Jijo Mathai at loanmarket

29/06/2023

13/09/2021

Browse any interior design blog and you'll notice a proliferation of indoor plants. They're everywhere! So, what do indoor plants actually do for us?

🌿 Purify the air
🌿 Oxygenate the air (especially Snake plant)
🌿 Help with mental health (seriously, go check the research)
🌿 Improve the aesthetic, and 'vibe' of a room
🌿 Make our homes smell good

Are you a fan of indoor plants? And - most crucially - how do you go with keeping them alive?

11/09/2021

If you haven't reviewed your home loan lately, then chances are you're missing out.

Complete our home loan health check to find out whether you can get a better outcome - whether that means more money back in your pocket, or shaving years off your loan.

Get in touch to get started.

08/09/2021

You've probably heard about the dubious practice of lenders saving their best rates for new customers. Not ideal.⠀⠀⠀⠀⠀⠀⠀⠀
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However, people are starting to vote with their feet, by shopping around and switching to a better option.

If you have a hunch your lender isn't giving you the best deal, get in touch with us. We'll either be able to negotiate with your current lender, or find you one who'll play nice.

05/09/2021

Breaking into the property market is no small thing. To qualify for a loan, you usually need a decent-sized deposit, which can be hard to save up for when you're paying rent.

Using a guarantor may make sense for you if:⠀⠀⠀⠀⠀⠀⠀⠀⠀
- You don't have a 20% deposit, and you want to avoid paying that extra insurance (LMI), and⠀⠀⠀⠀⠀⠀⠀⠀⠀
- You have a close family member who's willing to put their own property up as security.

A guarantor can give you the boost up the property ladder you need. And the good news is that once you've built up enough equity in the property, your guarantor can be released from their commitment.

Get in touch if you'd like to understand the ins and outs of how it works, and for tips on how to broach this subject with your potential guarantor.

04/09/2021

Here’s to all the amazing men who love, protect, teach, and care for children. Happy Father’s Day!

02/09/2021

Lenders Mortgage Insurance is what protects the bank on the off-chance you default on your loan before you've had a chance to build up your equity.

Generally you'll have to take out this insurance if you have a smaller-than-usual deposit (as you'll be considered a bigger risk).

Get in touch for helping working out whether you need to pay it.⠀

31/08/2021

60% of home loans go through a broker these days, but we want to reach the rest of you. Why?

Because a home loan is one of the biggest financial decisions many people will ever make.

There are hundreds of loan options out there, and the difference between Loan A and Loan B can cost you thousands.

Get in touch today for help selecting what's right for you.

28/08/2021

Do you own your own home?

If you've built up equity in your property, there are two ways to leverage it:
🔑Negotiate a better deal with your lender
🔑Use it to secure finance for an investment

Ask us how.⠀

25/08/2021

A lot of people took a 'home loan holiday' last year, and the vast majority are back to their regular repayments.

If you're ever considering pressing pause on your home loan repayments, keep in mind that interest will continue being accrued - so it's really an option of last resort.

Get in touch if you're struggling with staying on top of your home loan and want to discuss your options.

22/08/2021

Recent research from St George Bank has revealed home buyers will spend about 44 hours researching properties and lenders and applying for a home loan!

Or you could get a finance expert to help, and you can focus on the house hunting. Send us a DM if you'd like help navigating your options.

19/08/2021

Nothing beats the security of owning your own home.

We help you navigate the finance maze so you can focus on what's most important.⠀