Ian Celantano - Mortgage Choice Sandringham

Ian Celantano - Mortgage Choice Sandringham At Mortgage Choice Kingston & surrounding areas, we love giving our customers more choice - to get a great home loan deal - less stress - and free of charge!

We help our local clients across Sandringham and surrounding suburbs reach their financial goals by finding the most competitive home loans, car loans and business financial solutions. http://www.mortgagechoice.com.au/ian.celantano

Ian Celantano is your local Mortgage Broker in Sandringham (3191), Highett (3190), Cheltenham (3192), Black Rock (3193), Beaumaris (3193), Mentone (3194), Moorabbin Ai

rport (3194), Parkdale (3194), Mordialloc (3195), Braeside (3195), Waterways (3195), Aspendale (3195), Aspendale Gardens (3195), Edithvale (3196), Chelsea (3196), Chelsea Heights (3196) and Bondbeach (3197)

Ian is 100% focussed on providing clients the very best loans advice. We also get immense satisfaction ourselves by providing outstanding service in helping to navigate the complex process of buying a home or an investment property & achieving the dream of home ownership. My goal is to help home buyers like you achieve YOUR dream! I would love to assist with whatever type of mortgage finance you need, such as:·

- First Home Buyer Loans
- Upgrade your Home using Equity
- Refinance Loans
- Investment Property Loans
- Mortgages for the Self-Employed
- Self Managed Super Fund Investments
- Deposit Bonds
- Fixed Rate vs Variable Rate Decisions

At Mortgage Choice in Kingston, we can also help you with your:
- Home & Building Insurance
- Life and/or Income Protection Insurance
- Car Loans & Personal Loans
- Commercial Loans

WHY USE A MORTGAGE BROKER? My answer is - why not use a Mortgage Broker when we have hundreds of loans available, not just from the one Lender! As your personal Mortgage Choice Mortgage Broker, my job is to:
- Understand and analyse your personal loan requirements
- Filter through the hundreds of home loan options available using the sophisticated Mortgage Choice software – analysing 20-27 of Australia's top banks and lenders (including credit unions)
- Find the one loan that most suits your individual circumstances & is the right one for you
- Work through the entire application process alongside you, right through until settlement and beyond
- Be available long-term to help you reassess your home loan as and when your circumstances change
- Stay with you as your personal Loan Manager for the life of your loan

To find out how we can help you Email [email protected] or Phone us today on: 0423 663 463.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

02/06/2026

One of the most common questions I hear is:

"Should we wait?"

Wait for rates.
Wait for prices.
Wait for the market.
Wait until we save a bit more.

The truth is, there’s rarely a perfect time.

Every situation is different, and what makes sense for one family or individual may not make sense for another.

Often the biggest benefit comes from understanding your options properly, so you can make decisions with confidence rather than uncertainty.

Whether you're thinking about buying, refinancing, investing or helping your children into the market, sometimes a simple conversation can provide the clarity you need.

No pressure. No obligation. Just good advice.

– Ian Celantano

Mortgage Choice Sandringham
📍 Suite 7 / 23–25 Melrose Street, Sandringham
📞 (03) 9585 2000

12/05/2026

Sometimes Bayside property prices can feel a little bit ridiculous

But despite what people think, there are often more options available than people realise.

Whether it’s refinancing, using equity, guarantor options, restructuring your loan, or simply understanding what’s actually possible, good advice can genuinely make a difference.

And no… you probably don’t need to sell a kidney.

– Ian, your local mortgage broker 🏡
📍 Mortgage Choice Sandringham
📞 (03) 9585 2000

Ever wondered if you’re paying more than you need to on your home loan?It’s something I hear a lot from clients - and th...
06/05/2026

Ever wondered if you’re paying more than you need to on your home loan?

It’s something I hear a lot from clients - and the truth is, many people haven’t reviewed their loan in years.

A quick check could show whether your current rate is still competitive, or if there’s an opportunity to save on your repayments.

I can compare your loan across 35+ lenders and do all the legwork for you — no pressure, just clear advice on what’s out there.

