Maverick Finance

04/06/2026

A casual trip to Costco turned into the best reminder of why I love being a mortgage broker! 🛒✨

I bumped into a fantastic couple Archie (my favourite chef) and Jackie, I helped buy a home in Western Sydney during the height of COVID.

They told me that whenever property comes up in conversation, their friends are incredibly envious of the position they are in today—having locked in a great buy before the market exploded and back when rates were at record lows.

Hearing them say how incredibly thankful they were that we met and that Maverick Finance helped them navigate that crazy market, honestly, that is the absolute best part of this job. 🥹🙏

Helping families set up their future is what it’s all about. 🏠💼

If you're wondering how to navigate today’s Western Sydney market, let’s chat. The landscape has changed, but the opportunities are still out there! 👇https://www.maverickfinance.com.au/new-contact-us/

03/06/2026

🩺🏡No Cash Deposit Needed: How we unlocked home equity to jumpstart this couple’s property portfolio

I love a good strategy win, and this one is a massive milestone for a fantastic local couple.

Five years ago, these two frontline nurses bought their first home on the Central Coast. Over the years, their property grew beautifully in value. In their early 40s and looking ahead to the next 20 years, they wanted to use that growth to start building a retirement portfolio.

Instead of waiting and saving for years, we utilized a specialized bank policy specifically for registered nurses.

The result? A double-win:
1️⃣ We safely released equity up to 90% of their home's value—with $0 Lenders Mortgage Insurance (LMI).
2️⃣ We secured their very first investment property at a 90% loan ratio—again, with $0 LMI.

While they are highly geared right now, their careers in healthcare mean absolute job security and steady income growth over the next two decades. They have officially laid the foundation for their future retirement using the wealth they already had.

Your profession or your current home equity might be holding keys to your next big move without you even realizing it.

https://www.maverickfinance.com.au/success-story-how-these-registered-nurses-are-now-building-wealth-through-their-home-equity/

💬 Want to explore your industry perks or home equity? Comment below or send me a DM, and let's map out your strategy!

01/06/2026

What a Filipino mortgage broker does to unwind, relax and destress from work.

22/05/2026

🍲 Tita Maria’s Home Loan Hacks: Kita vs. Utang! 🌸
Ever wondered how banks calculate how much you can borrow? Leave it to your favorite Millennial Tita Broker to break it down simply while the sinigang boils! 🌶️👨‍🍳
When banks look at your borrowing capacity, it really just comes down to a classic balance of two things: Your KITA and your UTANG.
💰 What counts as your KITA?
Lenders don’t just look at your standard salary. They look at the whole picture:
Base pay & regular overtimes
Penalties & allowances
Regular bonuses & commissions
💳 What counts as your UTANG?
It’s not just big bank loans! The banks look closely at your financial lifestyle commitments:
Credit card limits (even if you pay them off every month!)
Personal & car loans
Buy Now, Pay Later accounts (yes, those Afterpay splurges count!)
Your HECS-HELP student debt
Navigating the Australian property market in Sydney, Melbourne, or Canberra can feel overwhelming—but it doesn't have to be. Let Maverick Finance do the heavy lifting while you focus on the house hunting! 🏡✨
Ready to see what your numbers look like? Halika at mag-kape tayo! ☕ Let’s chat about your options over a virtual coffee.
📞 Call us at: 0430144008
📥 Or slide into our DMs!

21/05/2026

🍲 Tita Maria’s Home Loan Hacks: Kita vs. Utang! 🌸
Ever wondered how banks calculate how much you can borrow? Leave it to your favorite Tita Maria to break it down simply while I cook your favourite Filipino dish! 🌶️👨‍🍳

When banks look at your borrowing capacity, it really just comes down to a classic balance of two things: Your KITA and your UTANG.

💰 What counts as your KITA?
Lenders don’t just look at your standard salary. They look at the whole picture:

Base pay & regular overtimes

Penalties & allowances

Regular bonuses & commissions

💳 What counts as your UTANG?
It’s not just big bank loans! The banks look closely at your financial lifestyle commitments:

Credit card limits (even if you pay them off every month!)

Personal & car loans

Buy Now, Pay Later accounts (yes, those Afterpay splurges count!)

Your HECS-HELP student debt

Navigating the Australian property market in Sydney, Melbourne, or Canberra can feel overwhelming—but it doesn't have to be. Let Maverick Finance do the heavy lifting while you focus on the house hunting! 🏡✨

Ready to see what your numbers look like? Halika at mag-kape tayo! ☕ Let’s chat about your options over a virtual coffee.

📞 Call us at: 0430144008
📥 Or slide into our DMs!

19/05/2026

We're truly blown away by this incredibly thoughtful testimonial! 🏡💖

Hearing that we could make the home-buying process smooth and stress-free for Brian and Harriette is the absolute best part of what we do. It was a pleasure working with you every step of the way!

Thinking about buying your first home? We're here to guide you through the process with the same patience and support. Let's chat! ☕

15/05/2026

🍦 Sweet Success at Yo-chi!
Nothing says TGIF like a post-meeting treat! After a productive session with our Bank BDM, the Maverick team headed straight to Yo-chi to celebrate the wins of the week.

From crunching numbers to choosing the best toppings—we’d say it was a pretty successful Friday afternoon. Balancing the grind with a little bit of froyo (and maybe a lot of mochi) is how we keep the Maverick spirit alive!

Current Status: ✅ Bank meeting smashed
✅ Froyo cravings satisfied
✅ Weekend mode: ACTIVATED 🚀

08/05/2026

Happy Friday from the Maverick Finance team! 🥂✨

There’s nothing we love more than a busy Friday full of wins for our clients. Our founder, Maria, has been fueled by coffee and great news all morning! ☕️💻

It’s been a massive day of back-to-back virtual meetings, helping people move closer to their property dreams:

Refinancing for Growth: Helping a savvy investor swap to a better rate with a 5-year interest-only period to help build her wealth through more property. 📈

First Home Feels: Guiding a lovely couple through the exciting (and sometimes daunting!) process of purchasing their very first home. 🏠🗝️

The Big Move: Working with a Melbourne-based client to manage an "upsize"—selling her current spot to level up to a new home. ⬆️🏡

The highlight of the morning? A formal approval just landed for a client’s investment property in Orange! 🥳🎉

Whether you’re in Sydney, Melbourne, or regional Australia, our doors (and Zoom links!) are always open. We love what we do, and we’re ready to help you navigate your next big move.

Ready to start your own property journey? Leave a message!

Have a fantastic weekend, everyone!

19/11/2025

06/10/2025

Having a HECS debt doesn’t mean you can’t move toward homeownership. In this case study, I discuss how we assessed a client’s borrowing capacity and what factors made a difference in their home loan journey.