Suzy Spicer - Mortgage Broker

Suzy Spicer - Mortgage Broker ๐Ÿก๐Ÿ”‘ I help my clients achieve their dreams of homeownership through tailored finance solutions Welcome to my official page!

I am Suzy Spicer, a dedicated mortgage broker providing exceptional customer service in the Port Macquarie region and serving clients all across Australia via Zoom.

๐Ÿ’ผ With a focus on residential home loans, I specialise in both owner-occupied and investment loans. Whether you're a first-time homebuyer, looking to upgrade, or seeking an investment property, I'm here to help you navigate the mortga

ge process with expertise and care. As your trusted mortgage broker, I offer a wide range of services to cater to your financial needs, including:

๐Ÿš— **Vehicle Finance** - Personal loans tailored to help you get the wheels you've been dreaming of.

๐Ÿข **Equipment Finance** - Chattel mortgage, hire purchase, and lease options to support your business's equipment and machinery needs.

๐Ÿ“Š **Business Finance** - Expert assistance in securing commercial property and financing business purchases to help your enterprise thrive. With a commitment to personalised service and a deep understanding of the lending landscape, I am dedicated to finding the right solutions that align with your unique goals and financial situation. I pride myself on guiding you every step of the way, ensuring a smooth and stress-free experience.

๐Ÿ” Stay connected with my page for valuable insights, tips, and updates on the mortgage market. Feel free to reach out:
๐Ÿ“ฉ via direct message
๐Ÿ—“ by booking a free confidential consultation here: https://calendly.com/suzyspicer/phone-call
๐Ÿ“ž 0491 169 159

Let's work together to make your dreams of homeownership and financial success a reality!

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ

"๐˜š๐˜ถ๐˜ป๐˜บ ๐˜ฉ๐˜ข๐˜ด ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ช๐˜ฏ๐˜ค๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ฃ๐˜ญ๐˜บ ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฑ๐˜ง๐˜ถ๐˜ญ ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ด๐˜ต๐˜ข๐˜ณ๐˜ต ๐˜ต๐˜ฐ ๐˜ง๐˜ช๐˜ฏ๐˜ช๐˜ด๐˜ฉ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ธ๐˜ฆ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ซ๐˜ถ๐˜ฎ๐˜ฑ๐˜ฆ๐˜ฅ ๐˜ข๐˜ญ๐˜ญ ๐˜ฐ๐˜ท๐˜ฆ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฑ๐˜ญ๐˜ข๐˜ค๐˜ฆ ๐˜ฅ๐˜ฆ๐˜ค๐˜ช๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ธ๐˜ฉ๐˜ข๐˜ต ๐˜ธ๐˜ฆ ๐˜ธ๐˜ข๐˜ฏ๐˜ต๐˜ฆ๐˜ฅ ๐˜ต๐˜ฐ ๐˜ฅ๐˜ฐ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฏ๐˜ฆ๐˜น๐˜ต ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ! ๐˜š๐˜ฉ๐˜ฆ ๐˜ธ๐˜ข๐˜ด ๐˜ข ๐˜ธ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ ๐˜ฐ๐˜ง ๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ๐˜ญ๐˜ฆ๐˜ฅ๐˜จ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ค๐˜ฐ๐˜ฏ๐˜ด๐˜ช๐˜ฅ๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ช๐˜ฏ ๐˜ฉ๐˜ฆ๐˜ณ ๐˜ข๐˜ฅ๐˜ท๐˜ช๐˜ค๐˜ฆ. ๐˜ž๐˜ฆ ๐˜ธ๐˜ช๐˜ญ๐˜ญ ๐˜ฅ๐˜ฆ๐˜ง๐˜ช๐˜ฏ๐˜ช๐˜ต๐˜ฆ๐˜ญ๐˜บ ๐˜ฃ๐˜ฆ ๐˜ถ๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฉ๐˜ฆ๐˜ณ ๐˜ข๐˜จ๐˜ข๐˜ช๐˜ฏ!" - Katherine

