Simon Smith Mortgage Broker

Simon Smith Mortgage Broker I am accredited with 25+ lenders including the major banks and have a detailed understanding of each lenders policies, loan approval criteria & processes.

Pursuing your finance requirements with me will be asking to having your own life long personal banker, as you will have direct access to my mobile throughout the entire finance process through to settlement and beyond. Whether it is purchasing or building your dream home or investment property, restructuring or consolidating your debts, I will guide you through this process to ensure that you ach

ieve your objectives in the timeliest and most stress free manner possible. Since 2001, I have assisted literally 100’s of clients, from first home buyers to experienced property investors, with their property and financial objectives and have a detailed understanding of lenders requirements and processes. I welcome and look forward to you becoming a lifelong client.

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣⁣Across large parts of Australia the end of summer...
20/05/2026

🐜 Pre-purchase pest inspections may have just became more important 🐜⁣
⁣
Across large parts of Australia the end of summer was hot and humid.⁣
⁣
Perfect conditions for termites.⁣
⁣
A Domain report reveals a 30% uptick in termite-related calls to pest companies. 📈⁣
⁣
Getting rid of termites can be expensive. ⁣
⁣
And the damage they leave behind may not be covered by insurance. ⚠️⁣
⁣
For homebuyers, this highlights the value of a pre-purchase pest inspection, which can cost just upwards of $150. ⁣
⁣
Or get a combined pest and building inspection to cover both bases. 🧾⁣
⁣
Contact us to learn more about the steps you should consider when buying a home. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

📉 Rate hikes have reshaped home owner plans 📉⁣⁣Higher rates are seeing many Australian families knuckle down to pay off ...
18/05/2026

📉 Rate hikes have reshaped home owner plans 📉⁣
⁣
Higher rates are seeing many Australian families knuckle down to pay off their home loan sooner. 💪⁣
⁣
Research by Agile Market Intelligence shows 72% of mortgage holders now say debt reduction is their main financial goal. ⁣
⁣
If you’re keen to double down on your home loan, talk to us. ⁣
⁣
We can explain small steps that could potentially make a big difference. ⁣
⁣
Or ask us about a home loan health check. 🩺⁣
⁣
Potentially switching to a lower rate home loan could be a way to get ahead with your mortgage. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

15/05/2026

🏘️ Want to buy an investment property? 🏘️⁣
⁣
You're not alone. In fact, 2-in-5 people plan to buy a rental property in the next 12 months.*⁣
⁣
How can they afford to do so?⁣
⁣
Well, home owners may be able to use their home equity in place of a cash deposit on an investment property. ⁣
⁣
DM us to explore pathways to owning an investment property. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]


⁣
* Great Southern Bank survey

🧠 First home buyers are taking smart steps to get into the market 🧠⁣⁣Buying a first home is no longer defined by a singl...
13/05/2026

🧠 First home buyers are taking smart steps to get into the market 🧠⁣
⁣
Buying a first home is no longer defined by a single pathway. 🏡⁣
⁣
First home buyers are using smart strategies to get into the property market. ⁣
⁣
CommBank data shows 6 in 10 are teaming up with a co-buyer, a spouse, friend or family member. 🤝⁣
⁣
Others are using the 5% Deposit Scheme. ⁣
⁣
Some first timers are heading to regional areas for better affordability. 🌄⁣
⁣
What will your strategy look like? 🤔⁣
⁣
You could potentially combine all three! 🚀⁣
⁣
Call us to know the options that can help you become a first home owner. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

📈 Property investor activity is the highest it's been in years 📈⁣⁣Across Australia, more new home loans are going to inv...
11/05/2026

📈 Property investor activity is the highest it's been in years 📈⁣
⁣
Across Australia, more new home loans are going to investors. 🏡⁣
⁣
That’s the word from PropTrack. 📊⁣
⁣
It says rising investor activity is being driven by low vacancies, a tight rental market and rapid rent increases. 🔥⁣
⁣
Strong growth in home prices saw more than 93% of recent investor sales turn a profit. 💰⁣
⁣
That’s the highest level in a decade. ⁣
⁣
Property investors may also be able to make interest-only payments. 💡⁣
⁣
That can be a real plus for cash flow. ⁣
⁣
Talk to us about potentially using your home equity in lieu of a cash deposit to buy a rental property. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

08/05/2026

🥶 Brace yourselves, Winter is coming! 🥶

Instead of cranking up the heater, a few budget-friendly steps could help keep your home cosy.

