MCD Property Finance

25/02/2026

Even with the latest increase in official interest rates, there are still some great deals from lenders starting at 5.49% (owner occupied property, principal & interest repayments).

Also letting you know that there is again a website for MCD Property Finance

MCD Property Finance — your mortgage broker. More than a mortgage broker, here to help you in your property journey.

18/02/2025

Official interest rates have been lowered by 0.25%. The result is that lenders are now lowering their rates and so far all have been at same level as the RBA change.

Get in contact with me to see if your current home loan is competitive or if you are about to purchase property and want a great loan to start with.

Matthew Davidson
0403 248 2410

06/10/2021

The monthly meeting of the Reserve Bank of Australia (RBA) board was held yesterday. No change in official interest rates and will not be in the short/medium term with continuing lockdowns affecting the 2 largest states and resulting in a contraction in economic activity in the short term (basically the rest of 2021).

But with the focus on rising house prices (see link to article below), there have been calls to restrict lending to try and impact the situation. A move has been made today by one of the regulators of the banking system to reduce the borrowing capacity available to new borrowers, which you will see some publicity about Not getting into the detail about the change, but in my opinion it will have little impact on the amount and desire people have to purchase property.

Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and get the best lender/product for your scenario.

CoreLogic’s national home value index rose another 1.5% in September, taking Australian housing values 20.3% higher over the past 12 months. This is the fastest pace of growth since the year ending June 1989.

07/09/2021

The monthly meeting of the Reserve Bank of Australia (RBA) board was held today. No change in official interest rates and with recent lockdowns over multiple states, any thoughts of change are now pushed back significantly with the current lockdowns affecting the 2 largest states and resulting in a contraction in economic activity in the short term (basically the rest of 2021).

Fixed interest rate offers of under 2% for 3 or 4 years are still available. So depending on your scenario, it may be a good time to fix a substantial portion of your loan to minimise interest and pay off more principal. Also lenders are offering substantial incentives to refinance to them (low rates and $'000 cashback). Get in touch with me to find out what the latest lender offers are as they are changing daily !

Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and get the best lender/product for your scenario.

Australian housing values continued to record a broad-based rise despite the disruption from lockdowns. According to CoreLogic’s national home value index, dwelling values rose 1.5% in August; a rate of growth that is still well above average, but the lowest monthly rise since January.

03/08/2021

The monthly meeting of the Reserve Bank of Australia (RBA) board was held today. No change in official interest rates and with recent lockdowns over multiple states, any thoughts of change are now pushed back as likely to be a contraction in economic activity in the short term.

Link to the latest home price movement report for July 2021 is below, showing growth in residential property prices. and a high annualised rate 9but was coming off a low base).

Fixed interest rate offers of under 2% for 3 or 4 years are still available. So depending on your scenario, it may be a good time to fix a substantial portion of your loan to minimise interest and pay off more principal. Also lenders are offering substantial incentives to refinance to them (low rates and $'000 cashback). Get in touch with me to find out what the latest lender offers are as they are changing daily !

https://www.corelogic.com.au/news/july-2021-home-value-index?utm_medium=email&utm_source=newsletter&utm_campaign=au-res-hvi-2021-aug

Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and to see if you have the best lender/product for your scenario.

Australian housing values increased a further 1.6% in July, according to CoreLogic’s national home value index. The latest rise takes housing values 14.1% higher over the first seven months of the year and 16.1% higher over the past 12 months.

02/06/2021

The monthly meeting of the Reserve Bank of Australia (RBA) board was held yesterday. No change in official interest rates and still the overriding thought of economic commentators is for no changes to occur in 2021. Link to the latest home price movement report for May 2021 is below, showing growth in residential property prices. There maybe some action on investment lending by regulatory authorities in the short term to dampen demand.

Fixed interest rate offers of under 2% for 3 or 4 years are still available. So depending on your scenario, it may be a good time to fix a substantial portion of your loan to minimise interest and pay off more principal. Also lenders are offering substantial incentives to refinance to them (low rates and $'000 cashback). Get in touch with me to find out what the latest lender offers are as they are changing daily !

https://www.corelogic.com.au/news/australias-housing-boom-rolls-national-home-values-lifting-another-22-may?utm_medium=email&utm_source=newsletter&utm_campaign=au-res-hvi-2021-jun

Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and to see if you have the best lender/product for your scenario.

04/05/2021

The monthly meeting of the Reserve Bank of Australia (RBA) board happened earlier today. No change in official interest rates and still the overriding thought of economic commentators is for no changes to occur in 2021. Link to the latest home price movement report for April 2021 is below.

Fixed interest rate offers of under 2% for 3 or 4 years are still available. So depending on your scenario, it may be a good time to fix a substantial portion of your loan to minimise interest and pay off more principal. Also lenders are offering substantial incentives to refinance to them (low rates and $'000 cashback). Get in touch with me to find out what the latest lender offers are as they are changing daily !

https://www.corelogic.com.au/news/home-values-continue-rise-pace-growth-loses-steam-april?utm_medium=email&utm_source=newsletter&utm_campaign=20210503_propertypulse&utm_content=pp_blog%20

Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and to see if you have the best lender/product for your scenario.

Australian housing values lifted by 1.8% in April according to CoreLogic’s national home value index, with the monthly pace of capital gains easing from a 32-year high in March (2.8%).

02/03/2021

The monthly meeting of the Reserve Bank of Australia (RBA) board happened earlier today. No change in official interest rates but in the last week there has been some speculation that the RBA will increase rates due to high property price growth (see link to report below). But the RBA said that they don't plan to change the rate in the 'foreseeable future'.

Fixed interest rate offers of under 2% for 3 or 4 years are still available. So depending on your scenario, it may be a good time to fix a substantial portion of your loan to minimise interest and pay off more principal. Also lenders are offering substantial incentives to refinance to them (low rates and $'000 cashback). Get in touch with me to find out what the latest lender offers are as they are changing daily !

https://www.corelogic.com.au/sites/default/files/2021-03/210301_corelogic_hvi.pdf?utm_medium=email&utm_source=newsletter&utm_campaign=au-res-au-hvi-febindex-2021-mar

Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and to see if you have the best lender/product for your scenario.

02/02/2021

The first monthly meeting of the Reserve Bank of Australia (RBA) board happened earlier today. No change in official interest rates and unlikely to occur in the short or even medium term.

All the action at the moment is with fixed interest rates, with offers of under 2% for 3 or 4 years available. So depending on your scenario, it may be a good time to fix a substantial portion of your loan to minimise interest and pay off more principal.

Also lenders are offering substantial incentives to refinance to them (low rates and $'000 cashback). Get in touch with me to find out what the latest lender offers are as they are changing daily !
Contact Matthew at MCD Property Finance on 0403 248 210 or email [email protected] to help you understand the current home loan market and to see if you have the best lender/product for your scenario.