ROCK LOANS

ROCK LOANS Home Loan Broker, Asset Finance & Commercial Lending Specialist. Build your finances on solid rock!

At Rock Loans our goal is simple, to assist you in receiving a positive outcome on all home finance, personal & commercial lending products. We are passionate about finding a lender that fits your situation, with low rates and products that suit your needs and help you achieve your dreams. With access to over 3,000 lending options from more than 60 Lenders, it's time to build your finances on soli

d "Rock". Finding a product and lender that gets you to where you need to be! With a combination of over 45 years of experience in lending, our team have built a strong reputation of being hardworking, fair and honest and providing information and education that allows our clients to make informed decisions for their financial future. Call or email us today to book your free no obligation appointment!

01/09/2026

Ever wondered why home loans list TWO different interest rates? 📊🔍

While the advertised rate gets all the attention, the comparison rate tells the real story. It factors in:

💸 Upfront and ongoing fees
🔄 Potential rate changes (like a fixed rate switching to variable)
📈 The true total cost of the loan over time

Don’t just focus on the lowest rate, know what you’re really paying!

Need help making sense of home loan rates? Get in touch with Rock Loans today!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

27/08/2026

What is Lender’s Mortgage Insurance (LMI)... and who does it actually protect? 🛑🏠

If you’re borrowing more than 80% of a property’s value, a lender may require LMI. But here’s the catch: you pay for it, but it protects the lender, not you.

The good news? LMI can help you buy a home sooner with a smaller deposit, and depending on your situation, there may be ways to reduce or avoid paying it. 💸✨

Get in touch with us to see if you may be eligible for an LMI waiver!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

24/08/2026

Think you need a massive 20% deposit to buy a home? Think again! 🚫💰

Depending on your situation, you might be eligible for options like:
✨ No deposit home loan options
✨ 2% deposit schemes (supported by government initiatives)
✨ 5% deposit for eligible First Home Buyers (without paying LMI!)

Reach out to see how we can help you find the right deposit strategy for your situation!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

20/08/2026

There’s a big difference between what the bank says you can borrow and what you’re actually comfortable borrowing! 📊

At Rock Loans, we look at both numbers:
🏦 What the bank calculates based on affordability
💳 What fits your actual lifestyle and budget

Let us help you find the sweet spot, so you can achieve your property goals and still enjoy life. 💵✨

📱 (07) 4867 1509
🌐 www.rockloans.com.au

18/08/2026

Do we offer pre-approvals? Absolutely! 🙌🏼

Before you start hunting for houses, get your loan sorted so you can shop with confidence! 🏠💼

Watch to learn the difference between pre-approval and pre-qualification.

Get in touch to see how we can help!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

13/08/2026

Looking for a home loan that actually fits your needs? 🏠

At Rock Loans, we have access to over 60 lenders! 🏦✨ That means more choices, competitive options, and a home loan tailored specifically to your unique situation.

Get in touch and let us help you find the right fit!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

10/08/2026

Access to 60+ lenders, expert advice, and ZERO fees for you! 💸🚫

How does it work? We’re paid a commission by the lender after your home loan settles, so you get access to our expertise, guidance, and support throughout the process without paying us a cent out of pocket. ✨🏡

Reach out today to get started!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

06/08/2026

Going directly to a bank vs. using a mortgage broker. 🤔💭

When you visit a single bank, they can only offer you their own products. Our mortgage brokers do the legwork across 60+ lenders to help find:

✔️ The lender most likely to approve your application
✔️ Competitive interest rates and fee structures
✔️ Loan features tailored to your current needs and future goals

Get in touch to see how we can save you time, stress, and money!

📱 (07) 4867 1509
🌐 www.rockloans.com.au

🌴 Long Weekend Loading... 🌴With the local public holiday on Thursday, our team will be taking advantage of the opportuni...
09/06/2026

🌴 Long Weekend Loading... 🌴

With the local public holiday on Thursday, our team will be taking advantage of the opportunity for a long weekend and our office will be closed this Thursday & Friday.

Don't stress if you need us — Kyle and Emm will still be contactable on their mobile phones for any urgent matters, and we'll all be back in the office on Monday.

We hope everyone enjoys a safe and relaxing weekend ☀️

💙🧡 The Rock Loans Team
📱0431 692 475 - Kyle
📱0484 073 398 - Emm
📧www.rockloans.com.au

07/06/2026

A day in the life with Rock Loans: Market updates, mortgage breakdowns, and… plenty of pastries!

From explaining how the latest RBA rate rises impact you, to diving deep into the new negative gearing rules, we’re here to make sense of the noise so you can move forward with confidence.

Shoutout to the team at Mr Real Estate Rockhampton for having us, and Banjo's Bakery Cafe (Rockhampton) for keeping everyone fuelled!

Looking for clarity on your next home loan or investment? Reach out to the Rock Loans team today!

Address

5/171 Bolsover Street
Rockhampton City, QLD
4700

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+61748671509

Website

Alerts

Be the first to know and let us send you an email when ROCK LOANS posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category