On Trac Finance Brokers

On Trac Finance Brokers We specialise in home and investment loans, motor vehicle and equipment finance and even Commercial ABN 88 093 874 376 Australian Credit License 391209

Check the Apple App Store for the On Trac App
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https://itunes.apple.com/au/app/ontrac-home-loan-assist/id661008984?mt=8 #
On Trac Mortgage Brokers Pty Ltd, ABN 69 105 296 446, Credit Representative Number 391747
National Mortgage Brokers Pty Ltd.

05/06/2026

🏡 Rate hikes have reshaped home owner plans 🏡⁣
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Higher interest rates are seeing many families knuckle down to pay off their home loan sooner. ⁣
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72% of mortgage holders now say debt reduction is their #1 financial goal. ⁣
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If you’re keen to double down on your home loan, DM us. ⁣
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We can explain small steps that could potentially make a difference. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

🧠 First home buyers are getting smart.⁣⁣6 in 10 are buying with a partner, friend or family. Many use the 5% Deposit Sch...
03/06/2026

🧠 First home buyers are getting smart.⁣
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6 in 10 are buying with a partner, friend or family. Many use the 5% Deposit Scheme or head to regional areas.⁣
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What’s your strategy? We can help combine the best options. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

🏘️ 2 in 5 Aussies plan to buy an investment property in the next 12 months.⁣⁣Strong rental demand, price growth, and tax...
01/06/2026

🏘️ 2 in 5 Aussies plan to buy an investment property in the next 12 months.⁣
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Strong rental demand, price growth, and tax benefits make it attractive.⁣
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You can use your home equity, a cash deposit or a comination of both!⁣
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Let’s explore your options. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

29/05/2026

🏘️ Want to buy an investment property? 🏘️⁣
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You're not alone. In fact, 2-in-5 people plan to buy a rental property in the next 12 months.*⁣
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How can they afford to do so?⁣
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Well, home owners may be able to use their home equity in place of a cash deposit on an investment property. ⁣
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DM us to explore pathways to owning an investment property. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip


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* Great Southern Bank survey

⏱️ Cut up to 5+ years off saving for a deposit!⁣⁣The 5% Deposit Scheme helps first home buyers enter the market up to 5 ...
25/05/2026

⏱️ Cut up to 5+ years off saving for a deposit!⁣
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The 5% Deposit Scheme helps first home buyers enter the market up to 5 years earlier. With only a 5% deposit needed, you could be in your first home much sooner than you think.⁣
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See if it can work for you. 👇⁣
⁣
To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

22/05/2026

😬 1-in-3 Aussie investors regret not investing earlier 😬⁣
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People who started investing in their 30s are 46% wealthier than those who waited until their 40s.*⁣
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That’s because investment returns can compound over time.⁣
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With all things investment related, it may be worth seeking advice from a financial adviser.⁣
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But if you do decide to invest in property, DM us to explore your investment loan options. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip


⁣
* Finder research

🤝 Broker vs Bot? It's no contest.⁣⁣7 in 10 Aussies say real mortgage brokers give far better guidance than AI.⁣⁣Complex ...
20/05/2026

🤝 Broker vs Bot? It's no contest.⁣
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7 in 10 Aussies say real mortgage brokers give far better guidance than AI.⁣
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Complex decisions need human advice. We stay with you every step.⁣
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Talk to a real person about your home loan. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

📄 Is your home loan pre-approval still valid?⁣⁣Rate changes can reduce borrowing power fast — one 0.25% hike can cut $12...
18/05/2026

📄 Is your home loan pre-approval still valid?⁣
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Rate changes can reduce borrowing power fast — one 0.25% hike can cut $12k for a single buyer.⁣
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Don’t miss out on your dream home. Get your pre-approval updated today. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

Did You Know? 💡You can tell us your current interest rate, and we’ll review it and negotiate with your lender on your be...
15/05/2026

Did You Know? 💡

You can tell us your current interest rate, and we’ll review it and negotiate with your lender on your behalf.

You could be paying more than you need to, a quick review may help save you money.

Contact us on 03 5144 1866 or complete a home loan health check today: https://on-trac-finance-brokers.loantools.com.au/health-check?skip

15/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Don’t forget to factor in other upfront expenses such as legal fees, home insurance, and furniture removalists and potentially stamp duty.⁣
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Need help crunching the numbers? That's our specialty. 👇⁣
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To find out more, DM or contact the On Trac Finance Team on:

☎️ – 03 5144 1866
💻 – [email protected]

Or book an appointment today: https://loantools.com.au/contact/on-trac-finance-brokers?skip

Address

164 Raymond Street
Sale, VIC
3850

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+61351441866

Website

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