Clearwater Finance

Clearwater Finance Clearwater Finance caters for all your financial needs. We cover residential, commercial, SMSF, Business and Asset Finance lending. Supporting First Home Buyers.

30 June is fast approaching. For property investors, it’s a natural time to review your position and get records in orde...
29/05/2026

30 June is fast approaching. For property investors, it’s a natural time to review your position and get records in order before the financial year closes. This year, there’s an added reason to take stock. The Federal Budget introduced changes to negative gearing and capital gains tax that will affect the way residential property investments are treated from 1 July 2027.

Existing properties are grandfathered, but if you’re planning your next move, it’s worth being across the details. For more information, read our Budget summary here: https://financefocus.connective.com.au/welcome-to-our-may-newsletter-9/

With that in mind, here are a few general practical areas worth reviewing before 30 June: https://financefocus.connective.com.au/get-eofy-as-a-property-investor/

Buying before you sell? Bridging loans explained: https://lnkd.in/gvYM8wfbFor many homeowners, timing can be one of the ...
15/05/2026

Buying before you sell? Bridging loans explained: https://lnkd.in/gvYM8wfb

For many homeowners, timing can be one of the challenges when purchasing their next property. If you’re planning to sell your current home to fund your next purchase, a bridging loan may be worth considering.

Most home loans are set and forgotten. Should yours be? A simple loan fit check can show whether your current loan is st...
08/05/2026

Most home loans are set and forgotten. Should yours be? A simple loan fit check can show whether your current loan is still working for you.

Start with a quick, no-obligation chat.

Offset or redraw: Things to consider as rates riseWith interest rates rising, many borrowers are taking the time to revi...
01/05/2026

Offset or redraw: Things to consider as rates rise

With interest rates rising, many borrowers are taking the time to review their home loan arrangements. A review of your loan structure may assist in managing repayments, subject to your individual circumstances.

Offset accounts and redraw facilities are features offered on some home loans. When used appropriately, they may help reduce the interest payable and overall loan costs, depending on individual circumstances.

Read more: https://lnkd.in/gMnXSNRG

A fresh valuation could unlock usable equity — whether that’s for a rate review, equity release, or restructuring your l...
22/04/2026

A fresh valuation could unlock usable equity — whether that’s for a rate review, equity release, or restructuring your lending to work smarter.

Refinancing isn’t always about changing banks. Sometimes it’s about reshaping what you already own.

Are you in an equity share situation and looking to take full ownership?

If you’re curious what your property is really worth today, let’s have a conversation.

📩 Message us for a no‑pressure equity review.

Pure Advice. Clear Results.

When it comes to buying an investment property, you don’t necessarily need to limit yourself to your own backyard.Lookin...
09/04/2026

When it comes to buying an investment property, you don’t necessarily need to limit yourself to your own backyard.
Looking beyond your local market, including interstate, can open up new opportunities when the timing is right. Often referred to as “borderless investing”, this approach allows you to tap into growth in different regions.

However, investing in a different state comes with its own considerations. Understanding how it works, where the opportunities may be, and what to watch out for can help you make more informed decisions.

Here are three reasons borrowers are interested in interstate investing.

Read more: https://financefocus.connective.com.au/3-tips-to-navigate-the-risks-and-rewards-of-interstate-investing/

Clearwater Finance will be closed over the Easter long weekend and will reopen on Tuesday.Wishing you a safe, restful br...
02/04/2026

Clearwater Finance will be closed over the Easter long weekend and will reopen on Tuesday.

Wishing you a safe, restful break and a wonderful Easter.

Not every home loan journey is straightforward.Sometimes it simply takes the right strategy and guidance to turn uncerta...
27/03/2026

Not every home loan journey is straightforward.

Sometimes it simply takes the right strategy and guidance to turn uncertainty into a clear path forward.

At Clearwater Finance, we take the time to understand each situation, work through the details, and find solutions that make progress possible. That might mean securing a competitive home loan rate, restructuring existing finance, or creating a smarter lending strategy.

Helping people move from ‘not sure if it’s possible’ to holding the keys to their new home is what makes this work worthwhile.

With interest rates rising in recent months, many Australians have seen their mortgage repayments increase. As a result,...
27/03/2026

With interest rates rising in recent months, many Australians have seen their mortgage repayments increase. As a result, more homeowners are starting to ask whether refinancing their home loan could help them reduce costs or improve their loan structure.

In fact, refinancing activity has surged. Last year, more than 640,000 homeowners switched their home loan, representing a 20 per cent increase compared to the previous year.

So, what exactly does refinancing involve, and how do you go about doing it?

Learn more: https://financefocus.connective.com.au/what-happens-when-you-refinance-your-home-loan/

Address

Suite 3, Level 1, 7 Railway Terrace
Rockingham, WA
6168

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Clearwater Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Clearwater Finance:

Shortcuts

Share

Category