Blue Zinc

05/07/2024

30/05/2024

Should I fix at 5.79% ?

Back in July 2021 I wrote a blog Comparing apples with oranges. Essentially, it discussed whether we should fix for 4 years at 2.19% or 2 years at 1.86%. Those clients that chose to pay over 30 points higher for the longer fixed rate have been sitting very pretty for the last three years. My article...

06/02/2023

I wonder what makes think they can do home loans 🤔?

Maybe get good at flying planes safe and on time first.

Would love to hear from anyone who has experienced a . Always keen to investigate new lenders....

31/10/2022

Back in July last year I wrote a blog Comparing apples with oranges. Essentially, it discussed whether we should fix for 4 years at 2.19% or 2 years at 1.86%. It is clear now that both options were great and the 44 clients we fixed rates for in the September quarter are all sitting rather pretty - at least for the next year or three.

If the recent (and future) rate rises are causing concern at any level, we urge you to get in touch to discuss your options. This short blog post Blue Zinc Helping Reduce Your Repayments may provide a little guidance.
https://www.bluezinc.com.au/post/blue-zinc-helping-reduce-your-repayments

In this issue we also look at The Rise of Electric Cars, stretch out a little on Why Stretching is Important and we even find space Making The Perfect Home Office.
https://www.bluezinc.com.au/post/the-rise-of-electric-cars
https://www.bluezinc.com.au/post/why-stretching-is-important
https://www.bluezinc.com.au/post/making-the-perfect-home-office

10/12/2020

ANZ, Citigroup, Deutsche Bank and six senior executives will be hauled before the Federal Court, more than two years after the ACCC launched the case over how the banks offloaded shares.

02/12/2020

No change from the RBA today, but what have the banks done?
- Hot east coast suburbs
- Household trends for the 2020s
- Rates Reach historical low's
- and much more...

After last months record breaking drop in the Cash Rate to 0.10% there was never going to be another movement this month. In fact the Governor of the RBA, Philip Lowe has indicated previously that he does not see the need for Australia to lower rates into negative territory and has also stated "Give...

05/11/2020

First of the bigger banks to announce drops in their FIXED rates - 2.09% P&I variable is very attractice.

Still no word on changes to existing clients variable rates. We will keep you updated.

03/11/2020

Record low interest rates for next 3 years!

As largely predicted by the market the RBA has this afternoon dropped the official cash rate by 0.15% to 0.10%. There is debate about the actual effect this will have on the overall economy. Most mortgage holders will most likely keep their repayments the same and use the decreased repayments to red...

30/10/2020

Kim Loo grows her own food, gets eggs from her chickens and has improved her home's energy efficiency. It's all helping her reduce her carbon footprint, and it's saving her money, too.

29/10/2020

We are bending over backwards to get your loan approved.

Three loans approved this week for $2.8m. An average approval time of 3-4 days.
Note: some of our lenders are still at 20+ days just to look at your application - be aware.

27/10/2020

If it looks to good to be true...

We have been asked recently to compare these so-called “home loans starting with a 1”. These home loans are being marketed as super cheap rates the banks can’t match. As most of you know Blue Zinc started in 1997 and in the past 20 odd years we have seen all sorts of mortgage marketing techniq...