Mortgage Choice Rockhampton

21/03/2024

Keen to pay off your home loan faster? Here are 4 tips that could help:

1️⃣ Increase your repayments to fortnightly instead of monthly.
2️⃣ Make extra repayments, either regularly or ad hoc.
3️⃣ Use an offset account to help minimise the interest you pay.
4️⃣ Renegotiate your current mortgage rate.

For more advice on your home loan, talk to us today.

17/03/2024

Don’t wait for a pot of gold to make your property dreams a reality!

Talk to your local Mortgage Choice broker today.

13/03/2024

Curious about the most expensive or affordable locations in your neighbourhood?

Click this article to find out:
🔗

Analysis of the price differences within suburbs shows that a typical home buyer could save about $365,000 by searching in the most affordable parts of the suburb.

28/02/2024

When your fixed rate is nearing its end, you have a few options:
1. Re-fix
2. Switch to a variable rate
3. Refinance with a new lender.

Each option comes with it’s own benefits and risks.

We can guide you every step of the way and find the best option for you. Chat to us today.

25/02/2024

While some banks may expect a minimum of three months employment before they’ll lend to you, the length of time you need to be in your job before applying for a loan can depend on other factors, such as:

◽ Type of employment (full time, part time, casual)
◽ Whether you're self-employed
◽ The industry you work in
◽ Your financial stability.

We can help you through this process. Call us today.

23/02/2024

An offset account is a separate transaction account associated with your home loan. Any amount you put in this account is used to ‘offset’ the amount you owe on the home loan. The interest is then calculated on the loan balance minus the funds held in your offset account.

Putting your savings into an offset account can help reduce the amount of interest you pay on your mortgage – and potentially shave years off the life of your loan.

For example, if you have a $500,000 home loan with no offset account, you will be charged interest on 100% of your loan balance. But if you have $60,000 in an offset account, you would only be charged interest on $440,000 ($500,000 - $60,000).

Keep in mind, some offset accounts offer only a capped or partial offset. Reach out to us today to understand which one suits your circumstances.

13/02/2024

Give your home loan some love this Valentine’s Day!

Book an appointment with us to review your loan.

23/01/2024

If you have challenges finding property finance due to your credit history, variable income, self-employment, being a single parent or an investor, we can help find a loan option that’s right for you.

We have access to a range of loan products designed for borrowers who may not meet the standard requirements.

Want to know more? Talk to Jon and Sophie today. 07 4926 9918.

19/01/2024

Having access to thousands of home loan options means:

✅ You have access to more options to help find a competitive interest rate.
✅ You can select the features that are right for your circumstances.
✅ You can be confident you’re making an informed choice.

To find out more, talk to Jon and Sophie today on 07 4926 9918.

09/01/2024

If you’re thinking of buying your first home in 2024, we can help.

At Mortgage Choice, we’ve been helping first home buyers make their property dreams a reality for more than 30 years.

We’ll be with you every step of the way, so book an appointment today to get started. 07 4926 9918