Dr Broker

Dr Broker Average bloke, $200m Asset Finance, Mortgage, SMSF, Commercial, Personal, Buy, Invest, real experience to help you

🪓 Want to chop your home loan rate? 🪓⁣⁣⁣⁣RateCity recently found that 80% of people who’ve asked their lender for a rate...
10/06/2024

🪓 Want to chop your home loan rate? 🪓⁣⁣
⁣⁣
RateCity recently found that 80% of people who’ve asked their lender for a rate cut, got one. 👍⁣⁣⁣
⁣⁣
But it’s not that simple. You need to:⁣⁣
⁣⁣
✅ ⁣Know your home loan rate⁣⁣
✅ ⁣Know the rate your bank is offering new customers, and⁣⁣
✅ Arm yourself with rates from other lenders, and be prepared to walk if your lender doesn't want to play ball.⁣⁣
⁣⁣
Sound like too much hard work?⁣⁣
⁣⁣
Well, one solution is to give us a call and we'll help guide you. 👇⁣⁣⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🔨 Shrinkflation: the hot new renovation trend? 🔨⁣⁣Aussies love a good renovation project! (any The Block fans around her...
05/06/2024

🔨 Shrinkflation: the hot new renovation trend? 🔨⁣

Aussies love a good renovation project! (any The Block fans around here?) 😅⁣

But we don't all have dozens of sponsors to help us fund a reno for a multi-million dollar mansion. ⁣

Instead, some homeowners are beating high costs by scaling back their plans. 🤨⁣

Housing Industry Association research* shows affordability and value are becoming key considerations for renovators.⁣

That’s seeing ‘shrinkflation’ kick in as homeowners opt for smaller but perfectly formed spaces - especially when it comes to costly improvements like bathroom upgrades. 🚽⁣

What also matters is how you fund your home improvements. 👍⁣

And that's where we come in. Call us today to discover what financing options you have available to you for your next reno project. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🤔 Is home ownership the key to happiness? 🤔⁣⁣Your home isn’t just a roof over your head. It’s also a source of joy! 😁⁣⁣A...
03/06/2024

🤔 Is home ownership the key to happiness? 🤔⁣

Your home isn’t just a roof over your head. It’s also a source of joy! 😁⁣

A recent survey by Great Southern Bank shows that owning a home has the power to bring extra happiness to our lives.⁣

It’s like comfort food for your financial well-being. 😅⁣

Want to boost the feel-good factor?⁣

Let us help line you up with a home loan that’s right for your needs. 🙌⁣

Right home. Right loan. Great combo. ✅⁣

Talk to us to find your ideal mortgage match, and unleash your inner joy. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🙌 Mortgage brokers have done it again! 🙌⁣⁣We’ve just notched up another industry win, setting a new record for market sh...
29/05/2024

🙌 Mortgage brokers have done it again! 🙌⁣

We’ve just notched up another industry win, setting a new record for market share. 😮⁣

72% of Aussies now turn to a mortgage broker for help landing a home loan (MFAA stats).⁣

Makes sense (to us at least!). Because as your broker, our job is to help you:⁣

✅ Potentially save with a competitive rate⁣
✅ Enjoy better loan features⁣
✅ Buy your home or investment property with confidence knowing a broker is on your side.⁣

So if you're looking for a home loan specialist, call us today and we'll help you find a loan that suits your needs. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🔨 How do construction loans work? 🔨⁣⁣Instead of receiving a lump sum from the lender, a construction loan drip feeds fun...
27/05/2024

🔨 How do construction loans work? 🔨⁣

Instead of receiving a lump sum from the lender, a construction loan drip feeds funds in line with various stages of the project, including:⁣

✅ Laying the slab⁣
✅ Erecting the frame⁣
✅ Reaching lock-up⁣
✅ Fitting out your home⁣
✅ Completion of construction.⁣

This arrangement offers some valuable advantages. 😁⁣

Loan interest is only calculated on the funds drawn down, not on the total value of the loan. And during the construction period, you’ll generally be asked to make interest-only payments.⁣

Once your new home or renovation is complete, your construction loan will typically roll into a regular home loan. 🏡⁣

So if you’re looking to build or renovate, talk to us today about your funding options and we’ll aim to help you get the ball rolling on your construction project sooner. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🦅 Lending to property investors is soaring once more 🦅⁣⁣The value of new investment loans in February 2024 was 21.5% com...
22/05/2024

🦅 Lending to property investors is soaring once more 🦅⁣

The value of new investment loans in February 2024 was 21.5% compared to a year ago, according to ABS data. ⁣

What’s driving investor interest? 🤔⁣

✅ Vacancy rates at a record low 0.7% (Domain data)⁣
✅ Expectations of a possible rate cut later this year⁣
✅ A jump in listings giving investors more choice (SQM research).⁣
✅ Potential tax savings of negative gearing (seek your accountant/financial planner's advice).⁣

