James Eaves - Mortgage Choice Broker

06/05/2026

Some interesting area's

Regional residential and commercial markets are yielding some of the strongest growth results seen across Australia as we head into 2026.

06/05/2026

Do you know someone looking to purchase a home? I can help!

If you were happy with the service I provided you, I’d love for you to pass on my details to your friends and family: https://calendly.com/james-eaves-mortgagechoice

05/05/2026

What is your RBA prediction for today?

05/05/2026

What do you think?

Under the proposed changes, landlords would be required to provide a valid reason to end a tenancy.

Link in comments for all the details.

16/04/2026

How do you know it's time to consider refinancing?

Evaluate your home loan today to see if refinancing is your key to better savings and financial stability.

I can help you compare options from over 35 lenders or negotiate a better rate with your current one, ensuring you choose what suits you best.

Here to help: https://calendly.com/james-eaves-mortgagechoice

15/04/2026

There's always an opportunity somewhere.

The impending opening of the Western Sydney International Airport has significantly reshaped the region’s property market, providing investors with an opportunity to get in on the ground floor. With the opening of the new Western Sydney International Airport and the plans for a metro line to incre...

14/04/2026

The $50k Borrowing Power Boost You Didn't Know Existed

Planning to buy in 2026? Your credit cards might be holding you back—even if you pay them off every month!

Banks don’t care what you owe; they care what you could owe.
If you have a $15k limit on a card you barely use, the bank treats it as a $450+/month expense.
In today's market, that could slash your loan amount significantly.

The Hacks:

1. Slash the Limits:
Call your bank and drop that $15k limit to $2k.

2. Close the Buy Now, Pay Later:
Those dormant accounts count as lines of credit.

3. The Subscription Scrub:
Cancel those 4 streaming services you don't watch.
Banks are looking at your last 3 months of digital footprints.

Want to see how much your borrowing power increases by dropping a single limit?
Access my Serviceability Calculator: https://www.mortgagechoice.com.au/home-loan-calculators/how-much-can-i-borrow/

08/04/2026

Your credit score is one of the factors that helps a bank or lender determine whether to accept your loan application, how much they’re willing to lend you, and depending on your score, it could also impact the term and interest rate they will offer.

To understand more, let’s talk today: https://calendly.com/james-eaves-mortgagechoice

31/03/2026

😁BIG SMILES and a BIG WIN!! 😁

It's not every day you get to deliver this kind of news! I recently had the absolute pleasure of making a very special phone call.

I got to ring one of my wonderful clients to tell her that she was this month's winner of our $5,000 Autumn Incentive campaign.

Congratulations Amanda 🥳

I'd love nothing more than to call another client before the campaign ends on 16th of May.

Reach out for a chat anytime: (08) 9527 1800 https://calendly.com/james-eaves-mortgagechoice

05/03/2026

💡 There are many costs in addition to the purchase price of your next home.

1. State and federal government costs:
These costs can include stamp (transfer) duty, which is a state/territory government tax applicable to new property purchases.

2. Loan application costs:
You may have to pay a loan establishment fee or LMI (lenders mortgage insurance) if your deposit is lower than 20%.

3. Purchase costs:
There will be fees associated with carrying out legal work during the purchase process, and maybe fees for pest/building inspections.

4. Construction/renovation costs:
If the property has not been built or needs work, there may be construction or renovation costs you need to cover.

Looking to know more? Reach out to me for a copy of our Property Purchase Costs fact sheet.

26/02/2026

In a world where change is the only constant, it’s important your home loan can evolve as you do.

Whether you’re looking to purchase your first home, review your current loan, upgrade or downsize, I am here to help you navigate changing times with confidence.

Let's chat: https://calendly.com/james-eaves-mortgagechoice