And a little bonus…
If you apply to refinance by 16 May, you’ll automatically go into the draw to win $5,000 💰 — which could give you some real breathing room.

If it’s been a while since you’ve looked at your loan, this might be the perfect time.

Let’s chat – I’m just around the corner in Sandringham and always happy to help.

– Ian, your local mortgage broker 🏡
📞 (03) 9585 2000

T&Cs apply. Minimum loan amount $250,000.

05/05/2026

Mother’s Day is a chance to reflect on the little things our mums have said over the years 💛

Especially when it comes to big life moments… like buying a home

Some advice sticks straight away
Some of it makes more sense later

💬 What’s the best property advice your mum has given you?

It might be something practical, something thoughtful… or even something that makes you smile

🎁 We’re giving away a $100 Endota Spa Brighton voucher

✔️ Follow our page
✔️ Comment your mum’s advice below

The most helpful tip will win

– Ian, your local mortgage broker 🏡
📍 Mortgage Choice Sandringham
📞 (03) 9585 2000

🔗 Full T&Cs: https://www.mortgagechoice.com.au/ian.celantano/blog/

Today we pause to remember.On ANZAC Day, we honour the courage, sacrifice and service of those who have served our count...
25/04/2026

Today we pause to remember.

On ANZAC Day, we honour the courage, sacrifice and service of those who have served our country — past and present.

It’s a time to reflect, to show our respect, and to be grateful for the freedoms we have today.

Lest we forget.

– Ian Celantano
Mortgage Choice Sandringham

23/04/2026

It’s not just about the rate…

Not all home loans are created equal.
And it’s not just about the interest rate.

Two loans can look similar on paper…
but work very differently in real life.

Things like:
✔️ Flexibility to make extra repayments
✔️ Access to redraw when you need it
✔️ Offset accounts and how they’re structured
✔️ Fixed vs variable splits
✔️ Features that actually suit your lifestyle

These are the details that can make a real difference over time.

The right loan isn’t just the cheapest.
It’s the one that fits how you live now - and where you’re heading.

If you’re not sure whether your current loan still stacks up,
I’m always happy to have a chat and talk it through.

– Ian, your local mortgage broker 🏡
📍 Suite 7 / 23–25 Melrose Street, Sandringham
📞 (03) 9585 2000

The next RBA rate decision is just around the corner… 👀Tuesday 5 May will be one to watch for homeowners and buyers alik...
20/04/2026

The next RBA rate decision is just around the corner… 👀
Tuesday 5 May will be one to watch for homeowners and buyers alike.

Staying across rate movements is an important part of managing your home loan — but it can also feel a bit like trying to predict the weather sometimes.

If you’ve been thinking about reviewing your loan, now could be a good time to check in and see where you stand.

And a little extra incentive…
If you apply to refinance with me by 16 May, you could go in the running to win $5,000 a month — which could take a bit of pressure off your repayments. (T&Cs apply)

What do you think — will rates go up, down, or stay the same?
I’d love to hear your thoughts 👇

– Ian, your local mortgage broker in Sandringham 🏡
📞 (03) 9585 2000

As the leaves start to change around Bayside 🍂, it’s a good reminder to check in on your home loan too.Interest rates an...
16/04/2026

As the leaves start to change around Bayside 🍂, it’s a good reminder to check in on your home loan too.

Interest rates and lender offers are always shifting, so if it’s been a while since you reviewed your loan, it could be worth a quick look to make sure it’s still working for you.

I can compare options across 35+ lenders and let you know if there’s a more competitive deal out there — no pressure, just clear and honest advice.

And a little bonus…
If you apply to refinance by 16 May, you could go in the running to win $5,000 a month — which could make a real difference to your repayments. (T&Cs apply)

If you’ve been meaning to check things but haven’t quite got around to it, this is your nudge.

Let’s have a quick chat — I’m just around the corner in Sandringham.

– Ian, your local mortgage broker 🏡
📞 (03) 9585 2000

Address

2/23-25 Melrose Street
Sandringham, VIC
3191

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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