Charina Tugade - Mortgage and Finance Broker - Maverick Finance

22/12/2023

Merry Christmas 🎄

30/05/2022

Brokers love freshly brewed espresso and lender updates. The Maverick Finance team had a meeting with our Business Development Manager Anjali Kumar from the National Australia Bank (NAB). We can't wait to share NAB's medico policy with LMI waivers for eligible medical professionals and specialists in the healthcare industry.

05/05/2022

After a decade, the RBA has decided to increase the official cash rate by .25% in response to increasing inflation pressures. This rate rise would significantly affect the budget of home loan customers as well as the borrowing capacity of first home buyers. Here is the first of a two part series on what happens when interest rates continue to rise.
Like and follow us for more helpful tips!
Charina Tugade

22/04/2022

Are you ready for the coming increase in interest rate?

Despite previous claims that cash rate would stay low for years, Australia’s top bankers and economists are expecting an increase in interest rate this year. This rate rise will significantly impact the budget of mortgage borrowers and their chances of getting a home loan.

Let us help you prepare for this potential rate rise. Have a read of this blog and find out what you should do before the increase in interest rates begin.

https://www.maverickfinance.com.au/are-you-ready-for-the-rise-in-interest-rate/

Speak to us today about your chance of getting a home loan. You can email us at [email protected]. You can book an appointment straight away at calendly.com/maverickfinance.

11/03/2022

10/03/2022

08/03/2022

Today, we celebrate women! 💖

You are loved.
You are valued.
You are strong.
You are beautiful.
You go, girl!

We are a female-led brokerage. 💪

Happy International Women's Day, from your Maverick Finance Family!

22/02/2022

Hey everyone, our website just got its new look, and it’s now live! Don’t forget to check it out.✨

Visit and sign up for our newsletter to get blog posts and updates!

Here it is: www.maverickfinance.com.au

22/02/2022

‼️ Do you know that you can use the equity of your home as a deposit to buy a 2nd property without using your own cash?

If you think property investment is something you’d like to explore, then we are here to help!
Want to learn more? Read the full blog here: https://www.maverickfinance.com.au/how-to-buy-an-investment-property-with-no-deposit/

Interested to attend our Property Investment Webinar? Register here: https://www.eventbrite.com/e/property-investing-webinar-tickets-268657250067?aff=ebdssbonlinesearch&keep_tld=1

For a complimentary assessment, you can email us at [email protected] or send us a message.


**WE ARE PAID BY LENDERS SO YOU DON'T PAY US A FEE **

Your full financial situation will need to be reviewed prior to acceptance of any offer or product. Credit Representative 509398 is authorised under Credit License 389328

17/02/2022

FREE Property Investing Webinar brought to you by our team at Maverick Finance


Charina Tugade

Learn the process of purchasing an investment property in this 30-minute session with the Maverick Finance team.

March 3, 2022 | Thursday | 6:30 PM

Register here - https://www.eventbrite.com/e/property-investing-webinar-tickets-268657250067?keep_tld=1

We’re excited to see you!

16/02/2022

The Maverick Guide: Buying Your First Home 🏠

We wanted to share with you these ten helpful tips in buying your first home.
Do you want to learn more? Join us at our upcoming First Home Buyer Online Workshop on 17-Mar-2022 (Thu) at 6:30pm.

Click here to register - https://www.eventbrite.com.au/e/buying-your-first-home-in-sydney-tickets-268658423577?aff=ebdsoporgprofile


Charina Tugade

15/02/2022

MAVERICK CLIENT STORY: IS 50 YEARS OLD TOO OLD TO BUY A HOUSE?

Carol and Jun (not their real names) are in their early 50s. Both are first home buyers and have been renting in Sydney for over 10 years. They've always wanted to buy a home and have
spoken to two brokers before they approached Maverick Finance about their chances of getting a home loan. One of the brokers they spoke to advised them to come back when they have more savings. The other broker said they were too old to get a loan. When we spoke to them, we provided them with a strategy.

When we met the clients, they only had $22,000 in savings. They also had a few ongoing personal loans and credit card debts amounting to $30,000. These ongoing liabilities and their
weekly rent are the main reasons for their low savings. When we understood their financial situation, we came up with a strategy. The credit cards and personal loans needed to be consolidated into one debt. This will lower their repayments down to $424 allowing them to save at least $300 a month and significantly increased their borrowing capacity.

The couple were happy to buy a 1 bedroom apartment in Sydney for $600,000. The purchase price will qualify them for the $10,000 FHOG and the stamp duty exemption. Because they're
both Australian citizens and first home buyers, they also qualify for the First Home Loan Deposit Scheme in which they don't pay loan mortgage insurance.

In 2 months time, the couple was able to save an additional $8,000 which brought their savings up to $30,000. With the 5% of $600,000 genuinely saved, the clients were ready to apply for a loan. The loan for $570,000 was approved by one of the FHLDS participating lenders. Once they got their pre approval, they found a 1 bedroom apartment in the suburb where they currently rent. They put down a .25% holding deposit and we got their loan formally approved in 5 business days. They are due to settle this March.

Want to learn more? Read the full blog here:
https://www.maverickfinance.com.au/can-a-mature-age.../

Interested to attend our First Home Buyer Webinar, register here:
https://www.eventbrite.com/.../buying-your-first-home-in...

We’ve helped a lot of clients in their late 40s or early 50s purchase their first home. Speak to us today and we’ll find a solution for you.
For a complimentary assessment, you can email us at [email protected].


WE ARE PAID BY LENDERS SO YOU DON'T PAY US A FEE.

Your full financial situation will need to be reviewed prior to acceptance of any offer or product. Credit Representative 509398 is authorised under Credit License 389328