Dad's Wallet

Dad's Wallet Dad's Wallet is a new startup to help consumers get access to the personal loan and car loan options at a competitive rates.

Many people assume a caravan is out of reach, but it could be closer than you think.Caravan finance works much like a ca...
09/06/2026

Many people assume a caravan is out of reach, but it could be closer than you think.

Caravan finance works much like a car loan. A deposit of around 10-20%, terms of 5-7 years, and approvals that typically come through in a few days. You don’t need to own a home or have a perfect credit history.

If winter road trips or a Big Lap one day have been on the maybe-list, it’s worth finding out what you’d actually qualify for. The answer surprises a lot of people.

Three weeks until EOFY. Is your business finance actually set up right?Now is the perfect time for a quick check. Are yo...
04/06/2026

Three weeks until EOFY. Is your business finance actually set up right?
Now is the perfect time for a quick check. Are your equipment and vehicles financed in a way that’s tax-effective, or did they end up on a credit card or personal loan? Are repayments structured to suit your cash flow? Could existing finance be refinanced to something sharper?
A short conversation now could set you up well for FY2027.



*General information only. Speak with your accountant about your specific situation.

That’s a recent review, and honestly, it’s the bit we’re proudest of.Finance shouldn’t be the hard part of buying a car ...
03/06/2026

That’s a recent review, and honestly, it’s the bit we’re proudest of.
Finance shouldn’t be the hard part of buying a car or a piece of equipment. You’ve already done the hard part, choosing it. Our job is to make the money side fast and painless.
One conversation, the right lender, approval sorted, and you’re done. No chasing. No jargon. No three-week wait, wondering what’s happening.

If you run a business, the timing matters more than most people realise.A vehicle bought and ready for use before 30 Jun...
31/05/2026

If you run a business, the timing matters more than most people realise.
A vehicle bought and ready for use before 30 June can often be claimed in this year’s tax return, not next year’s. That’s twelve months earlier.
The catch is the paperwork. Your financing must be approved, the vehicle delivered, and the vehicle in service before the deadline. Leave it to late June, and you’re cutting it fine.
If a work vehicle is on the list, now is the time to get the finance sorted, not the week before EOFY.



*General information only. Speak with your accountant about your specific situation.

$36,000 is the average cost of an Australian wedding right now. And most couples either drain the savings, max out the c...
28/05/2026

$36,000 is the average cost of an Australian wedding right now. And most couples either drain the savings, max out the credit cards, or borrow from family to cover it.

Wedding finance is a third option, and one a lot of couples don’t realise exists. The structure is closer to a personal loan than a credit card. Fixed term, fixed repayments, a single interest rate that’s usually significantly lower than what your card charges. Two reasons it works.
First, the rate. Personal loan rates sit well below credit card rates. On $20,000 over three years, the gap can be thousands.

Second, the timing. Weddings come with deposits months ahead, then bigger bills closer to the day. A loan gives you the funds when the supplier wants them, not when the credit card statement comes in.

We’re not here to tell you what to spend on a wedding, that’s between you and your partner. But knowing the actual cost of your finance options is worth twenty minutes.

When the work’s getting bigger, the gear has to keep up. The problem is yellow goods aren’t cheap. A second-hand excavat...
26/05/2026

When the work’s getting bigger, the gear has to keep up. The problem is yellow goods aren’t cheap. A second-hand excavator can run to $80,000. A new one is north of $200,000. A wheel loader sits in similar territory. Tying up that kind of cash isn’t realistic for most growing operations.
That’s where yellow goods finance comes in.
We work with a panel of equipment specialists who actually understand what these machines are worth and how they hold value over time. Loan terms typically run 3 to 7 years, and deposits start as low as 10% for established operators. The repayments line up with the revenue the gear helps you generate.
We’ve helped earthmovers, excavation contractors, civil operators, and construction crews finance everything from skid steers to articulated dump trucks. The approval process is the same regardless of whether the machine is new, used, or being bought from another contractor.
If the next machine on your list is a big-ticket item, we’ll tell you upfront what you can borrow and have approval sorted before the seller signs another buyer.

Stage one is usually the ute. Then, the tools that turn a one-person job into a bigger business.A few years in, the team...
25/05/2026

Stage one is usually the ute. Then, the tools that turn a one-person job into a bigger business.
A few years in, the team grows and so does the equipment list. Welders, generators, scaffolding, a second vehicle for the apprentice, maybe an excavator if the work’s heading that way.
All require asset finance, and that’s where we can help. Fast approvals, honest rates, and no mucking around.
But the next stage is different.
When you’re ready to move into a proper workshop, warehouse, or yard, that’s property finance. Different rules, different lenders and different conversation. Our sister brand Lend & Co handles the property side, including commercial purchases, owner-occupier premises, and SMSF property if you’re investing through super.
The benefit of having both brands under the same roof is that you don’t have to start from scratch when the conversation moves from tools to premises. It’s the same team, same approach, with a specialty in property.
For everything that drives, hauls, or runs on a job site, we’ve got you. For property, talk to Lend & Co.

Most of our best clients come from someone they know. Which makes sense. People talk to their friends about who fixed th...
21/05/2026

Most of our best clients come from someone they know. Which makes sense. People talk to their friends about who fixed their plumbing, who their accountant is, and who got them a lower rate on a car loan when the dealership tried to charge 9%.
If you’ve worked with us and someone you know is looking at a car, ute, boat, caravan, jet ski, business equipment, or anything else we finance, send them our way.
We’ll look after them the same way we looked after you. Quick, no jargon, and an honest answer about whether we can help. And there’s a small thank you in it for you when their loan settles.

Most school terms wrap up at the end of June, which means families have about a month to figure out how they’re going to...
19/05/2026

Most school terms wrap up at the end of June, which means families have about a month to figure out how they’re going to get away. For those who’ve been eyeing a caravan, the maths actually works in your favour right now.
Caravan finance approvals usually come through in 3 to 5 days. Add another week for the dealer to organise the transfer and a quick safety check, and you’re looking at being road-ready well before school’s out.
Most lenders accept up to 80% finance on a caravan, which means a 20% deposit gets you started. Loan terms typically run 5 to 7 years, with weekly or fortnightly repayments that work around how you’re already paid.
Whether it’s a starter van for short trips up the coast or a bigger setup for a Big Lap one day, the approval process is the same. Quick, simple, and we’ll tell you upfront what you can borrow before you fall in love with a van that’s outside your range.

Professional services firms often get overlooked in asset finance conversations. Which is strange, because your funding ...
17/05/2026

Professional services firms often get overlooked in asset finance conversations. Which is strange, because your funding needs are just as real.
A growing accounting firm might need upgraded software, faster laptops, or another car for the partner who keeps driving to client meetings. A legal practice opening a second office might need a fit-out done before fee-earners can start billing. A physio clinic adding rehab equipment is looking at $30,000 to $80,000 in gear that’ll pay for itself in 18 months.
The key for professional services seeking asset finance is that lenders view your business differently from that of a trade business. Your assets aren’t trucks and excavators. They’re contracts, client books, and credentials. We work with lenders who get that, and structure the finance accordingly.
If your practice is growing and you’re funding it out of partner drawings or a credit card, there’s almost certainly a better way.

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2, 19-23 Hoddle Street
Richmond, VIC

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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