Mortgage Choice - Kelly Carter

Mortgage Choice - Kelly Carter Kelly is your Broker for Life, helping everyday people with lending solutions to buy property or lifestyle assets.

Her goal is to help you achieve your financial goals. Learn more or book a free discovery call https://linktr.ee/KellyCarterBroker

11/06/2026

FUN FRIDAY
Looking at the last 6 months, what have you spent the most money on?

Mine is travel, 100% no regrets!
Add your GIF into the comments, let's get creative.

Craig and I popped in to support the local community of Kumbia and the ladies from Birds Of A Feather Cancer Support Gro...
11/06/2026

Craig and I popped in to support the local community of Kumbia and the ladies from Birds Of A Feather Cancer Support Group - BoaF for the Biggest Morning Tea.

Congratulations ladies on a successful event and your dedication to fighting cancer.


Cancer Council Australia

A smaller home doesn’t always mean a smaller future.For some buyers, choosing a more affordable property can create:✔ le...
08/06/2026

A smaller home doesn’t always mean a smaller future.

For some buyers, choosing a more affordable property can create:
✔ less financial stress
✔ more travel opportunities
✔ extra savings
✔ flexibility with career choices
✔ better work-life balance

Sometimes the goal isn’t to buy the biggest home possible.

Sometimes the goal is creating the biggest lifestyle possible.
If you are looking for a broker who can help you purchase your first home and keep your lifestyle, reach out to Kelly.
https://calendly.com/kelly-carter-bookme/discovery

07/06/2026

Let's start asking the right questions when seeking finance.
Instead of asking "What is the lowest interest rate?"
Ask "How much interest will I pay back to the bank over the life of the loan?"

The answer might shock you.

I'm here to show you a better way.
Borrow the money that you are comfortable with, then manage the loan so that you pay less interset and build equity faster.

Ready?
https://calendly.com/kelly-carter-bookme/discovery

05/06/2026

FUN FRIDAY
If money wasn't a concern, who would you employ to make your life easier?

I really want an in home chef so that I don't have to think about what's for dinner &/or cook it!

Add your GIF into the comments.

🏡 READY TO UPGRADE TO YOUR FOREVER FAMILY HOME?If you've outgrown your current home and need more space for the family, ...
03/06/2026

🏡 READY TO UPGRADE TO YOUR FOREVER FAMILY HOME?

If you've outgrown your current home and need more space for the family, this stunning Port Macquarie property could be exactly what you've been searching for.

With a guide price around $1.1 million, many homeowners are surprised to learn that upgrading may be more achievable than they think.

💰 What could the finances look like?

To avoid Lenders Mortgage Insurance (LMI), you would typically need around $165,000 in available equity, deposit, or sale proceeds.

The good news? There are lenders currently offering up to 85% lending with NO LMI for eligible borrowers, which could reduce the amount you need to contribute upfront.

🔑 There are several ways to upgrade:
✔️ Sell first and buy after
✔️ Simultaneous settlement (selling and buying on the same day)
✔️ Bridging finance to secure your new home before selling your current property

Every family's situation is different, which is why having a plan before you start house hunting can make the process much smoother.

A conversation with a broker can help you:
✅ Understand your equity position
✅ Calculate your borrowing capacity
✅ Compare upgrade strategies
✅ Create a clear roadmap to your next home

The best upgrades happen when the finance is planned before the emotions kick in.

Thinking about upgrading in the next 3-6 months? Reach out for a strategy session and let's make sure you're ready when the right property comes along.
https://calendly.com/kelly-carter-bookme/discovery

Take a look at this beautiful family home:
https://www.realestate.com.au/property-house-nsw-port+macquarie-151290676
and reach out to Nathan at Stone Real Estate if this sparks interest. Stone Real Estate Port Macquarie

Address

Port Macquarie, NSW
2444

Telephone

+61408499926

Website

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