"๐˜ ๐˜ณ๐˜ฆ๐˜ฒ๐˜ถ๐˜ฆ๐˜ด๐˜ต๐˜ฆ๐˜ฅ ๐˜š๐˜ถ๐˜ป๐˜บ ๐˜š๐˜ฑ๐˜ช๐˜ค๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜ญ๐˜ฐ๐˜ฐ๐˜ฌ ๐˜ข๐˜ต ๐˜ฎ๐˜บ ๐˜ค๐˜ถ๐˜ณ๐˜ณ๐˜ฆ๐˜ฏ๐˜ต ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฑ๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜ฃ๐˜ฐ๐˜ต๐˜ฉ ๐˜ฎ๐˜บ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ๐˜ด. ๐˜š๐˜ถ๐˜ป๐˜บ ๐˜ธ๐˜ข๐˜ด ๐˜ง๐˜ข๐˜ฏ๐˜ต๐˜ข๐˜ด๐˜ต๐˜ช๐˜ค ๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ๐˜ฐ๐˜ถ๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ณ๐˜ฆ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ค๐˜ฆ๐˜ด๐˜ด. ๐˜š๐˜ถ๐˜ป๐˜บ ๐˜ธ๐˜ข๐˜ด ๐˜ฑ๐˜ฆ๐˜ณ๐˜ด๐˜ฐ๐˜ฏ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ณ๐˜ฆ๐˜ฒ๐˜ถ๐˜ฆ๐˜ด๐˜ต๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ๐˜ง๐˜ฐ๐˜ณ๐˜ฎ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ช๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ข ๐˜ฑ๐˜ณ๐˜ฐ๐˜ง๐˜ช๐˜ญ๐˜ฆ. ๐˜š๐˜ถ๐˜ป๐˜บ ๐˜ณ๐˜ฆ๐˜ด๐˜ฆ๐˜ข๐˜ณ๐˜ค๐˜ฉ๐˜ฆ๐˜ฅ ๐˜ข๐˜ญ๐˜ญ ๐˜ณ๐˜ฆ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฑ๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฎ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ธ๐˜ข๐˜ด ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ฅ๐˜ถ๐˜ค๐˜ฆ ๐˜ฎ๐˜บ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ณ๐˜ข๐˜ต๐˜ฆ ๐˜ฃ๐˜บ 0.53% ๐˜ฑ๐˜ญ๐˜ถ๐˜ด ๐˜ข ๐˜ค๐˜ข๐˜ด๐˜ฉ ๐˜ฃ๐˜ข๐˜ค๐˜ฌ ๐˜ฐ๐˜ง $3.5๐˜’ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ข๐˜ฏ ๐˜ข๐˜ฎ๐˜ข๐˜ป๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ ๐˜ณ๐˜ฆ๐˜ฅ๐˜ถ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ง 1.15%!! ๐˜ ๐˜ฉ๐˜ช๐˜จ๐˜ฉ๐˜ญ๐˜บ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜š๐˜ถ๐˜ป๐˜บ ๐˜ต๐˜ฐ ๐˜ข๐˜ฏ๐˜บ ๐˜ฑ๐˜ฐ๐˜ต๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ข๐˜ญ ๐˜ค๐˜ญ๐˜ช๐˜ฆ๐˜ฏ๐˜ต ๐˜ญ๐˜ฐ๐˜ฐ๐˜ฌ๐˜ช๐˜ฏ๐˜จ ๐˜ข๐˜ต ๐˜ณ๐˜ฆ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ณ ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ ๐˜ฐ๐˜ฃ๐˜ต๐˜ข๐˜ช๐˜ฏ๐˜ช๐˜ฏ๐˜จ ๐˜ข ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ฐ๐˜ณ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ. ๐˜ˆ ๐˜ท๐˜ฆ๐˜ณ๐˜บ ๐˜ฉ๐˜ข๐˜ฑ๐˜ฑ๐˜บ ๐˜ค๐˜ญ๐˜ช๐˜ฆ๐˜ฏ๐˜ต!" - Ildo

