1st Street AU

1st Street AU Home Loan and Financial Services Specialists 1st Street Financial stands as an industry leader, being named Number 1 mortgage brokerage in Australia.

Our business offers a premium holistic financial service including mortgage broking, insurance, financial planning and self-managed super fund opportunities. We prioritise our clients' needs and have a strong understanding of the industry, ensuring each customer receives the best outcome for their requirements. The 1st Street difference:

- We provide a prompt, professional mortgage broker service

at no cost to you
- We take away the stress of buying property, managing everything from the initial application, to all the communication between lenders, solicitors and real estate agents, as required.
- We match the product and lender that best suits your current and future requirements by taking the time to fully understand your individual circumstances
- We have an alliance with over 25 lenders including the major banks to ensure we are able to deliver highly competitive and quality loan products
- We offer a mobile service and are willing to meet you at your office or home
- We seek to have a response from the lender within 48 hours of lodging your loan application for approval
- Our Industry-leading technology enables us to identify the loan that best suits your needs
- We are a full member of the Mortgage and Finance Association of Australia (MFAA)

1st Wealth Services Pty Ltd (ABN 15 613 496 290), trading as 1st Street, is an authorised representative of Charter Financial planning limited, Australian Financial services Licensee, Licence Number 234665

Are you a small business owner or sole trader? There may be instant asset write-offs available to you before 30 June and...
31/05/2026

Are you a small business owner or sole trader?

There may be instant asset write-offs available to you before 30 June and this could be the last year at the current threshold.

The instant asset write-off allows eligible businesses to immediately deduct the cost of qualifying assets in the year they’re purchased and ready to use, rather than depreciating them over several years.

The key word is eligible. Turnover, asset type, cost and timing all factor in. Your accountant can confirm what applies to your situation.

What we can help with is the finance side.

Contact us today — let’s talk about your options before EOFY.

Are you a business owner trying to make a lending decision before 30 June but not sure where to start?The product matter...
30/05/2026

Are you a business owner trying to make a lending decision before 30 June but not sure where to start?

The product matters. A business loan, equipment finance and a commercial mortgage are three very different things, with different structures, different security requirements and different tax implications.

Getting the right one for your situation could save you thousands. Getting the wrong one could cost you time you don’t have this close to EOFY.

Contact us today and let’s work out what fits.

Did you know the number of Australians refinancing their home loan reaches a peak in the lead-up to 30 June? EOFY is one...
28/05/2026

Did you know the number of Australians refinancing their home loan reaches a peak in the lead-up to 30 June?

EOFY is one of the most active periods for refinancing, because reviewing your loan now can have real tax and cash flow implications heading into the new financial year.

Your Mortgage Broker can review your current loan at no cost.

There’s something special about receiving photos like these, happy clients standing proudly in front of their new homes....
23/05/2026

There’s something special about receiving photos like these, happy clients standing proudly in front of their new homes. 🏡✨

What does a 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿 actually do, and how can they help you? If you’re new to home lending, this one’s for you. A...
22/05/2026

What does a 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿 actually do, and how can they help you?

If you’re new to home lending, this one’s for you. A Mortgage Broker works on your behalf to compare loan options from multiple lenders, helping you find a solution that suits your goals and circumstances.

They guide you through the entire process, explain what you need to know before getting started, and help make the home loan journey feel a whole lot less overwhelming, all at no cost to you.

Did you know that almost 80% of all new home loans in Australia are now written by mortgage brokers? The shift toward br...
20/05/2026

Did you know that almost 80% of all new home loans in Australia are now written by mortgage brokers? The shift toward brokers has been one of the most significant changes in the home lending market over the past decade. Here is why more Australians are choosing a broker, and what it means for you.

𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗠𝗼𝗿𝗲 𝗢𝗽𝘁𝗶𝗼𝗻𝘀
When you walk into your bank, you are only ever seeing one lender’s products. A mortgage broker works across a panel of lenders, often 30 or more, which means they can compare hundreds of loan products to find one that actually suits your situation. Whether you are a first home buyer, an investor, self-employed, or upgrading to your next home, having genuine choice makes a real difference.

𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗶𝗻 𝗬𝗼𝘂𝗿 𝗖𝗼𝗿𝗻𝗲𝗿
Buying a home is one of the biggest financial decisions you will ever make. A good broker does more than find you a competitive rate, they explain your options in plain language, guide you through the application process, and advocate on your behalf with lenders. For many buyers, that support is invaluable, especially in a market that moves as quickly as ours.

We genuinely appreciate every review we receive 💛 It means a lot knowing we’ve been able to help make the process a litt...
13/05/2026

We genuinely appreciate every review we receive 💛 It means a lot knowing we’ve been able to help make the process a little easier.

Need a hand with your finance goals? Reach out for a chat, we’d love to help 🤝

🚀 April at a glance.We helped 115 property owners, with $119.5 million in loans submitted across owner-occupied and inve...
11/05/2026

🚀 April at a glance.

We helped 115 property owners, with $119.5 million in loans submitted across owner-occupied and investment purchases. We also worked with 19 different lenders, with lending split 56% owner-occupied and 44% investment.

Another strong month driven by trusted relationships, tailored lending strategies, and a shared goal of helping more Australians move forward with confidence.

Thank you for choosing 1st Street to be part of your property journey 🏡💼

Address

518 Old South Head Road
Rose Bay, NSW
2029

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5:30pm
Saturday 9am - 5pm

Telephone

+611300178787

Website

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