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* Business Loans

What is Lenders Mortgage Insurance (LMI), and when might it apply? 🏡Buying a property is a significant milestone, and un...
12/10/2026

What is Lenders Mortgage Insurance (LMI), and when might it apply? 🏡

Buying a property is a significant milestone, and understanding the costs involved can help you prepare for the home loan process. 🏠

Lenders Mortgage Insurance (LMI) is generally designed to protect the lender if a borrower cannot meet their home loan repayments. It does not protect the borrower from repayment obligations.

💡 When might LMI apply?
✔️ It may apply when you borrow more than 80% of the lender’s assessed property value.
✔️ It can apply to both owner-occupied and investment property loans.
✔️ The premium and eligibility requirements vary depending on the lender, loan type and individual circumstances.

📌 Did you know? Some eligible borrowers may have access to LMI waivers or alternative arrangements, subject to specific eligibility criteria. These options may not be available to everyone.

Remember, LMI is just one of the costs to consider when exploring your home loan options. If the premium is added to your loan, it increases your loan balance and the interest payable over time.

At We Do Finance, we can provide personalised assistance to help you understand the lending options available for your circumstances.

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This information does not take into account your objectives, financial situation or needs and should not be relied upon as financial advice. LMI requirements, premiums and eligibility criteria vary by lender. All loans are subject to lender approval, eligibility criteria, fees and charges. Consider your circumstances and seek independent professional advice if required.

🏠 UNDERSTANDING LVR — AND WHY IT MATTERS TO YOUR HOME LOAN 🔑Ever wondered what LVR (Loan to Value Ratio) actually means?...
14/09/2026

🏠 UNDERSTANDING LVR — AND WHY IT MATTERS TO YOUR HOME LOAN 🔑

Ever wondered what LVR (Loan to Value Ratio) actually means?

LVR compares the amount you’re borrowing with the lender-assessed value of the property. It can be one of the factors a lender considers when assessing a home loan application, including available loan options, pricing and lending requirements.

A different LVR can mean different considerations depending on the lender, loan structure and your individual circumstances.

📌 Understanding the basics can help you have more informed conversations about your home loan.

💡 Remember: Every lender has different lending criteria, and outcomes can vary depending on your circumstances.

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It does not constitute financial advice or credit advice. Before making any decision in relation to business finance, consider whether the information is appropriate for your circumstances. Finance is subject to lender approval, eligibility criteria, lending requirements, fees, charges, terms and conditions.

06/09/2026

💙 Happy Father’s Day! 💙

Today, we celebrate all the dads, stepdads, grandfathers, furdads, and father figures who lead with love, support their families, and make a difference every day.

Wishing you a wonderful Father’s Day filled with family, laughter, and plenty of special moments. 👨‍👧‍👦

Happy Father’s Day from all of us at We Do Finance! 🥂💙

Buying a home starts with understanding the process. 🏡Every home loan application is different, and lenders may consider...
04/09/2026

Buying a home starts with understanding the process. 🏡

Every home loan application is different, and lenders may consider a range of information when assessing an application.

From income and expenses to credit history, assets, your deposit, and the property itself, understanding these factors can help you feel more prepared for the journey ahead.

At We Do Finance, we're here to help you understand the lending process and explore your options based on your individual circumstances.

Every situation is unique - let's start the conversation today! 💙

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It does not constitute financial advice or credit advice. Before making any decision in relation to business finance, consider whether the information is appropriate for your circumstances. Finance is subject to lender approval, eligibility criteria, lending requirements, fees, charges, terms and conditions.

Thinking about buying a home or refinancing? 🏡Understanding your borrowing capacity is the first step—but it's just an e...
17/08/2026

Thinking about buying a home or refinancing? 🏡

Understanding your borrowing capacity is the first step—but it's just an estimate, not a guarantee.

At We Do Finance, we take the time to look at the whole picture so you can explore your options with clarity and confidence.💛

We consider:
✅Your income
✅Your expenses
✅Your credit history
✅Your commtiments

Every situation is unique - let's start the conversation today! 💙

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It does not constitute financial advice or credit advice. Before making any decision in relation to business finance, consider whether the information is appropriate for your circumstances. Finance is subject to lender approval, eligibility criteria, lending requirements, fees, charges, terms and conditions.

🏡 Thinking about home improvements this winter?If you're planning to renovate, refresh a room, or make improvements to y...
03/08/2026

🏡 Thinking about home improvements this winter?

