13/10/2026
Rates have risen again. Here's what to do next.
On 29 September the RBA lifted the cash rate to 4.60%, the highest level since 2011.
If your budget already feels tight, you're not alone, and you're not out of options.
Three simple steps worth taking this month:
1. Check your new repayment and how it fits your budget.
2. Let us review your rate and loan structure against what's available today. A well set up offset or split loan can make a real difference.
3. If things feel tight, call us early. Lenders have far more options when you ask before things get hard, not after.
We've walked families through rate cycles for over 25 years. This one is no different, and we're in your corner the whole way.
Save this for later, or send it to someone who could use a hand with their mortgage.
Everyone's situation is different. To talk through your goals, message us the word REVIEW or give us a call.
