Osinski Finance - Mortgage Brokers

Osinski Finance - Mortgage Brokers Dedicated to helping you secure your first home, next home or a better deal. I’ve always looked for ways to serve the community in everything I do.

A Step Above

In today’s market you can obtain a mortgage from a variety of lenders. However, it’s important to remember that a mortgage is more than an interest rate; it is a way to build wealth, increase liquidity, and build a brighter future for you and your family. As a fully accredited mortgage broker holding a Certificate IV and Diploma of Financial Services, my focus is helping each client

understand how money works, and allow them to see how seemingly minor choices can have major impacts on their financial lives. Whether it be buying your first home, refinancing and consolidating debt, or building an investment portfolio, my goal is to educate you about how a properly planned and managed mortgage can be a critical tool to meet your short and long term goals. A Trusted Advisor

When searching for the right home loan many clients ask, “Who can I trust to help me with this?” The foundation of my innovative business model is based on trust. My main goal is to not only exceed customer expectations, but provide professional and personalized service that builds the kind of trust where clients will gladly refer my services to friends and family. I run a relationship-driven mortgage advisory business with a rock solid commitment of being accountable to each for the home loan I recommend. A Community Friend and Neighbour

What truly sets me apart is my dedication to help those around me. This has led me to become an active member of the Baldivis Volunteer Fire and Emergency Services Brigade in addition to working as a mortgage broker. And it’s this work ethic and drive to serve that I bring to the office each day for my clients. Contact Me Today! I’m dedicated to helping homeowners make the most informed mortgage decision possible. One that integrates your personal financial plan and major life goals, such as retirement and wealth accumulation. There’s no cost to my services, so you have nothing to lose. Contact me now to get started!

Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts...
09/09/2026

Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead. 🌸 🏡

Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead.

Thank you Peary, there’s nothing better than hearing great feedback 🌟
09/09/2026

Thank you Peary, there’s nothing better than hearing great feedback 🌟

08/09/2026

Apparently, a good broker is hard to find... 👀

But we aren’t.

Get in touch with Osinski Finance today and let’s make your next finance move a little easier 🏡

We could just get your loan approved, but we think you deserve more than that. 🙌
04/09/2026

We could just get your loan approved, but we think you deserve more than that. 🙌

03/09/2026

Can Centrelink payments count towards a home loan? 👀

The short answer: yes.

Most lenders will accept government benefits as part of your income when assessing a home loan. In many cases, these payments need to be supplemented by other income, such as PAYG or self-employed income.

However, some lenders may accept government payments as your sole source of income.

Every lender has different policies, so knowing where to apply can make a big difference.

Have a question about your income and borrowing power? Send us a message. We’ll help you understand your options.

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or...
02/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.

Could your home loan be working harder for you? 🏡 Your interest rate, loan type, features and financial situation can al...
01/09/2026

Could your home loan be working harder for you? 🏡

Your interest rate, loan type, features and financial situation can all change over time and what worked a few years ago might not be the best fit today.

The good news? You don’t have to figure it out alone.

We can review your current loan, explain your options and help you understand whether refinancing could make sense for you.

📍 Local advice from a team who genuinely cares.

Thinking about refinancing? Let’s chat.

28/08/2026

Can you get a home loan with bad credit? 💰

In many cases, yes.

A less than perfect credit history doesn’t always mean you’re out of options, it just means your choices may look a little different, and the rate may be higher depending on risk.

The key is finding a solution that helps you move forward. For some, it can be a stepping stone to rebuild and refinance later.

Not sure where you stand? Let’s talk 📩 [email protected]

Want to know what could be reducing your borrowing power? 👀 Here are 3 things lenders look at...1. Living Expenses2. Exi...
27/08/2026

Want to know what could be reducing your borrowing power? 👀 Here are 3 things lenders look at...

1. Living Expenses
2. Existing Debt
3. Savings & Deposit

Understanding what lenders look at means you can start making changes before you apply.

Not sure where you stand? Chat to Osinski Finance before you start house hunting 🏘️

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at sta...
26/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams.

Address

Unit 17, 3 Benjamin Way
Rockingham, WA
6168

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61895111177

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