SR Finance and Mortgage Broker

29/05/2026

18/12/2025

I am always grateful for the clients I have the privilege of helping, whether it's buying a first home, building an investment portfolio, or securing a holiday home. A client-broker relationship can be a long and rewarding one, and it is these relationships that fuel my passion for my job.
This Christmas, I am grateful to you and my family for your love and friendship. I wish you all a relaxing and loving holiday period, and a prosperous new year.

Below is my latest review from another great client.
If you or a loved one is looking to refinance, make a property move or buy a new car in 2026, please reach out to me via 0408082487 or [email protected].

06/11/2025

Co-Buying is the new black!

"Buy Your First Home Faster: The Smart Way for Young Aussies to Enter the Property Market"

Thinking of buying your first home with friends? It’s a smart way to get onto the property ladder, especially with rising prices and tight deposits.

But, go in with your eyes open: keep the group small, choose friends you trust, be transparent about finances, and set clear rules from the start. Have an exit plan and put everything in writing—it's all about smart planning for a stress-free start.

Ready to explore your options and make smart moves in today’s property market? Contact Susi Ross at 0408 082 487 or [email protected] to discuss your potential scenarios and start planning your pathway to homeownership!

14/02/2025

Want to Pay Off Your Home Loan Faster? Here’s How an Offset Account or Redraw Can Help! 🏡💰

🚀 Offset Account – The Everyday Interest Saver
An offset account works like a regular transaction account, but every dollar in it reduces the interest on your home loan.
✅ Deposit your salary & savings to lower your loan balance daily.
✅ Pay expenses from the offset to keep funds working for you longer.
✅ Combine with an interest-free credit card to maximize cash in the offset.

💡 Example:
$400,000 loan with $20,000 in offset = Interest charged on only $380,000!

🔥 Redraw Facility – Extra Payments That Work for You
A redraw facility lets you make extra repayments on your mortgage, reducing interest, but you can access the funds later if needed.
✅ Make extra repayments whenever possible.
✅ Set automatic repayments higher than the minimum.
✅ Avoid frequent redraws to keep your loan shrinking!

💡 Which is Better?
🔹 Need flexibility? Offset account 💳
🔹 Want long-term savings? Redraw facility 💰

💬 Want to explore the best strategy for you? Let’s chat! 👇📩