Mortgage Choice in Port Melbourne & Surrounds

21/03/2024

Keen to pay off your home loan faster? Here are 4 tips that could help:

1️⃣ Increase your repayments to fortnightly instead of monthly.
2️⃣ Make extra repayments, either regularly or ad hoc.
3️⃣ Use an offset account to help minimise the interest you pay.
4️⃣ Renegotiate your current mortgage rate.

For more advice on your home loan, talk to us today.

Contact Chris Howitt on 0401 334 599
https://www.mortgagechoice.com.au/chris.howitt/

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17/03/2024

Don’t wait for a pot of gold to make your property dreams a reality!

Talk to your local Mortgage Choice broker today.

Contact Chris Howitt on 0401 334 599.

https://www.mortgagechoice.com.au/chris.howitt/

16/03/2024

Curious about the most expensive or affordable locations in your neighbourhood?

Click this article to find out:
🔗 https://www.mortgagechoice.com.au/news/buy-for-365-000-less-the-cheapest-and-priciest-pockets-in-every-suburb-revealed/

Purchasing a property on your radar? Contact Chris Howitt on 0401334599

For more information visit our website:
https://www.mortgagechoice.com.au/chris.howitt/

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Analysis of the price differences within suburbs shows that a typical home buyer could save about $365,000 by searching in the most affordable parts of the suburb.

14/03/2024

Thank you Shin for taking the time to leave us a 5 Star Review!!!

At Mortgage Choice Port Melbourne we take great pride in providing a first class service with results to match.

Let us find the right solution for you!!

Contact Chris Howitt today on 0401334599 to start the conversation.

Or for more information visit our website: https://www.mortgagechoice.com.au/chris.howitt/

08/03/2024

This year’s International Women’s Day theme is ‘Count Her In’, exploring the many ways that women’s economic empowerment is central to a gender equal world. We live these principles all-year-round at Mortgage Choice.

💜 We're proud to support women to achieve economic empowerment through financial education and home ownership. We're also proud to have our Aspire program, which supports women brokers in our network to take the next step in their careers and is taking action to address the gender imbalance in our industry 💜.

We’re firm believers that when women are given equal opportunities to earn, learn and lead, entire communities thrive, and we will continue to work hard to ensure we’re ‘Counting Her In’ in more ways each year.

07/03/2024

Mortgage Choice Port Melbourne were proud sponsors of the Northern Golf Club Pro Am held on Tuesday the 5th of March, and what a day for it!!!⛳ 🏌️ 🌞

06/03/2024

We're giving two lucky winners the chance to win $25,000 each. You will automatically go into the draw when you apply for a home loan with Mortgage Choice.

Find out more and view full terms & conditions here -
https://www.mortgagechoice.com.au/campaign/win-25k/...

04/03/2024

While some banks may expect a minimum of three months employment before they’ll lend to you, the length of time you need to be in your job before applying for a loan can depend on other factors, such as:

◽ Type of employment (full time, part time, casual)
◽ Whether you're self-employed
◽ The industry you work in
◽ Your financial stability.

We can help you through this process.

Call Chris Howitt today on 0401334599 to start the conversation.
https://www.mortgagechoice.com.au/chris.howitt/

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22/02/2024

When your fixed rate is nearing its end, you have a few options:
1. Re-fix
2. Switch to a variable rate
3. Refinance with a new lender.

Each option comes with it’s own benefits and risks.

We can guide you every step of the way and find the best option for you. Chat to us today.

Contact Chris Howitt on 0401 334 599.

https://www.mortgagechoice.com.au/chris.howitt/

21/02/2024

Thank you Phil for the great feedback and the 5 Star review!!

At Mortgage Choice Port Melbourne we take great pride in achieving excellent results and providing first class customer service.
Whether it be purchasing a home, looking to invest or just after a better interest rate.... contact us today to see how we can help you achieve your goals.

For more information visit our website: https://www.mortgagechoice.com.au/chris.howitt/

20/02/2024

Curious to know what the fastest selling suburbs are in each capital city?

Check out the article below.

🔗

Demand for properties is high and in some suburbs homes are getting snapped up in under a fortnight.The number of days a property has been on market has been trending down in our five largest capitals over the past six months.In capital cities, homes are selling fastest in Brisbane at just 36 days,....

18/02/2024

An offset account is a separate transaction account associated with your home loan. Any amount you put in this account is used to ‘offset’ the amount you owe on the home loan. The interest is then calculated on the loan balance minus the funds held in your offset account.

Putting your savings into an offset account can help reduce the amount of interest you pay on your mortgage – and potentially shave years off the life of your loan.

For example, if you have a $500,000 home loan with no offset account, you will be charged interest on 100% of your loan balance. But if you have $60,000 in an offset account, you would only be charged interest on $440,000 ($500,000 - $60,000).

Keep in mind, some offset accounts offer only a capped or partial offset. Reach out to us today to understand which one suits your circumstances.

Contact Chris Howitt on 0401334599

https://www.mortgagechoice.com.au/chris.howitt/

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