1. Seal gaps around windows and doors.
2. Invest in curtains, blinds or even double glazing.
3. Insulation can reduce heating costs by around 45%.*
4. Or, think big and embrace solar power.

Need help to fund your winterproofing renos? DM us to explore your funding options. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]



* Department of Energy

🏡 The big advantage of owning rather than renting 🏡They say rent money is dead money (unless you're the one collecting i...
06/05/2026

🏡 The big advantage of owning rather than renting 🏡

They say rent money is dead money (unless you're the one collecting it!) 😅

And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. 📊

In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏢

There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth.

But home ownership isn’t just about rent versus mortgage payments.

Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying “I own this”. 🏠

Talk to us about jumping off the rental merry-go-round and becoming a home owner. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🌏 What's the best city in Australia to raise a family 🌏Compare the Market has ranked the best 50 cities globally to rais...
04/05/2026

🌏 What's the best city in Australia to raise a family 🌏

Compare the Market has ranked the best 50 cities globally to raise a family.

Hats off to Brisbane, which topped the list, by a solid margin! 🏆

London and Auckland took out 2nd and 3rd place. 🥈🥉

Sydney made the top five, ranking fifth. 📍

Other major Australian cities like Perth ranked sixth, and Melbourne ranked seventh. 📈

But hey, we're pretty spoilt for choice here in Australia.

No matter where you’re planning to raise a family, having a home loan that suits your needs can play a key role in putting down roots. 🏡

Talk to us about a home loan that can let your family find a cosy nest. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

01/05/2026

📉 How to potentially wind back the February rate hike 📉⁣
⁣
The RBA's 0.25% February rate hike could see home owners with a $600,000 mortgage pay $90/month extra.* ⁣
⁣
But you don’t have to simply cop the rate hike on the chin.⁣
⁣
You could potentially give yourself a rate cut of your own by refinancing. ⁣
⁣
DM us for a home loan health check. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]


⁣
* Canstar research

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣⁣Close to 2.3 million Australians earned rental incom...
29/04/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
⁣
Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
⁣
And they’re not all from uber-rich occupations. ⁣
⁣
In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
⁣
That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
⁣
1. Consider harnessing home equity. 🏠⁣
⁣
2. Think about turning a first home into a rental. 🔁⁣
⁣
3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
⁣
4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
⁣
Be sure to speak with a tax professional before investing. ⁣
⁣
And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🏚️ How much could your 2026 reno cost? 🏚️⁣⁣Thinking of buying a fixer-upper? ⁣⁣Or just keen to show your current home so...
27/04/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣
⁣
Thinking of buying a fixer-upper? ⁣
⁣
Or just keen to show your current home some love? ❤️⁣
⁣
Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
⁣
Archicentre has just released its 2026 Cost Guide. 📘⁣
⁣
Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
⁣
New bathroom? Your budget should likely start at around $17,500. 🛁⁣
⁣
Planning an extension? It can cost from $2,700 per square metre. ⁣
⁣
But most importantly: how to pay for it all? 🤔⁣
⁣
Talk to us. 💬⁣
⁣
We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣
⁣
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

Address

G02, 75 Tulip Street
Sandringham, VIC
3191

Telephone

+61395832599

Website

Alerts

Be the first to know and let us send you an email when Simon Smith Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Simon Smith Mortgage Broker:

Shortcuts

Share

Category