Earlybird Finance

Earlybird Finance Helping people find the best home loans, loan structures and investment properties to secure future Saturday available by appointment only

Earlybird Finance based in Ringwood East, VIC houses both mortgage brokers and financial advisors. Our services are available to residential, business and commercial clients and include; Residential home loans, Refinance loans, Investment property loans, Home/land package loans, SMSF loans, First home buyer loans, Business loans, Equipment and Asset finance, Commercial property loans, car loans, P

ersonal loans, Insurance, financial advice and much more. Locally servicing the areas of; Croydon, Bayswater, Heathmont, Ringwood, Boronia, Kilsyth, Mitcham, Wantirna, Vermont, Blackburn, Vermont, Glen Waverly, Burwood, Doncaster, Warranwood, Mooroolbark, Montrose, Box Hill, Warrandyte, Belgrave as well as other areas in Melbourne and Victoria.

Another excellent review from one of our valued clients! Got questions about your mortgage or thinking of refinancing? D...
18/02/2026

Another excellent review from one of our valued clients! Got questions about your mortgage or thinking of refinancing? Drop a comment or send a message — happy to help! 🏡📩

Home prices in major cities like Sydney and Melbourne are stabilising, with some areas seeing renewed growth due to limi...
17/02/2026

Home prices in major cities like Sydney and Melbourne are stabilising, with some areas seeing renewed growth due to limited housing supply and strong population growth.

🔎 What This Means for You

✔ Refinancing could save thousands if you haven’t reviewed your loan recently.
✔ First-home buyers may see improved borrowing conditions if rates ease later this year.
✔ Investors are weighing rental yields against higher holding costs.

📢 Tip: Don’t “set and forget” your mortgage. A quick review with a broker could improve your rate or loan structure.

Thinking of buying, refinancing, or just wanting to understand your options? Now’s the time to review your strategy. 💬

📈 Most major lenders have now passed on the latest rise, meaning higher repayments are flowing through to borrowers on v...
13/02/2026

📈 Most major lenders have now passed on the latest rise, meaning higher repayments are flowing through to borrowers on variable rates.

💡 What this means for you:
If you haven’t reviewed your mortgage recently, now is a smart time to check your rate, negotiate with your lender, or explore refinance options. Even a small rate difference can make a big impact over time.

If you'd like a quick home loan health check, send us a message — happy to help you understand your options.

Still on the same home loan as last year? 💸You could be paying more than you need to in 2026.Here at Earlybird Finance, ...
05/02/2026

Still on the same home loan as last year? 💸
You could be paying more than you need to in 2026.

Here at Earlybird Finance, we strive to compare loans across a wide panel of Australian lenders to help you find a better deal — and handle the switch for you.

No pressure. No guesswork. Just smart mortgage advice. Contact us now for free advice! 📩🏡

Australia trims interest rates by 0.25% — easing the pressure on borrowers. Message us now to grab this rate drop opport...
13/08/2025

Australia trims interest rates by 0.25% — easing the pressure on borrowers. Message us now to grab this rate drop opportunity and begin your loan journey with us! 📩🏡

🏡 Thinking about a new home or better rate?We’ll find the right loan, handle the hard stuff, and save you time.📲 Message...
28/07/2025

🏡 Thinking about a new home or better rate?
We’ll find the right loan, handle the hard stuff, and save you time.
📲 Message us to start.

📩

11/07/2025

Introducing the gorgeous Alicia! Alicia is completing her Year 10 Work Experience this week at LaTink ✨ Alicia’s favourite product at LaTink are the practical and fashionable Nail Kits! 💅🏽 Pop into LaTink this week and say hi to Alicia 🤍

🎉 Happy King's Birthday! 👑Whether you're enjoying a long weekend or planning your next big move, it's the perfect time t...
10/06/2025

🎉 Happy King's Birthday! 👑

Whether you're enjoying a long weekend or planning your next big move, it's the perfect time to think about your financial future. 🏡

💬 Thinking about refinancing, upsizing, or getting into your first home? Let’s chat!

✅ We compare rates
✅ Handle the paperwork
✅ Work for you, not the banks

📲 DM us or book a free call today!

🏡🎉 Celebrating 15 Years of Helping Australians Find Their Dream Home! 🎉🏡We’re proud to share that Earlybird Finance has ...
05/06/2025

🏡🎉 Celebrating 15 Years of Helping Australians Find Their Dream Home! 🎉🏡

We’re proud to share that Earlybird Finance has officially been established for 15 years! Over the past decade and a half, we've had the incredible privilege of helping thousands of Australians secure the keys to their dream homes. 🗝️

From first homes to forever homes, our mission has always been simple: make home ownership easier, more accessible, and stress-free.

To our amazing clients—past, present, and future—thank you for trusting us to be part of your journey. Here’s to many more years of turning dreams into addresses! 🏠✨

Dreaming of your own home in 2025? 🏡 You might be closer than you think.Let's talk rates, deposits, and how to get you t...
03/06/2025

Dreaming of your own home in 2025? 🏡 You might be closer than you think.
Let's talk rates, deposits, and how to get you there—faster. Message us for a free home loan check-up today!

📩

Address

3/44 Railway Avenue
Ringwood East, VIC
3135

Opening Hours

Monday 9:30am - 7:30pm
Tuesday 9:30am - 7:30pm
Wednesday 9:30am - 7:30pm
Thursday 9:30am - 7:30pm
Friday 9:30am - 7:30pm

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