Nectar Mortgages: Steve Poole

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Secret Harbour, WA
Nectar Mortgages: Steve Poole

25+ years helping Australians get the right loan: first-home buyers, investors, refinancers & business owners.

10/09/2026

𝐑 𝐔 𝐎𝐊? 𝐃𝐚𝐲 💛
Today is R U OK? Day – a good reminder to check in with the people around us, not just today, but any day.

Sometimes a simple “Are you OK?” and taking the time to really listen can make a real difference. 💛

Whether it’s a friend, family member, colleague, neighbour or mate, a genuine conversation can help someone feel supported and remind them they’re not alone🤗 .

You don’t need to have all the answers. Sometimes, simply being there and listening is a great place to start.

👉 For tips on starting the conversation and supporting someone who may be struggling, visit ruok.org.au

09/09/2026

Want to help your kids buy their first home without handing over your savings?

I speak to plenty of parents who want to help their kids get into the property market, but don't have a spare $100,000 sitting in the bank.

The good news is, you may not need to.
If you've built up equity in your own home, there may be ways to use that equity to help your child with their deposit.
In some situations, a family guarantee can also help reduce or avoid Lenders Mortgage Insurance (LMI), depending on the lender and loan structure.

The important part is getting the structure right. You need to understand exactly what you're guaranteeing, how much you're putting at risk, and how the arrangement can be reduced as the loan is paid down.

It's not about simply going to the bank and signing something.
It's about making sure the arrangement works for both the parents and the kids.

If you're considering helping your son or daughter buy their first home, give me a call. I'll explain the options in plain English and help you work through what's possible.

📞 Call me on 0439 642 060
📧 [email protected]

08/09/2026

Should you buy an investment property now… or wait? 👀

Waiting for the “perfect” time could mean waiting forever.

But jumping in without checking the numbers first? That could cost you.

Before my clients make a move, we look at the bigger picture, capacity, cash flow, current commitments, investment goals, and whether the numbers actually stack up.

Because the right investment strategy isn’t about following the headlines.

It’s about knowing what works for YOU.

Thinking about your next investment property?
📞 Call/text 0439 642 060
📧 [email protected]

Let’s run the numbers before you make your move.

07/09/2026

First home buyers, spring is prime time to get moving 🏡 Here's your checklist before you start seriously looking 👉

Want to tick these off properly? Call/text 0439 642 060 or email [email protected]

06/09/2026

𝐇𝐚𝐩𝐩𝐲 𝐅𝐚𝐭𝐡𝐞𝐫’𝐬 𝐃𝐚𝐲 𝐭𝐨 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐝𝐚𝐝𝐬 𝐚𝐧𝐝 𝐟𝐚𝐭𝐡𝐞𝐫 𝐟𝐢𝐠𝐮𝐫𝐞𝐬 𝐨𝐮𝐭 𝐭𝐡𝐞𝐫𝐞! 💙
Here’s hoping today brings good food, plenty of laughs, and a bit of time with your favourite people.
However you’re spending it, have a fantastic Father’s Day!

04/09/2026

When was the last time you properly reviewed your mortgage?

If you’re ticking 2 or more of the boxes in this post, it might be time to stop assuming your current loan is still the best fit.

Your rate, loan structure and circumstances can all change over time. What made sense when you first took out your mortgage may not be what makes sense today.

A quick review could uncover a better rate, a more suitable loan structure, or simply give you confidence that you’re still on the right track.

No pressure. Just a proper look at where you stand.

📞 Call/text: 0439 642 060
✉️ [email protected]

03/09/2026

29 September is one to watch.

The next RBA decision is far from certain, with inflation still above target but the labour market showing signs of easing.

Whatever happens, it’s worth knowing where you stand before the announcement, not after.

Read the full article for what to watch and what borrowers can do now.
https://www.linkedin.com/pulse/rba-decision-day-comingheres-whats-actually-stake-steve-poole-7hgtc

📞 0439 642 060
📧 [email protected]

02/09/2026

Spring is when the property market wakes up
More listings, more competition, more buyers back i
the game.
If you're planning to buy this spring, don't start inspecting until your finance is sorted.
Swipe through

Want to be loan-ready before the spring rush? Call/text 0439 642 060 or email
[email protected]

31/08/2026

𝐒𝐩𝐫𝐢𝐧𝐠 𝐢𝐬 𝐡𝐞𝐫𝐞! 🌼🏡
A new season can be a good time to take a fresh look at your property plans – whether you're buying, selling, refinancing or staying put.
🏡 Looking to buy? Getting your finances and pre-approval sorted early can help you understand your budget before you start house hunting.
🔑 First-home buyer? The Australian Government 5% Deposit Scheme could help eligible buyers purchase with a minimum 5% deposit, without paying Lenders Mortgage Insurance. Eligibility criteria and property price caps apply.
💰 Already own a home? Spring can also be a good prompt to review your current home loan, rate and equity – particularly if it’s been a while since you last checked them.

Whatever your plans this spring, I can help you understand your finance options and get prepared for your next move.

📞 Get in touch for a chat.

28/08/2026

𝐋𝐨𝐯𝐞 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐥𝐢𝐯𝐞, 𝐛𝐮𝐭 𝐜𝐚𝐧’𝐭 𝐚𝐟𝐟𝐨𝐫𝐝 𝐭𝐨 𝐛𝐮𝐲 𝐭𝐡𝐞𝐫𝐞? 🏡
Rentvesting could be worth considering.
Rentvesting is a strategy where you continue renting in a location that suits your lifestyle, while buying an investment property in an area that better suits your budget.
With the spring property season getting underway🌺, it could be a good time to explore what’s possible and whether this approach could work for you.
Curious to know more? 📲 Give me a call and we can chat about how rentvesting works and whether it could be the right fit for you.

Address

Secret Harbour, WA
6173

Website

https://www.nectarmortgages.com.au/project/stephen-poole/

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