Sage Wealth Builders

09/10/2026

💳 UPDATE: ATO CREDIT CARD PAYMENT BAN DELAYED

Some welcome breathing room for Australian businesses!

Following our recent post that the ATO would stop accepting credit card payments from 1 December 2026, the Federal Government has now stepped in to delay this change until 30 June 2027.

Why the change of plans?

The original decision followed new rules banning credit and debit card surcharges from 1 October 2026. The ATO had determined that continuing to accept credit card payments, without passing on the associated processing fees, would be too costly.

However, the announcement prompted significant concerns from small businesses and industry groups, particularly those who rely on credit cards to help manage cash flow and meet their tax obligations.

In response, Treasurer Jim Chalmers has announced additional funding to allow the ATO to continue accepting credit card payments until the end of the financial year.

What does this mean for you?

✅ Credit card payments to the ATO can continue until 30 June 2027.
✅ Businesses have more time to review their payment arrangements.
✅ Further consultation will take place before the next steps are determined.

Importantly, this is a delay, not a permanent reversal of the decision.

We'll continue to keep our clients informed as further details become available.

Sage Wealth Builders | More than just Accountants

01/10/2026

📢 Important ATO payment update
From 30 November 2026, the ATO will no longer accept credit card payments.
If you currently use a credit card to make payments to the ATO, including payments under an ATO payment plan, you will need to update your payment method before this date.
Other payment methods will still be available, so it’s a good idea to review your arrangements now and make sure an alternative payment method is in place before 30 November.
This change forms part of broader changes to credit card payment fees and surcharging in Australia.
If you’re unsure how this may affect your current ATO payment arrangements, please contact the Sage Wealth Builders team.

22/09/2026

15/09/2026

How lovely is the Celebrating 150 Years - Blackville Public School cookbook?! Such amazing work has gone into putting this together! The SWB team are so proud to have supported this sweet (and savoury 😜) piece of history!

THANK YOU SAGE WEALTH BUILDERS!

Another special Silver Sponsor thank you today, this time to the lovely Jodie from Sage Wealth Builders.💙💛

It was wonderful to catch up with Jodie and personally thank her for supporting Blackville Public School’s 150th Anniversary celebrations, with a certificate and a copy of our commemorative cookbook, ‘Today’s Cooking with Yesterday’s Memories’.

One of the loveliest parts of organising our 150th has been seeing just how many people and businesses have been willing to get behind our little school. Every contribution has helped us create a celebration worthy of this incredible milestone.

Jodie and Sage Wealth Builders… thank you for being part of our story and helping us celebrate 150 years of Blackville Public School! 💙💛

15/09/2026

Put simply, CGT isn’t a separate tax. It’s the income tax you pay on the profit you make when you sell or dispose of an asset.

This includes things like:
🏠 rental properties
📉 shares
💻 crypto assets.

If you dispose of an asset (meaning, you stop owning it) a CGT event may occur. That’s when you’ll need to report a capital gain or capital loss in your tax return.

Capital gain: will increase the tax you need to pay.

Capital loss: can be used to offset other capital gains you make in the future. This will reduce the tax you need to pay, so don’t forget to report these!

10/09/2026

WE’RE GROWING – ACCOUNTANT / INTERMEDIATE ACCOUNTANT

Sage Wealth Builders is growing, and we’re looking for another Accountant / Intermediate Accountant to join our team.

We’re a progressive, growing accounting and advisory firm that believes accounting should be about more than simply getting the numbers done.

We work closely with our clients to understand their businesses, help them make better financial decisions and support them as their businesses and lives grow. 👋 WHO ARE WE LOOKING FOR?
You might already be working as an accountant in public practice and looking for your next opportunity, or you may be ready to step up into an Intermediate Accountant role.

Ideally, you will have:
• Experience in Australian public practice accounting
• A good understanding of taxation and accounting principles
• Experience preparing financial statements and tax returns
• Xero experience
• Strong attention to detail
• Good communication and organisational skills
• A willingness to learn and continue developing professionally

Most importantly, we’re looking for someone who cares about their work, cares about clients and wants to be part of a team that is building something for the future.

💚 WHY SAGE WEALTH BUILDERS?
We’re not a big-city accounting firm and we don’t want to be.

We’re building a modern regional firm where our team can have rewarding careers while genuinely getting to know the people and businesses we work with.

You’ll be joining a friendly and supportive team, with opportunities to develop your skills across taxation, business advisory and wealth creation.

We value initiative, professional development, teamwork and having a workplace where people actually enjoy coming to work.

If this sounds like you or you know someone who would be a great fit we’d love to hear from you.

📧 Send your resume and a little about yourself to [email protected]

Come grow with us. 🌱

Quirindi LiverpoolPlains RegionalNSW NewEnglandJobs

10/09/2026

WE’RE GROWING – ACCOUNTANT / INTERMEDIATE ACCOUNTANT

Sage Wealth Builders is growing, and we’re looking for another Accountant / Intermediate Accountant to join our team.

We’re a progressive, growing accounting and advisory firm that believes accounting should be about more than simply getting the numbers done.

We work closely with our clients to understand their businesses, help them make better financial decisions and support them as their businesses and lives grow.

THE ROLE
Depending on your experience, you’ll work across a diverse portfolio of clients including individuals, small businesses, primary producers, companies, trusts and not-for-profit organisations.