Ready to become a property investor yourself?⁣

Talk to us today about the investment loan that matches your needs. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

💪 How does your home loan rate shape up? 💪⁣⁣Your home loan may have had a red hot rate back in the day. 🙌⁣⁣But is it sti...
20/05/2024

💪 How does your home loan rate shape up? 💪⁣

Your home loan may have had a red hot rate back in the day. 🙌⁣

But is it still competitive? 🤔⁣

One in five borrowers haven’t compared rates since first taking out their loan (Mozo report).⁣

Keeping on top of your loan rate doesn't need to be difficult though. 🙃⁣

Talk to us about a home loan review. 🙌⁣

It lets you know if your loan is still getting a good rate – with all the features and flexibility you need. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

⏳ How long does it really take to get a home loan? ⏳⁣⁣As soon as you pay a deposit on a home, the clock is ticking to li...
15/05/2024

⏳ How long does it really take to get a home loan? ⏳⁣

As soon as you pay a deposit on a home, the clock is ticking to line up a home loan. ⏰⁣

Finance (or cash 😅) is required by settlement, or you could cop costly fees and penalties. 😬⁣

As a rule, try and allow around 4-6 weeks to land a loan. ⁣

There’s plenty you can do however to help speed up the process:⁣

✅ Talk to us to know if your finances are home-loan ready⁣
✅ Have the paperwork in place that lenders like to see⁣
✅ Check you’ve completed the loan application accurately⁣

Ask us about loan pre-approval too. It can be a lot less stressful than applying for a loan after you’ve paid a deposit. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨⁣⁣Three common mind traps can get between you and your property goals....
13/05/2024

🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨⁣

Three common mind traps can get between you and your property goals. 🏡⁣

Fear of Missing Out (FOMO) is the most famous of the trio and can lead to overpaying (and thus, taking on too much debt), as buyers race into the market to buy before prices potentially rise higher. 📈⁣

Fear of Better Options (FOBO), on the other hand, can see buyers waiting on the sidelines for too long (or indefinitely!) for a better property to come along. ⏰⁣

Fear of Over Paying (FOOP) can also be a big mental block. But plenty of research can let you know if you’re paying a fair price. 👍⁣

If you've got doubts about what you can afford to buy, speak to us today and we'll help you assess your borrowing capacity. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🏡⁣ Home owners now have an extra $71,000 in equity (on average) 🏡⁣⁣⁣CoreLogic's home value index has skyrocketed $71,832...
08/05/2024

🏡⁣ Home owners now have an extra $71,000 in equity (on average) 🏡⁣⁣

CoreLogic's home value index has skyrocketed $71,832 since January 2023. 📈⁣

That could mean a 5-figure jump in your home equity! 🙌⁣

Want to make your home equity work harder for you? ⁣

Here are some potential ways you could leverage it:⁣

🏡 Refinance your home loan to save on interest⁣
🏚 Tap into renovation funds to improve your home’s value⁣
🏘 Buy an investment property without (possibly) dipping into cash savings⁣

Talk to us today about ways you could unlock your equity and pursue other opportunities. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🏘 Millennials: Australia’s most active property investors 🏘⁣⁣⁣⁣New CommBank data shows Millennials (born 1981 - 1996) ac...
06/05/2024

🏘 Millennials: Australia’s most active property investors 🏘⁣⁣
⁣⁣
New CommBank data shows Millennials (born 1981 - 1996) accounted for almost half (46%) the bank’s new property investors in 2023. 😮⁣⁣
⁣⁣
Almost 1-in-3 Millennials have purchased an investment property solo, without the help of a partner.⁣⁣
⁣⁣
Plenty are also doing it by ‘rentvesting’ – buying property where they can afford, then renting where they want to live. 🙌⁣⁣
⁣⁣
Ready to become a property investor? 🤔⁣⁣
⁣⁣
Talk to us to know how much you can borrow, and let's try and get you into the market sooner. 👇⁣⁣
⁣⁣
To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

🚗 Records are being smashed in the new car market 🚗⁣⁣Over 105,000 new vehicles were sold in February 2024, an increase o...
01/05/2024

🚗 Records are being smashed in the new car market 🚗⁣

Over 105,000 new vehicles were sold in February 2024, an increase of 21% on 2023 (FCAI stats).⁣

But deciding how to pay for your car can be just as important as the make/model you choose. 🤔⁣

Dealer finance may seem quick and easy. 🤨⁣

But applying for car finance before you hit the car yards can provide you with:⁣

✅ More choice⁣
✅ The potential for more affordable finance⁣
✅ Turbo-charged negotiating power if your car loan is pre-approved.⁣

Love your car. Love your car loan. 🚙⁣

Call us today to help get you into a new set of wheels. 👇⁣

To find out more, DM us or contact Dr Broker on:

☎ – 0457 168 315
💻 – [email protected]

Address

6 Belbora Road
Shailer Park, QLD
4128

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 1pm

Telephone

+61457168315

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