It's Simple Finance

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It's Simple Finance Simpler solutions, better lives. To make Australia's future accessible through better and simpler mortgage solutions

We do the hard work to make your loans possible by streamlining the process, providing more and better options and staying connected from start to finish. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product. ST Finance Pty Limited trading as It's Simple Financial Services (Credit Representative 495852) is authorised under Australian Credit Licence 389328.

02/11/2026

Marketing during this downturn has been a... challenge, shall we say?

02/11/2026

What are friends for?

30/10/2026

Luckily, no one in communications or marketing is touching your loans... 😂

28/10/2026

The cash rate is the highest it's been in 15 years. Long enough for Michael and Brian to have finished both high school and university!

What does that mean in real terms? It means your paying an average of $365 more each month!

How can you get that number down? The boys get into it on the latest episode of the Simple Finance Show! Available everywhere you get your podcasts.

27/10/2026

What a way to make a living 🤠

26/10/2026

Thinking about switching to interest-only repayments to ease the pressure?

There's a few things to be aware of here, but it is great for short-term cash flow.

Beware that your balance stays put, and when the period finishes your repayments step-up to cover principal and interest over a shorter term. So it's not a great strategy for kicking the can down the road because eventually it'll kick you back.

Full episode on YouTube.

General information only, not personal advice. Speak to a broker about your own circumstances.

Our newest hire, Mick, getting huge words of praise 🙌 Find out what makes working with It's Simple so simple today. Head...
23/10/2026

Our newest hire, Mick, getting huge words of praise 🙌

Find out what makes working with It's Simple so simple today. Head to itssimple.com.au to book a consultation today!

22/10/2026

Shave 0.5% off your rate on a $600K loan and that’s around $186 back in your pocket every month.*

Easiest place to start is with a phone call to your bank or contact your broker. This is the one fix to cash flow that costs you nothing more over time.

We're also seeing more people extend their loan term to bring their repayments down. It can free up cash now, but does cost more in interest over time and lenders need to see a plan on how you'll repay it before they agree to it, especially if you're older.

Full strategies on cash flow management on the latest episode of the Simple Finance Show.

*Illustrative example only: $600,000 loan, 30-year term, principal and interest, rate reduced from 5.5% to 5.0% p.a. This is general information only and does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you and seek professional advice before acting. Lending criteria, fees and charges apply.

22/10/2026
21/10/2026

Things a broker can say but you can't on a first date...

We had fun with this one 😂

Address

4. 08, 3 Fordham Way
Rozelle, NSW
2570

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300796937

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