Justin Smith - Mortgage Broker

Justin Smith - Mortgage Broker Helping people achieve their financial goals through home ownership. Undeniably, Justin has been moulded by everything he has gone through.

Justin Smith Mortgage Broker

When it comes to the mortgage business, Justin Smith is a trusted name. With his experience of more than 30 years in the finance industry and his very impressive track record, it would be safe to say that you are in the best hands. His clients are always his top priority so whatever you aspire financially, he makes every effort to help you achieve it. Whether you want

to buy a home or make other investments, Justin will help you every step of the way. His knowledge, skills and way of thinking are products of his many years of learning about finance, lending and other related fields. In fact, he has spent 11 years at BankWest, taking on different responsibilities, and in 1999, he joined The Mortgage Gallery as a loan writer. Given his expertise and the timely opportunity, he opened the Rockingham office in 2003. In May 2014 The Mortgage Gallery changed to Smartline. In 2021 Justin bought the existing Smartline office in Mandurah. Banking and broking can be very challenging and unpredictable but Justin believes that with his principles, he can get through all the difficulties. He sticks to the following notions: (1) information regarding home loans will always be sought by people; and (2) people are willing to get a home loan but they dread the stress that comes with it. He believes those two needs will remain constant for another 30 years. When clients need help with their loans, Justin does not hesitate to help and together with his committed and reliable team, you will be guided all throughout the process, saving you from unnecessary worry and hassle. Communication lines are always open so your queries and concerns will be given attention immediately. Another thing that makes Justin stand out is his dedication to his job. He has won 15 various awards, making him a top name at The Mortgage Gallery and now Smartline. He loves his job and that is always evident in the results he delivers. During his free time, he gives back to his community. He served as the President of the Rockingham Kwinana Chamber of Commerce from 2005 to 2012, and the Small Business Centre—South West Metro (Rockingham and Kwinana). He also finds the time to coach local junior AFL and cricket teams and enjoys every moment of it. He is also very active in various organisations, clubs and committees, sharing his expert thoughts and giving assistance. He is currently an elected Councillor at the City of Rockingham. So, what motivates Justin? Aside from his wife and four children, his love for his job and the satisfaction of his clients also drive him to always strive to be the best. For more information, contact Justin Smith through the following details:
• Office: 08 9527 1800
• Mobile: 0408 912 244
• Email: [email protected]
• Website: http://www.mortgagebrokersrockingham.com.au

Nothing beats the feeling of knowing we’ve made a lasting impact! We recently helped a client refinance their loan, and ...
07/05/2026

Nothing beats the feeling of knowing we’ve made a lasting impact!

We recently helped a client refinance their loan, and hearing that we’re already their "go-to" for the future is exactly why we do what we do.

Huge thanks to our amazing clients for trusting our team with their biggest financial goals!

Do you know someone looking to purchase a home? I can help! If you were happy with the service I provided you, I’d love ...
06/05/2026

Do you know someone looking to purchase a home? I can help!

If you were happy with the service I provided you, I’d love for you to pass on my details to your friends and family: https://calendly.com/justin-smith-mortgagechoice

Before deciding on an investment property, calculating rental yield can help to give you a better idea of the ongoing re...
14/04/2026

Before deciding on an investment property, calculating rental yield can help to give you a better idea of the ongoing return you could earn on that property.

Understanding the rental yield of a property also means you’re better placed to decide whether a property aligns to your investment goals.

If you’re thinking of purchasing your first or next investment property, I can help you find the loan that best suits you. Let’s talk today: https://calendly.com/justin-smith-mortgagechoice

The common belief that you need a 20% deposit to purchase a home is not always the case. There are a range of strategies...
08/04/2026

The common belief that you need a 20% deposit to purchase a home is not always the case. There are a range of strategies that could help you purchase a property and secure a home loan with a smaller deposit.

Options like Lender’s Mortgage Insurance (LMI), accessing government grants and schemes, and using a guarantor can help you get into the market sooner. Some lenders also offer loans with deposits as low as 5%.

Let’s chat today to see what options are available to you: https://calendly.com/justin-smith-mortgagechoice

17/03/2026

Did you know that even small changes to your home loan, like getting a lower rate or finding a more efficient structure, can make a huge difference to the amount you pay over the long term?

Refinancing can help you achieve your goals sooner and help you adapt financially as your circumstances change.

If you're considering refinancing, our Refinancing Checklist Fact Sheet can help.

Contact me for your copy and let's compare your current loan with hundreds of others to see if we can find a better fit. https://calendly.com/justin-smith-mortgagechoice

Your next mortgage repayment could be on us! 💸 Apply to refinance your home loan by 16 May for the chance to win a month...
24/02/2026

Your next mortgage repayment could be on us! 💸

Apply to refinance your home loan by 16 May for the chance to win a monthly $5,000 prize, giving you some breathing room on your next mortgage repayment. 🏡

With interest rates on the rise, now's the perfect time to review your home loan options.

We can compare your current loan to thousands of products in the market to make sure you’re still on a competitive interest rate. We can also explore options such as fixed-rate loans, which could help you manage your repayments.

T&Cs apply https://birdeye.cx/ldovvw (Minimum loan amount of $250,000).

Don't wait. Reach out today to get started. https://calendly.com/justin-smith-mortgagechoice

💡 Having a guarantor can assist homebuyers who haven’t saved a sufficient deposit to enter the property market without t...
27/01/2026

💡 Having a guarantor can assist homebuyers who haven’t saved a sufficient deposit to enter the property market without the need for LMI (Lenders Mortgage Insurance).

How does it work? The lender takes out a mortgage over the guarantor’s property as security for the borrower’s loan. The borrower is then responsible for making the loan repayments.

Keen to know more? Reach out today for a copy of our Guarantor Loan fact sheet. http://www.mortgagechoice.com.au/rockingham

The numbers speak for themselves – more Australians than ever before are choosing mortgage brokers for home loan support...
19/01/2026

The numbers speak for themselves – more Australians than ever before are choosing mortgage brokers for home loan support.

Whether you’re looking to purchase your first home, refinance your current loan or expand your property portfolio, we’re here to help: https://calendly.com/justin-smith-mortgagechoice

We can access thousands of loan products from more than 35 lenders, including our own range of products exclusive to Mortgage Choice customers.

At Mortgage Choice, we always put our clients’ needs first to get you the right loan to achieve your property ownership goals.

08/01/2026
To the self-employed legends keeping Rockingham running: We see you. You work twice as hard, handle all your own admin, ...
07/01/2026

To the self-employed legends keeping Rockingham running: We see you. You work twice as hard, handle all your own admin, and somehow still find time for a surf. 🛠️🏄‍♂️

But when you walk into a bank for a home loan, sometimes they look at your tax returns like they’re reading ancient hieroglyphics.

We get it. We know which lenders are friendly to sole traders and small business owners. You build the business; we’ll help you build the home.

Got complex income? We love a challenge: http://www.mortgagechoice.com.au/rockingham

Address

Suite 2, 1st Floor, The Boardwalk, 5-7 Railway Terrace
Rockingham, WA
6168

Alerts

Be the first to know and let us send you an email when Justin Smith - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Justin Smith - Mortgage Broker:

Share