Bob Martin - Seek Financial

27/11/2025

Domain is predicting record property prices in each of the major capital cities in 2026.

Its forecast suggests that the median house value across Adelaide, Brisbane, Canberra, Melbourne, Perth and Sydney will rise by 6% over the course of the year to a new high of $1,339,267. Unit values across the combined capitals are also expected to tick up by 5% throughout 2026 to reach a median price of $759,112.

The tide of Australia's housing market shows no sign of turning, with Domain predicting record prices in each major capital in 2026.

24/11/2025

Refinancing activity in Australia has surged to a four-year high, with more than 618,000 loans refinanced in the year to September 2025. That’s a strong sign that homeowners are taking a closer look at their mortgages and making strategic moves to improve their financial position.

If it’s been a while since you last reviewed your home loan, now could be an ideal time to explore your options. A refinance doesn’t automatically mean switching lenders, sometimes it simply means restructuring your current loan to better suit your goals.

If you would like to have a chat about your options, please don’t hesitate to reach out.

19/11/2025

There’s a lot of discussion about whether fortnightly or monthly mortgage repayments are better. The truth is: it depends on how your lender calculates them.

Interest on most home loans is calculated daily, so paying more often can reduce interest, but only if your lender structures fortnightly payments in a way that results in extra repayments over the year. Some do, some don’t. And if you’re using an offset account, the difference may be minimal because your offset is already reducing interest.

The best choice really comes down to how your specific loan works.

18/11/2025

Young people are responding to rising house prices in creative ways by teaming up with friends or family to buy together. Co-buying not only allows you to pool your savings and combine your borrowing power, it also provides access to suburbs or property types that would be out of reach on one income.

For many, it’s a practical way to enter the market sooner and start building equity instead of waiting years to save a bigger deposit.

13/11/2025

According to the latest Cotality data for the June 2025 quarter, mortgage brokers facilitated 77.6% of all new residential home loans - the highest share on record.

It’s a clear sign that more Australians are choosing to work with brokers they trust to deliver competitive rates, greater flexibility, and lending solutions tailored to their circumstances.

At Seek Financial, we’re proud to be part of this growing shift. Our role is about more than just securing finance, it’s about providing choice, expertise, and a deeply personal service that helps you find the loan that truly fits your life.

If you’re considering your next property move, now’s the time to see the difference the right broker can make.

12/11/2025

The October PropTrack Home Price Index showed the Brisbane median home price – units and houses combined – rose 0.9 per cent last month to a new peak of $976,000. This was the second largest climbs of all markets in October behind Adelaide (1.2%).

Brisbane home prices were also up 12.6 per cent, or $112,700, annually – the largest dollar value rise of all markets.

Brisbane homebuyers are forking out $100,000 more than a year ago for a typical home, with new data revealing the river city saw some of the country’s highest price growth in October.

11/11/2025

This Remembrance Day, we take a quiet moment to reflect on the strength and selflessness of those who served. Their courage reminds us of the importance of gratitude, compassion, and community.

We remember them today and always. Lest we forget. 🌺

05/11/2025

What is Rentvesting?

Rentvesting lets you live where you want and buy where you can afford. It’s when you rent your home in a suburb you love, while owning an investment property somewhere more affordable.

It’s a smart way to get into the market sooner, build equity and still enjoy your ideal lifestyle. Just remember, you’ll be paying rent and managing an investment at the same time, so make sure the numbers stack up.

04/11/2025

At today’s meeting the Reserve Bank of Australia (RBA) announced a hold on the cash rate of 3.60%. This outcome reflects the RBA's cautious and measured approach in balancing inflation control with employment objectives.

The latest data indicates:

✔️ Inflation: Headline consumer price index (CPI) rose to 3.2% in September 2025 (up from 2.1 per cent in the June 2025 quarter).
✔️ Employment: Unemployment edged up to 4.5% in September 2025, signalling a slightly softer labour market.

Holding the cash rate steady provides the RBA with time to assess how economic conditions evolve and whether further adjustments are needed to maintain stability.

If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to reach out.

30/10/2025

Happy Halloween from the Seek Financial team! 🎃

Whether you’re out trick-or-treating or staying in for a scary movie marathon, have a safe and spirited night filled with plenty of treats.

30/10/2025

Investors took out more than 51,000 new home loans in the three months to June, which is the highest quarterly figure recorded since late 2021. While inner city pockets remain popular with investors, a new report from PropTrack suggests that buyers are also looking further afield in search of value.

Here are the top performing investor suburbs.

Looking to invest in property? New research shows that the latest investment hotspots lie outside the inner city. Here's where savvy buyers are heading.

28/10/2025

Saving for your first home doesn’t have to feel hard - start small with smart habits that can make a big difference.

Try opening a separate high-interest savings account to keep your money safe and out of sight. Setting up an automatic transfer from your everyday account right after payday means you’ll save without even thinking about it.

Take a look at your regular spending too, are there subscriptions or impulse buys you could cut back on? Redirecting even a little can help your home loan deposit grow faster than you think.