Arcis Financial Advisory Pty Ltd

09/05/2017

This is an interesting point from the Budget last night for First Home Buyers

"From 1 July 2017, individuals can make voluntary contributions (e.g. salary sacrifice, personal tax deductible, and non-concessional contributions) of up to $15,000 per year and $30,000 in total, to their superannuation account to purchase a first home. These limits apply to each individual – that is, a couple combined can contribute up to $30,000 per year and $60,000 in total."

Anyone who is thinking of purchasing their first home in the next couple years and needs advice around superannuation, lets have a chat!

30/10/2016

For some we are only one or two pay days until XMAS - read up on these budgeting tips now & take the pressure off the XMAS financials

With about seven weeks to Christmas if you are like the majority of people, your hands are probably over your ears singing “la la la” to yourself, pretending no...

18/10/2016

With the Christmas season fast approaching, the urge to splurge is very tempting. Resist the urge with this great article from MoneySmartAu

Want to find out ways to reduce your impulse shopping and beat the urge to splurge? Visit ASIC's MoneySmart website for helpful tips and tools to save you money.

18/10/2016

We are proud to have contributed to the St Peter's Rochedale P&F Fete. The Fete Conveners Gillian & Michael did a great job and we could see how much the kids enjoyed it. To the lucky winners of the hampers - enjoy!

12/10/2016

Only have 5 minutes spare? Read Finance in 5 mins for a quick guide to budgeting.

Why Budget? Take control of your finances Understand where your money is going Stop living pay to pay How to Budget? You need longer than 5 minutes to do this p...

07/10/2016

Have the Hens come home to roost?
"The quality of the banks' mortgage books is unlikely to be as strong as the banks believe," UBS warned....
http://www.abc.net.au/news/2016-10-07/mortgage-fraud-systemic-in-australia-ubs-survey-shows/7911978?section=business

Mortgage fraud is systemic in Australia, with more than a quarter of recent home buyers admitting they misrepresented some information on their loan application.

20/09/2016

I don't think ALL factors are being looked at here!! There are some obvious one's not being highlighted that i think many in the industry see as a rising issue......
http://www.abc.net.au/news/2016-09-20/underemployment-is-driving-up-problem-home-loans/7860710?section=business

The steady rise in underemployment in the Australian workforce is leading to an increase in the number home owners having difficulty paying for their loans, according to the global credit rating agency Fitch Ratings.

06/07/2016

http://www.abc.net.au/news/2016-07-05/people-threatened-with-arrest-by-tax-office-phone-scammers/7569348?section=business

There have been thousands of reports this week about scammers posing as tax office collectors who are threatening people with arrest if they do not pay up.

31/05/2016

Just received my FREE Basis Fitness and Sleep tracker from my Life Insurer. AND 10% off the premiums for the life of my policy if I hit my targets! awesome!!
Nice bit of motivation to use my (dust collecting) gym membership. In fact had my first session today after a couple weeks of stasis :)

07/03/2016

Note: The following is an article I received today via email. I was very surprised about the statistics and felt it would be a good share. The total

23/02/2016

Good Ol' fashion Values still alive! -

So I was in a hurry the other morning trying to get the kids ready for school and get to a meeting on time. As I left the house I noticed a couple guys installing a solar system on my neighbour’s roof across the road. What I failed to notice was that I left the roller door up and hence the house wide open!! Halfway to the school it dawned on me that I left the house open however turning back was not an option by this stage.

I returned home several hours later to find the roller door closed!?? The initial thought was that I had finally lost my marbles…..

As I got out of the car one of the guys installing the solar panels across the road stopped me and said
“I noticed you leave before and leave your garage open, when you didn’t return for a while I was worried we would be gone by the time you got back so I closed your garage door”

What a legend!

If everyone had the integrity of these guys we wouldn’t need locks on doors at all. The best thanks I feel I could give is a big shout out to everyone that I know who may be looking to buy solar panels to give Glenn Hart at Sun Gods Solar a call (neighbours are pretty happy with the job done by the way).
Thanks Glenn….

03/02/2016

The Australian Unity Wellbeing Index has published its second edition and in partnership with Deakin University has become a leading authority and measure on ho...