Chris Hutton Mortgage Broker

14/04/2026

My latest blog post dives into the common reasons why home loan applications get rejected and what you can do to improve your chances. This is just the start — I’m planning a series of educational posts to guide you through every step of the home ownership journey.

Read more here:

Applying for a home loan is one of the biggest financial steps Australians take — but even strong applicants can find themselves unexpectedly declined. With lending rules tightening and banks required to lend responsibly, more applications are being knocked back than many people realise. Some indu...

20/03/2026

We’re beyond excited to share that we’ve WON Best Regional Office at the Better Business Awards 2026 🏆
What an incredible honour!
This achievement wouldn’t be possible without the support of our amazing clients, referral partners, and community. Thank you for trusting us to help you with one of the biggest financial decisions in your life.
We love what we do—helping people get into the right home loan—and we’re just getting started 🙌
Thank you for being part of the journey 💙

19/03/2026

We’re incredibly proud to share that we’ve been named a Finalist in the Better Business Awards 2026 (South Australia) 🎉
This recognition means a lot—not just for our team, but for every client who has trusted us to help them on their home loan journey. Your support, referrals, and kind words are what make moments like this possible.
We’re passionate about finding the right solutions, making the process simple, and helping more people get into the homes they love.
Thank you for being part of the journey—this one’s for you 🙌

01/03/2026

🏗️ FIRST HOME BUYER IN SA? BUILDING? READ THIS.
Think stamp duty is just part of buying a home?
Not if you’re building in South Australia.
Eligible first home buyers building a new home in SA can access a stamp duty exemption on the land purchase.
That’s thousands saved.
Thousands that stay in your pocket.
Thousands that could go toward upgrades, furniture… or just less stress.
Less upfront cost.
Lower barrier to entry.
A faster way into your own home.
And if the deal looks tricky?
You already know the theme…
I don’t look for reasons to say no.
I find a way to YES.
📩 Book a chat and let’s see what’s possible.

22/02/2026

🏡 Think you need a 20% deposit to buy a home? Think again.
With the Government’s 5% deposit scheme, you could step into your own home sooner — without waiting years to save a massive deposit.
Less deposit.
No LMI for eligible buyers.
A faster path to ownership.
If you’ve been sitting on the sidelines thinking “maybe one day”… this could be your moment.
And as always — I don’t look for reasons to say no.
I find a way to YES.

20/01/2026

Huge news! 🎉 I’m incredibly proud to share that Chris Hutton Home Loans (homeloans.homes) has been named a finalist in the Better Business Awards for:

🏆 Best Regional Broker
🏆 Best Regional Office

This is a massive honour and a credit to our amazing clients and everyone who has supported the business. Your trust means everything to us.

No matter the result, we’ll keep working hard to deliver great outcomes and great service every day. Thank you for being part of the journey 🙏

25/08/2025

Unlock Your First Home with Just a 5% Deposit – Starting 1 October 2025

Heads-up, future homeowners! Big changes are coming to the First Home Guarantee starting 1 October 2025, and at Chris Hutton Home Loans, we're here to guide you every step of the way.

What’s Changing:

** Unlimited places** – the scheme will now be open to all eligible first-home buyers, with no caps.

** Higher property price caps** – you’ll be able to buy a wider range of properties, with limits aligned to current market values.

** Just a 5% deposit** required, and you won’t pay Lenders Mortgage Insurance (LMI). The government will provide a guarantee for the rest.

Why This Matters:

Drastically cuts the time needed to save — for example, buying in Brisbane with a $1 million home means you only need a $50,000 deposit. That’s potentially 10 years less waiting, and $42,000 saved on mortgage insurance. In Bendigo, a $600,000 home can be yours with just $30,000 down, saving you 6 years and $25,000 in LMI.
Prime Minister of Australia

Ready to Make Your Move?

Chat with us at Chris Hutton Home Loans—we’ll help you assess eligibility and guide you to pre-approval.

Let’s check your local property price cap, via Housing Australia’s Postcode Search Tool, to know your options.

Once pre-approved, you’ll typically have 90 days to find your dream home and sign the contract.

Take advantage of this historic opportunity to move into your first home faster. Message us today and let’s make 2025 the year you home-in!

—
Chris Hutton Home Loans
homeloans.homes | Trusted mortgage advice, tailored for you.

01/07/2025

We’re excited to unveil our brand new outdoor ads now live at local bus stops! 🎉

Whether you're buying your first home 🏡 or refinancing your current loan 🔁, I'm here to make the process simple and stress-free. With over 19 years of experience, I’ll help you find the right finance solution for your needs.

👀 Keep an eye out for our signs—if you see one, snap a photo and tag me!

📞 Call Chris Hutton – Mortgage Broker
📲 0402 132 627
💬 Friendly, local, and here to help!

23/06/2025

Ready for a Home Loan Health Check? 🏡
When was the last time you reviewed your current home loan? If it’s been more than 6 months, now’s the perfect time for a check-up! With over 16 years of experience, I help take the stress and confusion out of finding the right finance—whether you’re refinancing, buying your first home, upgrading, or looking for business or car finance.

Here’s how I can help:

Home loan refinancing

First home buyer guidance

Upgrading to a new property

Personal, asset, and equipment finance

Commercial and business loans

SMSF and franchise lending

I offer a premier, personalised service with genuine care, tailored to your needs now and into the future. Book an appointment today and let’s make sure your loan is still the best fit for you!

Send me a message or call on 0402 132 627 to get started—your next step on the property ladder is just a conversation away! 📞

Chris Hutton Home Loans – Experience. Service. Results.

23/06/2025

📉 Rates Are Dropping – Time to Review Your Home Loan? 🏡

Hi everyone, it’s Chris from Chris Hutton Home Loans 👋

After a long stretch of rising interest rates, we’re finally seeing some relief — rates are starting to come down! 🙌

Now’s the perfect time to check in on your home loan and make sure you’re still getting the best deal possible.

✅ Could you be paying less each month?
✅ Is your lender still giving you a competitive rate?
✅ Would refinancing put you in a better financial position?

I’ve helped hundreds of Aussies find smarter home loan options — and I’d love to do the same for you. No stress, no jargon — just honest advice from someone who’s on your side.

💬 Send me a message here on Facebook or visit homeloans.homes to get started.

Let’s make sure your loan is working for you in this changing market.

Cheers,
Chris
Chris Hutton Home Loans – Mortgage Broker you can trust

05/05/2025

I have recently added calculators to my website.
I would love to hear feedback on these to see if they are helpful or if different ones might be better.

20/02/2025

It's great to be acknowledged again by Commonwealth Bank for my work finding the best solutions for clients.