Monica Smirk Mortgage & Finance

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Secret Harbour, WA
Monica Smirk Mortgage & Finance

Dynamic, dedicated and devoted, Monica Smirk’s reputation speaks for itself.

Whether that be providing exceptional service, regular updates or quality advice, Monica strives to ensure her clients feel extra special throughout their entire experience.

09/02/2024

Happy Chinese New Year!

新年快乐

2024 will be the year of the wood dragon. What awaits you in the year of the Wood Dragon? People understand the Dragon because of its power, vigour, and charm. Those born in the Year of the Dragon are thought to possess these qualities as well; these people are usually born leaders who encourage and inspire others

30/08/2023

It's Wednesday time to continue on our reset path!
You have analysed your budget, cut costs and have financial goals - now is time to challenge yourself!

Why not do Frugal Weekend a Frugal week or even Frugal February - see if you can stop the spend or save more.

23/08/2023

Welcome to Rest Wednesday Tip 3!

Now that we know how much money we have and what is spare it is time to set some goals.
Your financial goals might be getting out of consumer debt. It might be building an emergency fund. It might be to save more for retirement. You might just be trying to keep your head above water. Being clear about your goals will help you set a realistic budget which works towards your goal.

Write your goal down and put it somewhere front of mind!

16/08/2023

Reset Wednesday!!! Let's get those finances back on track.

Last week we took a deep dive into our income and expenses. Now that we have a clearer picture it is time to CUT THE FAT!

Look at every expense and divide it between MUST and WANT. Then see which wants you can live without. Get on the phone and see if you can get your MUSTS down cheaper (and maybe your WANTS to then you can fit them back into the budget)

09/08/2023

Welcome to reset Wednesday!
Each Wednesday we will give you a tip to reset your finances.

Our first tip is deep dive into your income and expenses - ALL OF THEM!

Start by writing down your income and expenses over a six-month or year period to get a clearer picture of where your money is going. Also write out your debts and assets.

Having a clear picture of where your money is going is the first step to reset!

07/08/2023

Please purchase a raffle ticket to this amazing cause. Some of you may know our Monica Smirk and seen her recent interview on the news. Please contribute to this amazing lady and help her family get through this next battle.
https://bit.ly/3KqBk0v

15/07/2023

Today is UN World Youth Skills Day, observed annually on 15 July, focuses on the strategic importance of equipping young people with skills for employment, decent work and entrepreneurship.

We are passionate about ensuring our youth know the value of money and how to best plan for their financial future!

22/06/2023

Dragon Boat Festival (Duanwu Jie or Double Fifth Festival) is one of China’s most prominent traditional festivals, celebrated in Taiwan, Malaysia, regions of Indonesia and Singapore on the fifth day of the fifth lunar month. The festival commemorates the death of the Chinese poet Qu Yuan. Cultural events involve eating rice dumplings and traditional dragon boat racing.

20/06/2023

Before the financial year ends make sure you have your loan reviewed.
There have been so many changes - not just rising rates - that you may find a simple home loan health check can help you save.
Call us today to find out more.

19/06/2023

Looking to enter the First Home Guarantee or Family Home Guarantee?
Great news there has been an extension of places on 1st July!
Call us today to see how we can help you buy your home with a low deposit.

14/06/2023

Rising interests rates and cost of living can impact your mental health. Before this financial year ends and a new one begins ensure that you have also looked how your finances have impacted your mental load. And we are here to help.

12/06/2023

With 30 June fast approaching it is time to get financially fit for the next fin year.
Call us today to see how we can get your home loan in it's best shape for 2023/2024.

Address

Secret Harbour Boulevard
Secret Harbour, WA
6173

Telephone

+61439520022

Website

https://www.mfsa.com.au/staff/monica-smirk/

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