Simon Smith Mortgage Broker

Simon Smith Mortgage Broker I am accredited with 25+ lenders including the major banks and have a detailed understanding of each lenders policies, loan approval criteria & processes.

Pursuing your finance requirements with me will be asking to having your own life long personal banker, as you will have direct access to my mobile throughout the entire finance process through to settlement and beyond. Whether it is purchasing or building your dream home or investment property, restructuring or consolidating your debts, I will guide you through this process to ensure that you ach

ieve your objectives in the timeliest and most stress free manner possible. Since 2001, I have assisted literally 100’s of clients, from first home buyers to experienced property investors, with their property and financial objectives and have a detailed understanding of lenders requirements and processes. I welcome and look forward to you becoming a lifelong client.

28/08/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
26/08/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
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The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣
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So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣
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It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
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Contact us to understand your financing options for both properties. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🍳 Gen Z's appetite for property is growing 🍳⁣⁣Demand for first home buyer loans has jumped 16%. 📈⁣⁣It’s thanks largely t...
24/08/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
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Demand for first home buyer loans has jumped 16%. 📈⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
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Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣
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Call us to find out. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

21/08/2026

⏳ What usually happens after a property downturn?⏳

Property prices rose 32% on average after each of the eight past downturns*.

With the market currently in a lull, buyers could potentially snag a house at a good price.

But wait too long, and buyer competition could be fierce.

Being prepared is key. DM us about pre-approval and get organised today.👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]



* Domain data

📈 Home loan rate rising? There may be other options 📈⁣⁣Three consecutive rate hikes have wiped out last year’s rate cuts...
19/08/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🩺 What happens in a home loan health check? 🩺⁣⁣First, we check the pulse of your loan: does it still meet your needs? 💡⁣...
17/08/2026

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? 💡⁣
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Next, we look at vitals like the interest rate and loan features. 📊⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
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It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
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Call today to arrange a home loan health check. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

14/08/2026

🩺 What happens in a home loan health check? 🩺

First, we check the pulse of your loan: does it still meet your needs?

Next, we look at vitals like the interest rate and loan features.

Then we scope the market to see if you could secure a lower interest rate or save money on fees.

DM us to arrange a home loan health check. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🏡 What's the ideal age to move out and buy your own home? 🏡⁣⁣Research by Finder shows most Australians believe that by a...
12/08/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣⁣Searches for “dual-occupancy” homes have skyrocketed 385%...
10/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

07/08/2026

🙌 The strategy 300,000+ first home buyers have used 🙌

With the 5% Deposit Scheme, you can buy your first home with as little as a 5% deposit.

The federal government guarantees your loan. Which means no lenders mortgage insurance is needed - a big saving!

DM us to find out if you’re eligible. 👇
To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]



* Housing Australia statistics

Address

G02, 75 Tulip Street
Sandringham, VIC
3191

Telephone

+61395832599

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