Malcolm John, Mortgage & Finance Broker, Seek Financial

09/09/2026

Last week I had the good fortune to be invited to appear on the Get Busy Living podcast with Dr Scott Fox from Sixth Sense Accupuncture.
When I started my new business, I knew I needed to get outside of my comfort zone and this is an example of that. Thanks Scott for inviting me along and to my followers, please take a look.
https://www.facebook.com/10158989036271296/videos/1054794613962009

30/08/2026

Hi there! I'm Malcolm, your go-to finance guru on the Peninsula! I've been living the dream here for over 20 years, ever since I left the UK weather behind for the Queensland sunshine in 2003. Now, I'm a Scarborough local who's obsessed with the Redcliffe peninsula - it's like Queensland's best-kept secret, minus the secrecy... we're just a stone's throw from Brisbane, Gold Coast & Sunshine Coast, but far enough to keep our own community vibes going! 🌴🏠

20/08/2026

💭 Think you need a 20% deposit to purchase a property without paying mortgage insurance?

If this is you, let's chat 😊

04/08/2026

If anyone is looking for a plasterer, give these guys a call - quality of their work is 1st class.

Well… it’s been a little while since our last post! 😅

We’ve been super busy working on some awesome projects, and we’ve also had a little something happening behind the scenes…

🎉 OUR WEBSITE IS LIVE! 🎉

We’re so excited to finally share it with you!

Head over and have a look 👉 www.kageservices.com.au

Whether you’re thinking about renovating, building, or just want to see what we’re all about, we’d love for you to check it out.

A huge thank you to everyone who’s supported us along the way—we couldn’t do it without you! 💚

We can’t wait to show you more of what we’ve been working on, so keep an eye out! 👀



For your next project contact us -
📱- 0481 202 873
📧 - [email protected]
🌐 - www.kageservices.com.au
QBCC- 15570544
📍 Servicing Brisbane Northside and surrounds
📩 Message us for a quote

03/08/2026

❓ Quick question…..is loyalty to your bank costing you?

Loyalty is a wonderful quality… but when it comes to your home loan, it could be costing you.

Did you know that some lenders offer their most competitive rates to new customers, while existing borrowers end up paying more than they should. That's why, from time to time, it pays to review your finances.

A quick conversation could help you understand whether your current loan is still working as hard for you as it should.

31/07/2026

❓When was the last time that you heard about mortgage companies reducing their interest rates outside of an RBA rate reduction?...........

💬 It is unlikely you will hear about it on the news as for once it is good news! Well, a few lenders have recently reduced rates on variable and fixed rates.

ℹ️ If you would like to find out more, please get in touch.

📞0411 011 439
📧 [email protected]
💬 Send me a DM

29/06/2026

I love receiving client testimonials. Happy client, happy broker 👍

18/06/2026

Great news for borrowers following the latest RBA decision.
Is your home/investment loan still the right fit for you?
If you are not sure, please reach out via DM or call me on 0411 011 439 to discuss.

At its meeting today, the Reserve Bank of Australia (RBA) decided to leave the cash rate unchanged at 4.35%.

Today's decision reflects the RBA's cautious approach as it continues to assess inflation, economic growth and the impact of previous interest rate changes.

While inflation remains above the RBA's target range, higher interest rates continue to weigh on household spending and broader economic activity. There also remains uncertainty around property prices following last month's proposed taxation changes.

You can read the full statement here: https://www.rba.gov.au/media-releases/2026/mr-26-15.html

16/06/2026

Following the announcement in the recent Federal Budget regarding investment properties, this has led to a number of queries from clients including the following question:

"Can I make my current home an investment property (and purchase another property to live in) and for this property to eligible to receive the 50% CGT discount and negative gearing benefits?"

Assuming the current property was owned at 7.30pm AEST, 12 May 2026, this is an option for clients to consider, however, is subject to a number of factors. If this is something you are considering, I would recommend that you discuss this with your accountant or financial planner. I have attached some recent useful links below.

If you would like to discuss the lending side of this scenario or have any other lending requirements, please contact me:

Mobile: 0411 011 439
Email: [email protected]

Budget 2026-27 https://lnkd.in/gFMpE_Z3
ATO Tax Reform https://lnkd.in/gXiaHnEt

12/06/2026

At Seek Financial, we will support you in the long term and not just with the initial purchasing or refinancing a home. DM me if you have a scenario you would like to discuss.

Owning a home is one milestone. Feeling financially secure is another.

We often celebrate settlement day, and rightly so. But it's just as important to build a financial future that leaves room for family, holidays, unexpected expenses and the little things that make a house feel like home.

At Seek Financial, we're not just here to help you buy a home. We're here to help you build a financial future that feels sustainable.