Together Financial Services

Together Financial Services www.together.finance
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Together Financial Services is a boutique mortgage and lending advisory firm specialising in helping medical and healthcare professionals make smarter lending decisions.

Every day, more than 2000 Australians refinance their home loan to another lender.If you're keen to explore whether ther...
30/08/2026

Every day, more than 2000 Australians refinance their home loan to another lender.

If you're keen to explore whether there's a more competitive offer out there for you, it pays to have a broker in your corner.

Get in touch if you'd like our guidance.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

Choosing between a fixed vs variable interest rate? It’s a big decision!Here’s a quick overview:👉 Fixed rate: Predictabl...
29/08/2026

Choosing between a fixed vs variable interest rate? It’s a big decision!

Here’s a quick overview:
👉 Fixed rate: Predictable repayments, no surprises, but less flexibility.
👉 Variable rate: Rates can go up or down, offering flexibility and potential savings (if rates go down, that is).

The right choice depends on your goals and financial situation.

We can help you weigh up the options.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

Myth busting time! #1: 'Brokers are just middlemen.' Reality: We work for you, not the banks. We have dozens of finance...
28/08/2026

Myth busting time!

#1: 'Brokers are just middlemen.' Reality: We work for you, not the banks. We have dozens of finance solutions at our fingertips from a range of lenders.

#2: 'It's more expensive.' Think again! We scour the market and then negotiate competitive rates on your behalf.

#3: 'The process is lengthy and complex.' Not with us! We streamline everything.

Ready to get started? Send us a DM!

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

27/08/2026

Let's talk about low doc loans.

These loans often suit self-employed people or those with irregular income who may not have all the documentation that banks usually need.

Applying for a low doc loan means you might not need to jump through all the usual hoops, however, it can sometimes mean higher interest rates or fewer features.

Get in touch if you'd like a hand to get on the property ladder.


🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

Ever noticed how those online 'borrowing power' calculators ask how many dependents you have?This is because caring for ...
25/08/2026

Ever noticed how those online 'borrowing power' calculators ask how many dependents you have?

This is because caring for children will impact how much the banks are willing to lend you.

Roughly speaking, each child you have under your care will reduce your borrowing capacity by $70k.

Get in touch if you'd like help understanding what size loan you might qualify for.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

23/08/2026

Buying a property? It’s not just about the price tag! Don’t forget these extra costs:
1. Stamp duty
2. Conveyancing and legal fees
3. Building and pest inspections
4. Loan application fees
5. Moving costs

We’ll help you plan for these so you’re not caught off guard. Let’s get your budget sorted.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

If your cash flow – or lack of – is hampering your business operations, it may be worth looking into a business overdra...
22/08/2026

If your cash flow – or lack of – is hampering your business operations, it may be worth looking into a business overdraft facility:
– Access funds beyond your account balance as needed
– Easy to apply and flexible repayment options
– Pay interest only on the amount you use
– Ideal for managing short-term cash flow

Get in touch to understand your options.


🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

Here are five questions to help you choose the right mortgage broker:- What are your qualifications?Make sure you choose...
20/08/2026

Here are five questions to help you choose the right mortgage broker:

- What are your qualifications?
Make sure you choose a broker who is qualified and has the necessary experience to provide you with the guidance you need.

- Who's your ideal client?
Look for a broker who specialises in – and loves – helping people just like you.

- How do you get paid?
It's important to understand how your broker gets paid.

- Can you provide reviews?
Look at feedback from previous clients to get a sense of the broker's track record.

- Do you understand my goals?
Choose a broker who takes the time to understand your unique situation and works with you to develop a plan that meets your needs and goals.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

19/08/2026

We never trample on your credit score!

Did you know whenever you apply for finance – whether you get approved or not – it gets recorded on your credit file?

Too many records, or enquiries, are not a good look.

Instead of making multiple enquiries on your credit file, we take the time to get to know you and your situation. This allows us to match you with a suitable lender.

Eyeing off your next set of wheels? Or maybe you need help to consolidate your debts?

Get in touch to find out what's possible.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

If you’re not 100% confident you’ve got a loan that’s serving your best interests, we suggest getting in touch to find o...
19/08/2026

If you’re not 100% confident you’ve got a loan that’s serving your best interests, we suggest getting in touch to find out:
1. Whether it's worth refinancing
2. How to get a better deal from your lender
3. Ways to consolidate and simplify your loans
4. How to optimise your finance to achieve your big goals

Book in a no strings chat to find out more.

🖥️ Find us online: together.finance
📞 Give us a call: 1300 647 370

Address

Scoresby, VIC
3179

Telephone

+61387619024

Website

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