HMG Home Loans

17/03/2026

The Reserve Bank has increased the cash rate again today by 0.25%.

If you have a mortgage, your lender may review your interest rate and repayments in the coming weeks.

If you’d like me to check whether your current loan is still competitive or see what options are available, feel free to reach out. A quick review could save you thousands over the life of your loan.

03/02/2026

Breaking news 🗞️

The RBA has today increased rates by 0.25% bringing the official cash rate to 3.85%

20/05/2025

🏠 The RBA has just cut the cash rate by 0.25%, bringing it down to 3.85% as of May 2025.

For homeowners, this could mean lower monthly repayments if your lender passes on the cut. For buyers, it may slightly boost borrowing power and improve affordability.

If you’d like to know how this may affect your loan, repayments, or future plans—reach out to Hayley at HMG Home Loans 🏠

03/02/2025

Lenders are making moves ahead of the RBA's next meeting, being held on Tuesday, 18th February, and we have insight into what is happening.

Lenders are reducing their rates; Macquarie Bank has just slashed its 1-3 year fixed-rate mortgages by up to 0.16%, bringing its lowest rate to 5.55% (6.05% comparison rate) for owner-occupiers, making the rates quite competitive.

There is noise that the RBA is expected to cut the cash rate this month, so lenders are starting to adjust their rates to stay ahead of the game.

Macquarie's out-of-cycle cut could spark more competition among banks, which is great news for you.

If you are considering fixing your home loan, speak to HMG Home Loans as we have access to lenders who are ahead of the game. We are able to advise you on whether fixed or variable is best for your situation.

Source: The Adviser

10/12/2024

‼️INTEREST RATES ON HOLD ✋

19/09/2024

WOW 🤩 Just had the privilege to be in the presence of this absolute legend - Tristan Knowles - what an incredible/inspiring human !

It certainly gives you perspective on life and makes you reevaluate !!

6 x Paraolyipain and Captain of the Australian basketball 🏀 team !

He shared that every single story of success and triumph has adversity in it’.

He was just nine years old when he was diagnosed with bone cancer. Heart wrenching !

“I was told I would have to start chemotherapy and have my left leg amputated,”

“I got terrible news when I was 11 that they’d found cancer in my lung.

“I turned to my doctor and said what are my chances of surviving and he said ‘50/50’.”

Knowles is now a five-time Paralympian and World Champion in wheelchair basketball, feats the Australian Rollers captain for Paris 2024 attributes to the power of positive thinking.

“My parents and my doctor confessed when I was placed in remission the second time that my chances of surviving were only about 10 percent,” he said.

05/09/2024

25/05/2024

💚🤎 Cutest little supporter ! Awesome for HMG Home Loans be recognised as Small Business Award Finalist🤎💚

22/04/2024

🙌 I am super pumped to be nominated as one of the Finalists in the Small Business Awards !!

If you would like to vote for HMG Home Loans, please click the link below 👇🏻

https://www.surveymonkey.com/r/FF9WDJN

Good Morning! ☀️ Here are our 2024 Small Business Awards Finalists 👇👇👇 Place your vote for your favourite here: https://www.surveymonkey.com/r/FF9WDJN

Voting closes 5pm 12th May! 🗳️

Wellbeing, beauty & hairdressing:
Styles Of Brendale
Sally Yvonne Face Skin Body
Hair & Beauty by Peta
Perception Fitness

Trades and Services:
Samford Valley Plumbing Service
Stay Entertained Casino Party Specialist
JBS Dog & Cat Grooming Services
James K-9 Termite & Pest Solutions

Retail and Sales:
TWIGS Toy Boutique
Makers On Main
HMG Home Loans
Made by Katie Bell
Rusty Bucket Floristry

Restaurant:
Tannins Brew
Dayboro Sugar Mill
The Dayboro Drop
Uno Caffe & Pizzeria

Best new comer:
Yard Empire
The Owlery Cafe
Samford Village Vets Animal Hospital
Banh Mi Station Bakery & Cafe

Cafe:
Cubbyhouse coffee
Samford Snack Bar
Silverwood Cafe
The Blended Collective
Molly’s Corner Cafe

Best of luck to our outstanding local businesses!! 🤞

05/12/2023

‼️BREAKING - RATES ON HOLD ‼️
⠀⠀⠀⠀⠀⠀⠀⠀⠀
At their last meeting for the year today, the Reserve Bank of Australia has kept the official cash rate on hold at 4.35%.