This can make a significant difference.

$5,004 monthly:

* Total: $1,801,457
* Term: 30 years

$2,502 fortnightly:

* Total: $1,574,116
* Term: 24 years, 3 months

Based on this example, you could save more than $227,341 in interest and repay your mortgage five years and nine months earlier.

Book an appointment with me today 0437 478 028 or via https://calendly.com/.../initial-finance-appointment-phone

Address

3/46 Bryants Road
Shailer Park, QLD
4128

Opening Hours

Monday	7:30am - 8pm
Tuesday	7:30am - 8pm
Wednesday	7:30am - 8pm
Thursday	7:30am - 8pm
Friday	7:30am - 8pm
Saturday	8am - 5pm
Sunday	8am - 5pm

Telephone

+61437478028

Website

https://borro.com.au/, https://calendly.com/borro-kellypaterson/initial-finance-appointment-phone

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