Credible Finance

Credible Finance Abbey Hbous | Mortgage Broker
We help investors & construction clients build wealth and grow property portfolios through strategic lending
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Uncomfortable talking cash with your partner?Brace yourself – it's crucial.Spending vs saving?Investing vs donating?Thes...
01/06/2026

Uncomfortable talking cash with your partner?

Brace yourself – it's crucial.

Spending vs saving?

Investing vs donating?

These conversations can be a recipe for tension, but communication is key.

How did you tackle 'the money talk'?

Your mortgage is probably your biggest expense. Which is why even a small rate change can make a big difference to your ...
30/05/2026

Your mortgage is probably your biggest expense. Which is why even a small rate change can make a big difference to your cash flow.

For example:
– On a $600k loan, trimming just 0.5% off your rate could save you around $2,500 a year.
– Over the life of your loan, that’s tens of thousands back in your pocket.

Our job is to review your options, negotiate with your bank, and advise whether a switch stacks up financially.

We can’t promise savings until we look at your situation – but we can promise clarity.

Let's talk about low doc loans.These loans often suit self-employed people or those with irregular income who may not ha...
29/05/2026

Let's talk about low doc loans.

These loans often suit self-employed people or those with irregular income who may not have all the documentation that banks usually need.

Applying for a low doc loan means you might not need to jump through all the usual hoops, however, it can sometimes mean higher interest rates or fewer features.

Get in touch if you'd like a hand to get on the property ladder.

Rejection stings, and getting a 'No' from your bank feels personal. You’ve done the work, saved the deposit, and then an...
27/05/2026

Rejection stings, and getting a 'No' from your bank feels personal.

You’ve done the work, saved the deposit, and then an algorithm decides you’re not a fit.

Most people stop there because they think the 'No' applies to every bank. It doesn't.

Different banks have different appetites. One might not like your industry but love your deposit size. Another might not be into your credit cards but love your stable job history.

Our job isn't just to find you a loan; it's to find the lender that’s looking for someone exactly like you.

If you’ve been knocked back, it's not over just yet. Get in touch and we can help you find a different door.

When a lender assesses your home loan application, one of the elements they consider is 'character'.What this translates...
26/05/2026

When a lender assesses your home loan application, one of the elements they consider is 'character'.

What this translates to is the lender paying attention to how you manage your money and whether you have stability in your life.

They're looking at whether you overdraw your accounts, take cash advances from your credit cards, or get charged late payments. They'll even pay attention to how often you move house or change jobs.

There are a lot of data points that feed into whether you'll be approved for a home loan, and a lot of these are in your direct control.

So, if you are looking to apply for a home loan in the near future, make sure you're using your bank accounts in a way that screams 'I'm in control of my money!'

24/05/2026

We're practically being beaten over the head with how unaffordable housing is right now, but we're here to remind you it's not all doom and gloom!

Contrary to the constant news reports, you don't need to be on an exorbitant salary to break into the property market.

If you aspire to get on the property ladder, let's sit down together, crunch the numbers, and get clear on what you can afford to borrow and when.

Reach out today to explore your options.

Thank you so much for your feedback, Sindy. It was our absolute pleasure to help you."Abbey was there for me from start ...
23/05/2026

Thank you so much for your feedback, Sindy. It was our absolute pleasure to help you.

"Abbey was there for me from start to finish, excellent service, great communication and always available when I needed her. Thank you"

Your first home got you in the door.Now you’re ready for the next move.Let’s make sure your finance grows with you – and...
22/05/2026

Your first home got you in the door.

Now you’re ready for the next move.

Let’s make sure your finance grows with you – and works harder this time.

Get in touch and we’ll map it out with you.

20/05/2026

There are a few more costs beyond the sale price that you'll need to budget for when buying a home. Don't forget:

1. Stamp duty
2. Loan application fees
3. Pest and building inspections
4. Moving costs
5. Insurance

We’ll help you plan for these extras so there are no surprises – let’s chat!

Address

4 Weld Street
Prestons, NSW
2170

Telephone

+61403134996

Website

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