If you're planning to renovate, refresh a room, or make improvements to your home, it's worth understanding the finance options that may be available to you.

Depending on your individual circumstances, available equity in your property may be one option to consider when funding eligible renovation or improvement projects. Before making any decisions, it's important to understand the costs, your existing commitments, and the lending requirements that apply.

At We Do Finance, we're here to help you understand the lending options available through our panel of lenders and explain the relevant requirements based on your circumstances.

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It does not constitute financial advice or credit advice. Before making any decision in relation to business finance, consider whether the information is appropriate for your circumstances. Finance is subject to lender approval, eligibility criteria, lending requirements, fees, charges, terms and conditions.

🏡 Buying a home or reviewing your current home loan can feel overwhelming, especially with so much information available...
27/07/2026

🏡 Buying a home or reviewing your current home loan can feel overwhelming, especially with so much information available.

Whether you're purchasing your first home, refinancing, or simply wanting to better understand your options, it's helpful to understand some of the factors that borrowers commonly consider during the home loan process.

Our latest infographic highlights some common home loan mistakes that borrowers may wish to be aware of during their home loan journey.

✔️ Understanding your borrowing capacity
✔️ Considering how your credit history may affect an application
✔️ Avoiding major financial commitments before applying
✔️ Looking beyond the interest rate alone
✔️ Comparing available loan features and options
✔️ Knowing when to seek professional guidance

Every borrower's circumstances are different, and the most suitable loan or lender will depend on your individual objectives, financial situation and needs.

If you would like general information about home loan products or the lending process, or would like to discuss your individual circumstances, please contact We Do Finance.

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It does not constitute financial advice or credit advice. Before making any decision in relation to business finance, consider whether the information is appropriate for your circumstances. Finance is subject to lender approval, eligibility criteria, lending requirements, fees, charges, terms and conditions.

Running a business comes with changing priorities, and financing needs can vary from one business to another. Working ca...
22/07/2026

Running a business comes with changing priorities, and financing needs can vary from one business to another.

Working capital is one type of business finance that may be available for eligible businesses, depending on the lender's criteria and your individual circumstances. It can be used for a range of legitimate business purposes, subject to approval and suitability.

At We Do Finance, we can help explain the finance options that may be available through our panel of lenders, so you can better understand the features and eligibility requirements.

If you would like information about business finance options, we're here to help. 💙💛

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It does not constitute financial advice or credit advice. Before making any decision in relation to business finance, consider whether the information is appropriate for your circumstances. Finance is subject to lender approval, eligibility criteria, lending requirements, fees, charges, terms and conditions.

🏡 When was the last time you looked at your home loan?Home loan products, interest rates, fees and lending policies can ...
20/07/2026

🏡 When was the last time you looked at your home loan?

Home loan products, interest rates, fees and lending policies can change over time. The features available when a loan was first established may differ from those available today.

Some borrowers choose to review their home loan from time to time to better understand the features, costs and options associated with their existing loan. Whether a review is appropriate will depend on each person's individual circumstances.

If you would like general information about home loan products or would like to discuss your individual circumstances, please contact We Do Finance.

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

General information only. This post has been prepared without taking into account your objectives, financial situation or needs. It is not financial advice or credit advice. Before making any decision in relation to a home loan, consider whether the information is appropriate for your circumstances. Lending is subject to lender approval, eligibility criteria, fees, charges and lending policies.

🏡 Is your home loan still working for you?Interest rates change, life changes, and the loan that suited your needs a few...
16/07/2026

🏡 Is your home loan still working for you?

Interest rates change, life changes, and the loan that suited your needs a few years ago may not be the same loan that suits your circumstances today.

A home loan review can help you better understand your current loan features, available options, and whether your existing loan continues to align with your goals and financial situation.

At We Do Finance, we're here to help you explore your options and provide guidance tailored to your circumstances.

📞 Contact us today to arrange your complimentary home loan review.

For more information and Broker Assistance, contact us at
☎️ 0416 216 926
📩 [email protected]
or you can also visit us at https://www.wedofinance.com.au/

Licensing: Credit Representative 499983 is authorised under Australian Credit Licence 389328.

Disclaimer: Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Lending criteria apply. Terms, conditions, and fees may apply. This information is general in nature and does not take into account your personal objectives, financial situation, or needs. Please consider whether it is appropriate for you before making any decisions.

ℹ️ This information is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether it is appropriate for your circumstances before making any financial decisions. Lending is subject to lender approval, eligibility criteria and responsible lending obligations.

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5014

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