Brett Foster - MoneyQuest Mindarie

Brett Foster - MoneyQuest Mindarie Award winning mortgage broker, helping clients with all areas of finance. Call me to discuss all your finances and the options available to you

Brett has over 20 years’ experience in the financial services industry, holding several senior management roles in financial planning and mortgage broking. Brett resides in the northern suburbs of Perth. He enjoys exercising and getting outdoors, particularly to the beach with his family. Brett is also actively involved in his local community and coaches a number of junior sports teams.

If you’re currently leasing, it may be worth exploring whether your business could purchase a commercial property instea...
29/05/2026

If you’re currently leasing, it may be worth exploring whether your business could purchase a commercial property instead.

In some cases, business owners use commercial lending or structures like SMSFs to acquire their premises.

Of course, it’s not the right fit for every business. Costs, lending criteria, and structure all play a role. But it may be worth understanding what options could be available to you.

If you’d like to learn more about what’s available to you, feel free to reach out today and let’s review your options.

Disclaimer: You should seek financial, tax and legal advice before considering these options.

Many investors use available equity to support purchasing additional properties or funding renovations without relying s...
25/05/2026

Many investors use available equity to support purchasing additional properties or funding renovations without relying solely on cash savings.

It can be a strategic way to grow a portfolio but it’s important to consider the risks, costs, and long-term impact.

If you’re curious about what might be possible for your situation, contact us today.

Disclaimer: Using equity increases your debt and may increase risk if property values fall or interest rates rise. It may not be suitable for all borrowers.

Refinancing with your current lender may be a convenient option, they already have your details on file, which may make ...
22/05/2026

Refinancing with your current lender may be a convenient option, they already have your details on file, which may make the process more straightforward.

But convenience isn’t everything.

It may be worth comparing your loan with other lenders to see how rates, features, and flexibility stack up.

Get in touch with us today and let us help you explore your options.

Disclaimer: Refinancing isn’t right for everyone. Break costs, fees, and changes to loan terms may apply. Always speak to your local MoneyQuest broker before acting & consider tax/financial advice for investment decisions.

EOFY is around the corner, have you ticked these off yet?✔️ Review your home loan✔️ Check your borrowing position✔️ Orga...
18/05/2026

EOFY is around the corner, have you ticked these off yet?
✔️ Review your home loan
✔️ Check your borrowing position
✔️ Organise your documents
✔️ Speak with your accountant
✔️ Plan your next move with us

Read more: https://www.moneyquest.com.au/news/your-end-of-financial-year-checklist/

If you’d like to explore your options, chat with us today.

Disclaimer: This post is for general info only and should not be taken as finance or credit advice. Always speak to your local MoneyQuest broker before acting.

Equipment delays are real right now and they could impact your business more than you think.With global supply issues ti...
15/05/2026

Equipment delays are real right now and they could impact your business more than you think.

With global supply issues tightening availability, waiting too long could mean missing out on the equipment you need and potential tax write-offs this season.

Don’t wait until it’s too late! Get in touch with us today and let’s lock in the right solution for your business.

The government has announced major changes to negative gearing, capital gains tax, investor property rules and Instant T...
13/05/2026

The government has announced major changes to negative gearing, capital gains tax, investor property rules and Instant Tax Write Off for business owners.

So what does this ACTUALLY mean for everyday Australians?
• First home buyers may receive a tailwind from less investor competition.
• Future investors could lose some tax advantages when it comes to negative gearing and CGT. Existing investors may have some protection under “grandfathering” rules.
• Property prices may stabilise in some areas, with the intention of a more even property game.
• Rents could still rise due to ongoing housing shortages.
• Business owners take home a permanent status of the Instant Tax Write Off benefit.

Every borrower, business owner and investor's situation is different.

If these changes have you cautious, concerned or optimistic, know that we're here to help. Borrowing is a marathon, not a sprint, and there's no need to do it alone. Reach out to us today.

13/05/2026

Home value growth is easing!

Cotality’s national Home Value Index rose just 0.3% in April, the slowest pace since January 2025.
Every capital city saw a slowdown in growth, although conditions remain varied depending on location.

Read more: https://www.moneyquest.com.au/news/may-home-values-growth-eases-nationwide/

If you’ve been waiting for the market to settle, this could be your window.

Whether you’re buying, refinancing or reviewing your current loan, we can help you understand where you stand and what opportunities are out there, contact us today!

A week after the RBA’s cash rate increase, lenders have started rolling out rate increases on variable rate loans.Could ...
12/05/2026

A week after the RBA’s cash rate increase, lenders have started rolling out rate increases on variable rate loans.

Could this affect your repayments or borrowing plans? It may be a good time to speak with your local MoneyQuest broker and explore your options.

Check out the full list on the MoneyQuest website and stay informed.

Read more: https://www.moneyquest.com.au/news/lender-changes-may-2026/

Dates listed are as of 12/5/2026. Increase dates are subject to change and may not apply to all lender products.

To the mums, grandmothers, and mother figures, today is all about you. Happy Mother’s Day ❤️
09/05/2026

To the mums, grandmothers, and mother figures, today is all about you. Happy Mother’s Day ❤️

In some cases, it may be possible to purchase a property with less than a 20% deposit, depending on your individual circ...
08/05/2026

In some cases, it may be possible to purchase a property with less than a 20% deposit, depending on your individual circumstances and lender criteria.

Options that may be available include:
• Using equity from an existing property.
• Accessing eligible government schemes.
• Lender’s Mortgage Insurance (LMI).

Each option has its own requirements, costs, and risks so it’s important to understand what’s right for your situation.

Reach out today to explore your options.

Disclaimer: This post is for general info only and should not be taken as finance or credit advice. Always speak to your local MoneyQuest broker before acting.

The RBA has increased the cash rate to 4.35%With ongoing global uncertainty, along with inflation remaining above target...
05/05/2026

The RBA has increased the cash rate to 4.35%

With ongoing global uncertainty, along with inflation remaining above target and stable employment, this decision reflects a continued effort to manage economic conditions.

Read more: https://www.moneyquest.com.au/news/may-rate-report-interest-rates-continue-their-climb/

Whether you’re buying your first home, upgrading, investing, or refinancing, staying informed can help you make more confident decisions about your finances.

Reach out to us today and let us help you understand your options.

Address

PO Box 355
Quinns Rocks, WA
6030

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 5pm
Sunday 9am - 5pm

Telephone

+61438775570

Website

https://www.moneyquest.com.au/franchise/mindarie/

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