LoanFin - Atul Narang

09/10/2026

🏡 Negative Gearing is NOT Discontinued!

But the rules are changing for property investors!

🤔 Buying an established investment property or a new build? The changes could affect your investment strategy.

📅 From 1 July 2027, new restrictions will apply to certain established investment properties purchased after 12 May 2026.

✅ Eligible newly built properties remain unaffected.

💡 Planning your next investment? Let's explore your lending options!

📞 0401 659 654
🌐 www.loanfin.com.au

General information only. Not tax or financial advice. Subject to legislation and eligibility criteria.

29/09/2026

🚨 RBA INTEREST RATE UPDATE

The Reserve Bank of Australia has increased the cash rate by 0.25% to 4.60%.

For mortgage holders, today’s decision could mean another increase in repayments as lenders respond to the RBA’s move.

But you don’t necessarily have to simply accept your current rate.

If you haven’t reviewed your home loan recently, this could be a good time to check:
🔹 Is your current interest rate still competitive?
🔹 Could refinancing reduce your repayments?
🔹 Is there equity you could potentially access?
🔹 Are your current loan structure and repayments still right for you?

At LoanFin, we can review your current lending position and discuss your available options.

📲 Message me for a FREE Home Loan Health Check.

29/08/2026

🎉 We’ve crossed 200 followers on Instagram!

A big thank you to everyone who has supported LoanFin along the way. 🙏

Every follow, like, comment, share and conversation means a lot to us.

We created our social media pages to share practical home loan and property finance information and help make what can often feel like a complicated process a little easier to understand.

From home loans and refinancing to investment loans and property finance, we’ll continue bringing you useful tips, insights and real stories.

200+ is a great milestone — but we’re only getting started! 🚀

Thank you for being part of the LoanFin community. ❤️

If you have a home loan or property finance question, send us a message — we’re always happy to help.

22/08/2026

🎉 WE’VE HIT 50 FIVE-STAR GOOGLE REVIEWS! ⭐⭐⭐⭐⭐

A huge thank you to our amazing clients for trusting LoanFin with your home loan journey. 🏡💙

50 reviews. 50 reasons to keep doing what we do.

We’re incredibly grateful for every review, recommendation and kind word. Your feedback means the world to our team and motivates us to keep providing the friendly, professional and personalised finance support our clients deserve.

Whether you're buying your first home, refinancing, investing or simply want to understand your lending options, we’re here to help.

📞 0401 659 654
🌐 www.loanfin.com.au
📍 Schofields NSW | Gables NSW | Greenbank QLD

Thinking about your next move? Let’s make your goals a reality!

20/08/2026

LMI: What is it, and who does it actually protect? 🏠

A customer recently asked me, “What is LMI?”

One thing many borrowers don’t realise is that Lenders Mortgage Insurance (LMI) can be a significant cost, often thousands of dollars.

But here’s the important part 👇
❌ LMI does not protect you, the borrower.
✅ It protects the lender if the loan defaults and the lender suffers a loss.

The good news? Depending on your profession and circumstances, you may be eligible for an LMI exemption or concession.
Want to know which professions may qualify?

📩 Get in touch with me and I’ll explain.

11/08/2026

🏦 The RBA has kept the cash rate unchanged today.

The good news? Some lenders are now offering home loan rates below 6% for owner occupiers, subject to LVR and lending criteria.

If you’re currently on a higher rate or considering a refinance/purchase, it could be worth reviewing your options.

Get in touch today!

06/08/2026

⚡ 39 minutes to Formal Approval!

Another refinance + cash-out application approved in just 39 minutes.

Even better, the lender acknowledged the quality of the submission, saying it proceeded to formal approval on the first touch.

Fast approvals don’t happen by chance—they come from having the right strategy, complete documentation, and presenting the application correctly from the start.

Thinking of refinancing or accessing your home’s equity? Let’s chat.

📩 DM me to explore your options.

06/08/2026

🚀 39-Minute Formal Approval!

Here's a result I'm really proud of.

A client's refinancing + cash-out application received formal (unconditional) approval in just 39 minutes on the first touch by the bank.

Fast approvals don't happen by luck. They come from understanding lender policies, structuring the application correctly, and submitting a complete, high-quality file from the start.

Every lender is different, and presenting the right application can make a significant difference to both the speed and the outcome.

If you're thinking about refinancing, accessing equity, or simply want to know what's possible, I'd be happy to help.

📩 Feel free to send me a message for an obligation-free chat.

01/08/2026

📈 Inflation data is in — here's what it means for your mortgage.

The latest figures show Australia's inflation easing back from its March peak, but it's still sitting above the RBA's 2–3% target. That's why the cash rate has stayed put at 4.35%, and why most economists aren't expecting cuts until 2027.

If you're watching rates because you're planning to buy, refinance, or just want to understand your repayments better, this one's worth a read 👇

We break down:
✅ What the latest CPI numbers actually show
✅ Why the RBA cares about "trimmed mean" inflation
✅ What it means if you're on a variable or fixed rate
✅ When the RBA meets next

Read it here: https://www.loanfin.com.au/inflation-data-australia-rba-interest-rates/

💬 Got a question about how this affects your loan? Drop it in the comments or send us a message — happy to help.

Track the latest inflation data Australia is reporting and see how it shapes RBA interest rate decisions. Understand CPI, trimmed mean, and what it means for your home loan.

24/07/2026

Buying an SMSF property in a regional area? Read this first.

Not all lenders have the same postcode policy.

For the exact same property:
✅ One lender may lend up to 80%
⚠️ Another may only lend 65%
❌ Some may decline the postcode altogether.

I recently helped a client purchasing in Culcairn, NSW secure a 70% loan after obtaining a lender exception, when other lenders couldn't make the deal work.

The takeaway: Before making an offer, have your broker check the postcode with lenders. It could save you from a costly surprise later.

If you're planning to buy a residential property through your SMSF before the borrowing changes take effect, feel free to reach out for a confidential chat.