Simon Smith Mortgage Broker

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Simon Smith Mortgage Broker I am accredited with 25+ lenders including the major banks and have a detailed understanding of each lenders policies, loan approval criteria & processes.

Pursuing your finance requirements with me will be asking to having your own life long personal banker, as you will have direct access to my mobile throughout the entire finance process through to settlement and beyond. Whether it is purchasing or building your dream home or investment property, restructuring or consolidating your debts, I will guide you through this process to ensure that you achieve your objectives in the timeliest and most stress free manner possible. Since 2001, I have assisted literally 100’s of clients, from first home buyers to experienced property investors, with their property and financial objectives and have a detailed understanding of lenders requirements and processes. I welcome and look forward to you becoming a lifelong client.

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
12/10/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

09/10/2026

📈 Demand for first home buyer loans jumped 16% 📈

It’s thanks largely to the expanded 5% Deposit Scheme.

Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October.

Could the 5% Deposit Scheme help you bring forward your home buying plans?

DM us to find out.
👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
07/10/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block.
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣⁣A survey by Agile Market Intelligence shows 65% of home...
05/10/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
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A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
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Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
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Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

02/10/2026

📈 Home loan rate rising? Here are your options 📈

Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear the higher interest rate.

Competition is heating up for your business among lenders - so it might be time to shop around?

Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🌸 Time to Spring clean your home loan? 🌸⁣⁣Spring cleaning your home loan can be an opportunity to compare what else is o...
30/09/2026

🌸 Time to Spring clean your home loan? 🌸⁣
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Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
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It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏡⁣
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To shake the curtain on your old home loan, talk to us. 💬⁣
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We can let you know if your old loan is still a good match for your needs. 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🌸 Hello Spring buying season! 🌸⁣⁣The days are warmer, gardens are in bloom. 🌿⁣⁣We’re in the busy Spring selling season! ...
28/09/2026

🌸 Hello Spring buying season! 🌸⁣
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The days are warmer, gardens are in bloom. 🌿⁣
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We’re in the busy Spring selling season! 🏡⁣
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This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣
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Talk to us about your property goals.⁣
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From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

25/09/2026

🌸 Spring home buying season is here! 🌸

The days are warmer, longer, and gardens are in bloom.

We’re in the busy Spring selling season!

This can put home buyers in the hot seat as fresh listings hit the market.

DM us today to explore first home buyer concessions and loan pre-approval! 👇

To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣⁣Under new tax reforms, investors can still negatively g...
23/09/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

🌳 Why regional homes are gaining in popularity 🌳⁣⁣Relaxed living, better value and enticing affordability. 🌿⁣⁣It’s all d...
21/09/2026

🌳 Why regional homes are gaining in popularity 🌳⁣
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Relaxed living, better value and enticing affordability. 🌿⁣
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It’s all driving a trend towards regional living - either out bush or by the sea. 🏡⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. 📊⁣
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Could a move to the regions help you become a home owner? 💡⁣
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Contact us to find out. 👇⁣
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To find out more, DM or contact Simon from Lending Australia on:

☎️ – 0411 22 4445
💻 – [email protected]

Address

G02, 75 Tulip Street
Sandringham, VIC
3191

Telephone

+61395832599

Website

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