BAM Financial Planning

BAM Financial Planning Our intention for clients is to help you have, do and achieve more of what you love. Our clients are typically couples and families.

We want to make it easier for you to know where you are heading in life and for you to achieve the things that are important, to you. At BAM Financial Planning our intention for clients is to help you have, do and achieve more of what you love. We believe that you should be able to do more of what you love and not worry about some of the little things in life. We make sure that you have a clear pl

an and the tools in place that will help you get there. We have found that clients in their prime naturally have similar financial concerns and are often leading busy lives. Contracting a financial planner, such as BAM FP, can allow you the time to concentrate more on yourself and your family to have, do and achieve more of what you love. Please refer to http://bamfp.com.au/ for our General Advice Warning and General Advice (Tax) Warning. Nathan Baker and BAM Financial Planning, are Authorised Representatives of RI Advice Group Pty Ltd ABN 23 001 774 125, AFSL 238429

The information (including taxation) in this website does not consider your personal circumstances and is of a general nature only - unless otherwise stated. You should not act on the information provided without first obtaining professional advice specific to your circumstances.

02/06/2026

"Get prepared for June 30"

Tax time is just around the corner, so now is the time to get ahead and find out what strategies may be available to you before 30 June. Time for a portfolio review Contents hide 1 Time for a portfolio review 2 Super contribution strategies 3 Division 296 super tax 4 Tax timing strategies 5 ... Read...

27/05/2026

"Look beyond traditional diversification"

Investors can employ diversification strategies beyond just asset allocation Contents hide 1 Investors can employ diversification strategies beyond just asset allocation 1.1 Diversification reduces risk and regret 1.2 Diversification goes beyond portfolio construction 1.3 What tax diversification lo...

27/05/2026

"Your home in retirement"

Retirement is an opportunity to assess where you live and how you want to live. Contents hide 1 Questions to help you decide where to live 2 If you own your home 2.1 Staying in your home 2.2 Downsizing in retirement 2.3 Maureen and Gary downsize their home 3 If you rent your home 4 ... Read more

26/05/2026

"Can I access my super early?"

Many older Australians are understandably eager to access their superannuation, but strict rules apply. Contents hide 1 Transition to retirement 2 Beware of false promises 3 Don’t waste your super For many Australians, superannuation will be their most significant source of long‑term savings. Ye...

20/05/2026

"Aged care"

If you need help at home, the Australian Government provides a range of care services. Contents hide 1 Where to start 2 Care and help at home 2.1 What you pay 3 Residential aged care 3.1 What you pay 3.2 Selling or keeping your family home 4 Short-term help 5 Private retirement accommodation Where t...

20/05/2026

"What is share market volatility"

Volatility is how the return on an asset fluctuates over time. Using the share market as an example, volatility is often measured by changes in the price of a share. When the market is volatile, prices can rise or fall a lot in a short time. Contents hide 1 What causes share market volatility? 2 ......

19/05/2026

"Payday Super Regulations: further details for SMSFs"

13/05/2026

"The Iran war and markets: Keeping perspective amid uncertainty"

There’s a particular kind of unease that creeps in when market headlines start mixing geopolitics with talk of oil prices and recessions. That feeling has been hard to avoid, as the escalating war in the Middle East spooked global markets and brought fresh uncertainty to an already fragile economi...

13/05/2026

"I’m close to retirement age. What are my options for drawing on my super savings?"

Retiring well means making a series of decisions to ensure a financially secure post-work life. One practical step is to work out the income you need each week to survive and thrive when you stop working. Contents hide 1 Account-based pensions 2 Another option for regular income: annuities 3 Choosin...

12/05/2026

"AI and money decisions"

Using publicly available, general-purpose artificial intelligence (AI) for money questions? Learn when it can help, and when you should get more information. Contents hide 1 How AI can help with money questions 2 What to consider if you use AI 3 How to ask better questions (and get better answers) 4...

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2A Dunstone Road
Semaphore, SA
5019

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