Seek Financial

02/06/2026

If you're finding it difficult to keep up with repayments, it can be tempting to rely on credit cards, personal loans or other forms of debt to get by. But taking on more debt can often make a challenging situation even harder.

If you're struggling, don't wait. Please reach out and have a chat with your lender - they will work with you and explore your options.

29/05/2026

Happy Friday! 😎

28/05/2026

Did you know you can access your credit report for free every three months through credit reporting bodies like Equifax and Experian?

Regularly checking your credit score is a simple way to stay on top of your financial health, spot errors early, and understand what lenders see when assessing your reliability with money.

21/05/2026

A pre-approval can be a highly valuable step in your home buying journey. But is your pre-approval still valid if interest rates have just increased?

Here is a throwback to our blog that looks at pre-approvals in detail. If you still have questions after reading it, please don’t hesitate to reach out.

From first home buyers to families looking to upgrade their home, or buying an investment property, a pre-approval is an important step in planning for your purchase. The importance of a pre-approved home loan A pre-approval is a confirmation from a lender, that they have agreed in principle to lend...

18/05/2026

Buying a home or reviewing your finances can feel overwhelming at times, which is why having the right support around you matters.

Thanks so much to Ebony for this wonderful testimonial. We’re incredibly grateful for kind words like these and for the trust our clients place in us during one of the most significant milestones in their lives.

13/05/2026

From tax and housing to health and infrastructure, here are some of the major measures outlined in the 2026 Federal Budget and who they will affect.

The Federal Budget headline numbers are big. These are the changes most Australians will actually feel day to day.

12/05/2026

With the cost of living currently front of mind for many families, it’s worth checking in to see whether your mortgage still fits your lifestyle, goals, and financial priorities.

Whether life has changed through family, work, future plans or simply wanting a bit more breathing room each month, reviewing your home loan can help make sure everything is still working in your favour.

If you would like to discuss your options, please don’t hesitate to reach out.

10/05/2026

Happy Mother’s Day from all of us at Seek Financial. 💐

We hope today brings a chance to relax, feel celebrated, and spend time with the people who matter most.

06/05/2026

With interest rates front of mind for many Australians, it’s no surprise borrowers are weighing up whether to fix their home loan.

A fixed rate home loan can offer certainty around repayments, but it also means less flexibility if your circumstances change or rates move differently than expected.

Rather than trying to predict what rates will do next, it’s more useful to focus on what suits your personal circumstances, your budget, and how much certainty you want moving forward.

05/05/2026

At its meeting today, the RBA increased the cash rate by 0.25%, with the official cash rate now sitting at 4.35%.

Today’s decision reinforces the Reserve Bank’s ongoing priority to bring inflation back within its 2–3% target range. The decision was supported by data released last week which showed inflation has continued to increase, largely due to global conflict-driven supply issues and higher fuel costs.

Fuel price inflation can take time to unwind, meaning price pressures may remain elevated even if broader economic conditions begin to stabilise. As the RBA navigates this more complex environment, staying informed about interest rate movements and what they mean for your financial position is increasingly important.