Your role may include:
• Preparing financial statements and income tax returns
• BAS and GST work
• Individual, partnership, trust and company tax returns
• Assisting with tax planning and business advisory
• Working with Xero and other cloud-based accounting systems
• Communicating directly with clients and the ATO
• Supporting clients with their day-to-day accounting and taxation needs
• Working alongside our senior accountants on more complex matters

As your experience grows, so will your responsibilities, client relationships and opportunities within the firm.

👋 WHO ARE WE LOOKING FOR?
You might already be working as an accountant in public practice and looking for your next opportunity, or you may be ready to step up into an Intermediate Accountant role.

Ideally, you will have:
• Experience in Australian public practice accounting
• A good understanding of taxation and accounting principles
• Experience preparing financial statements and tax returns
• Xero experience
• Strong attention to detail
• Good communication and organisational skills
• A willingness to learn and continue developing professionally

Most importantly, we’re looking for someone who cares about their work, cares about clients and wants to be part of a team that is building something for the future.

💚 WHY SAGE WEALTH BUILDERS?
We’re not a big-city accounting firm and we don’t want to be.

We’re building a modern regional firm where our team can have rewarding careers while genuinely getting to know the people and businesses we work with.

You’ll be joining a friendly and supportive team, with opportunities to develop your skills across taxation, business advisory and wealth creation.

We value initiative, professional development, teamwork and having a workplace where people actually enjoy coming to work.

If this sounds like you or you know someone who would be a great fit we’d love to hear from you.

📧 Send your resume and a little about yourself to [email protected]

Come grow with us. 🌱

10/09/2026

WE’RE HIRING – SENIOR ACCOUNTANT | QUIRINDI 📣

Are you an experienced accountant looking for your next opportunity in a supportive, progressive firm where your work genuinely makes a difference?

Sage Wealth Builders is growing, and we’re looking for an experienced Senior Accountant to join our Business Services team in our Quirindi office.

This is a fantastic opportunity for someone who enjoys building strong client relationships, delivering high-quality taxation and advisory services, and helping business owners achieve better financial outcomes.

💼 About the role
You’ll manage your own portfolio of clients and work closely with business owners, advisors and our wider team across:

• Taxation and business advisory
• Financial statements and income tax returns
• Tax planning and business structuring
• ATO matters and compliance
• Strategic business and growth advice
• Mentoring and supporting junior team members

🌱 What we’re looking for
Ideally, you’ll have previous Senior Accountant experience in public practice, strong taxation and advisory knowledge, excellent communication skills and a genuine commitment to helping clients succeed.

CA or CPA qualifications (or working towards them) and experience with Xero and cloud-based accounting software are highly regarded.

Why Sage Wealth Builders?
We believe great businesses are built by great people. You’ll be joining a collaborative and forward-thinking team that offers:

✨ A supportive and positive workplace
✨ Professional development and career progression
✨ Exposure to diverse clients and advisory work
✨ The opportunity to make a meaningful impact in our local community
✨ A workplace where your contribution is genuinely valued

If you’re ready for a role where you can build relationships, grow professionally and make a real difference for clients, we’d love to hear from you.

📩 To apply: Send your resume and cover letter outlining your experience and suitability for the role to:
[email protected]

Applications close 25th September 2026

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Tag them below or share this post with them!

08/09/2026

GOOD NEWS FOR SMALL BUSINESS: THE $20,000 INSTANT ASSET WRITE-OFF IS NOW PERMANENT

No more waiting each year to see whether the Instant Asset Write-Off will be extended!

The Government has now made the $20,000 Instant Asset Write-Off permanent from 1 July 2026, giving small businesses greater certainty when planning future purchases and investments.

So, what does this mean?
Eligible businesses with a total turnover of less than $10 million that use the simplified depreciation rules can immediately deduct the business portion of eligible assets costing less than $20,000.

And importantly, the $20,000 threshold applies per asset, meaning eligible businesses can claim the write-off for multiple assets during the financial year.

Eligible assets can include both new and second-hand assets, such as tools, equipment, machinery, computers and other items used in your business.

⚠️ A few important points to remember:

• The asset must cost less than $20,000, not $20,000 or less.
• The full cost of the asset must fall below the threshold, even if you only use part of it for business.
• You can only claim the portion relating to business use.
• Assets costing $20,000 or more will generally be added to the small business depreciation pool rather than immediately written off.
• Specific rules and limits can apply to motor vehicles and certain other assets.

And remember, a $20,000 write-off does not mean you receive $20,000 back. It is a tax deduction that reduces your taxable income.

The biggest change here is certainty. Small businesses can now factor the Instant Asset Write-Off into their longer-term planning without wondering whether it will be extended for another financial year.

Thinking about investing in new equipment, machinery, technology or other assets for your business? Speak with the team at Sage Wealth Builders before you buy so we can help you understand how the rules apply to your circumstances.

05/09/2026

💙 Happy Father’s Day 💙

Wishing a very Happy Father’s Day to all the wonderful dads, grandads, stepdads, father figures and special blokes who play such an important role in our lives.

We hope your day is filled with good food, plenty of laughs, a little time to put your feet up, and maybe even a classic Dad joke or two😄

From all of us at Sage Wealth Builders, we hope you have a fantastic Father’s Day 💚