Dad's Wallet

Dad's Wallet Dad's Wallet is a new startup to help consumers get access to the personal loan and car loan options at a competitive rates.

We’re called Dad’s Wallet for a reason!It’s what you reach for when someone needs a hand. Covering a bill, helping with ...
03/09/2026

We’re called Dad’s Wallet for a reason!

It’s what you reach for when someone needs a hand. Covering a bill, helping with a first car or stepping in when life throws up an expense nobody planned for. No big speech. Just getting it sorted.

That’s the way we see finance, too. It should help you get on with things, not create another headache.

To all the dads, father figures and people quietly doing the job without the title, happy Father’s Day. We hope someone spoils you a little!

What’s one piece of advice you still remember from your dad?

The finance person at a car dealership is there to sell you finance. There’s nothing wrong with that, but it’s helpful t...
01/09/2026

The finance person at a car dealership is there to sell you finance. There’s nothing wrong with that, but it’s helpful to understand how it works.

They’ll usually have one or two lenders for you to choose from, with commission arrangements behind the scenes. The option they put in front of you may be the best available from their lenders, but not necessarily the best option for you!

We look across a much broader range of lenders and come back with the options you’re actually eligible for. Same car, same purchase price, but potentially very different repayments.

And over the life of a loan, the difference between a competitive rate and an average one can cost far more than the discount you negotiated on the car.

The first warm Saturday is when everyone suddenly remembers they've been meaning to buy a bike!It's also when the best s...
30/08/2026

The first warm Saturday is when everyone suddenly remembers they've been meaning to buy a bike!

It's also when the best stock starts disappearing, as dealers clear winter inventory through August.

Get finance sorted now, new or used, dealer or private sale, often approved in days, sometimes before you've finished negotiating.

Ride through the best months instead of watching them pass you by.

Spring is when a lot of people go car shopping, so it pays to have your finances sorted first.When the right car comes u...
27/08/2026

Spring is when a lot of people go car shopping, so it pays to have your finances sorted first.

When the right car comes up, it doesn’t hang around. Having finance ready means you can move quickly on the car you want, without relying on whatever deal the dealer’s finance desk pushes on the day.

One quick conversation tells you where you stand. Sort that now and spring gets much easier!

Spring is when a lot of businesses take on more work. Sometimes that means a new ute or an extra machine. Sometimes it’s...
25/08/2026

Spring is when a lot of businesses take on more work. Sometimes that means a new ute or an extra machine. Sometimes it’s a bigger premise to put it all in.

We’ve got the first part covered: vehicles, equipment, the gear that helps you grow, sorted quickly and without the runaround.

For the property side, you don’t have to start from scratch. Our sister brand Lend & Co looks after commercial premises, warehouses and yards, same group, same no-nonsense approach!

Two brands, one team, and one less thing to juggle while you’re busy growing.

Car loans are currently starting from 5.5%* as we head into spring. Spring is when the car ads ramp up and the deals sta...
23/08/2026

Car loans are currently starting from 5.5%* as we head into spring.

Spring is when the car ads ramp up and the deals start flying. It’s also when many buyers end up taking whatever finance the dealer waves under their nose on the day.

A quick check now tells you the rate you’re likely to qualify for, so you walk in knowing your number instead of taking theirs. That’s often the difference between a good buy and an expensive one!

*Rates subject to change. Terms, conditions and lending criteria apply.

Some good news: The $20k instant asset write-off is set to become a permanent feature of the tax system for small busine...
20/08/2026

Some good news: The $20k instant asset write-off is set to become a permanent feature of the tax system for small businesses.

For years it’s been an on-again, off-again measure, renewed at the last minute and leaving owners guessing whether this was the year to buy.

The 2026-27 Budget proposes locking it in from 1 July 2026 for businesses under $10 million turnover.

In practice, it means you can plan equipment and vehicle purchases around what the business actually needs, instead of a use-it-or-lose-it deadline in June.

If a purchase has been waiting on clarity, you can finally start planning!

*General information only. Speak with your accountant about your situation.

Today is National Finance Broker Day, so allow me thirty seconds on why a broker beats walking into a bank.A bank can on...
18/08/2026

Today is National Finance Broker Day, so allow me thirty seconds on why a broker beats walking into a bank.

A bank can only offer you its own products, one set of options, take it or leave it. A broker works across a panel of lenders, comparing options to find what actually fits you, not what’s being pushed this month.

That’s the job. Know the market, do the legwork, and help you avoid settling.

Proud to do it. Here’s to everyone in the trade today.
Bank or broker, what’s your experience been?

“Based on our product requirements, their attention to detail and professionalism throughout the entire process was seam...
16/08/2026

“Based on our product requirements, their attention to detail and professionalism throughout the entire process was seamless.

This enabled our company to keep focus and expand our fleet with confidence whilst planning future works based on continual growth.”

It was our pleasure to help you, Nick!

A personal loan can beat the credit card. Here’s when it actually does.If you’re carrying a balance you can’t clear in a...
13/08/2026

A personal loan can beat the credit card. Here’s when it actually does.

If you’re carrying a balance you can’t clear in a month or two, a card’s revolving interest keeps compounding. A personal loan turns that into a fixed amount, a set term, and a clear end date.

It’s not always the answer! For smaller balances you’ll clear quickly, a card can work fine. But for larger, one-off costs, a fixed loan often wins on both rate and peace of mind.

General information only.

Address

2, 19-23 Hoddle Street
Richmond, VIC

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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