"๐˜๐˜ช๐˜จ๐˜ฉ๐˜ญ๐˜บ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜š๐˜ถ๐˜ป๐˜บ.
๐˜š๐˜ถ๐˜ป๐˜บ ๐˜ช๐˜ด ๐˜ด๐˜ถ๐˜ค๐˜ฉ ๐˜ข ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฑ๐˜ง๐˜ถ๐˜ญ, ๐˜ฌ๐˜ช๐˜ฏ๐˜ฅ, ๐˜ฉ๐˜ฐ๐˜ฏ๐˜ฆ๐˜ด๐˜ต ๐˜ญ๐˜ข๐˜ฅ๐˜บ, ๐˜ธ๐˜ฉ๐˜ฐ ๐˜จ๐˜ฐ๐˜ฆ๐˜ด ๐˜ข๐˜ฃ๐˜ฐ๐˜ท๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฃ๐˜ฆ๐˜บ๐˜ฐ๐˜ฏ๐˜ฅ..
๐˜๐˜ฆ๐˜ณ๐˜บ ๐˜จ๐˜ฐ๐˜ฐ๐˜ฅ ๐˜ข๐˜ต ๐˜ฉ๐˜ฆ๐˜ณ ๐˜ซ๐˜ฐ๐˜ฃ, ๐˜จ๐˜ฆ๐˜ต๐˜ด ๐˜จ๐˜ณ๐˜ฆ๐˜ข๐˜ต ๐˜ณ๐˜ฆ๐˜ด๐˜ถ๐˜ญ๐˜ต๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ช๐˜ด ๐˜ข๐˜ญ๐˜ธ๐˜ข๐˜บ๐˜ด ๐˜ต๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฑ." - Natalie

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interes...
27/08/2026

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interest rate and the other on a variable interest rate. This strategy provides the flexibility of a variable rate while still having the security of fixed repayments for some of your loan.

There is a lot you need to consider before deciding whether a split loan repayment model is the right option for you. If you want to learn more, just send me a message!

If youโ€™re considering purchasing a commercial property for your business, youโ€™ve come to the right place.   Mortgage Cho...
24/08/2026

If youโ€™re considering purchasing a commercial property for your business, youโ€™ve come to the right place.

Mortgage Choice has been helping Australian businesses grow for more than 30 years. As small business owners, we understand small business needs.

We have access to a range of finance options for investors and business owners alike.

Reach out today to get started https://calendly.com/mortgage-choice-parramatta

Managing multiple debts can feel complex and overwhelming.If youโ€™re a business owner looking to consolidate debt, we can...
21/08/2026

Managing multiple debts can feel complex and overwhelming.

If youโ€™re a business owner looking to consolidate debt, we can help.

Whether you want to streamline your finances or reduce the amount of interest youโ€™re paying, consolidating your debt can offer significant benefits.

Reach out today to learn more https://calendly.com/mortgage-choice-parramatta

Did you know your 'Buy Now, Pay Later' (BNPL) accounts could be quietly impacting your borrowing capacity?With services ...
19/08/2026

Did you know your 'Buy Now, Pay Later' (BNPL) accounts could be quietly impacting your borrowing capacity?

With services like Afterpay and Zip becoming a staple in everyday spending, lenders are paying much closer attention to these accounts during the home loan assessment process. For a lender, an open BNPL limit is viewed similarly to a credit card (which can directly impact how much they are willing to let you borrow).

Weโ€™ve put together a quick guide on how BNPL affects your mortgage application and the steps you should take before you apply.

Read the full article on our website: https://www.mortgagechoice.com.au/lcamilleri/blog/what-buy-now-pay-later-means-for-your-home-loan-application/

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current ...
18/08/2026

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current home loan might no longer be the right fit for you.

Refinancing isn't just about chasing a lower interest rate. It's about making your money work harder or finding you a better deal. A quick check-in can help you:

-Lower your monthly repayments to free up extra cash flow.
-Consolidate debts like credit cards or car loans into one manageable payment.
-Access your home's equity to fund upcoming spring renovations or a summer holiday.

You don't need to spend hours researching or negotiating with banks. I do all the heavy lifting by comparing your current loan against options from over 35 lenders to see if there is a better deal out there for you. Reach out today

Itโ€™s International Relaxation Day! ๐Ÿ›‹๏ธ Hunting for a property or trying to refinance can feel overwhelming, but we can he...
15/08/2026

Itโ€™s International Relaxation Day! ๐Ÿ›‹๏ธ

Hunting for a property or trying to refinance can feel overwhelming, but we can help take the weight off your shoulders by comparing options from over 35 lenders, managing the paperwork, and dealing with the banks for you.

Put your feet up, relax and let me, your local Mortgage Choice expert, do the heavy lifting. ๐Ÿ‘‰ Send us a message to book a stress-free chat today.

Just like a personal trainer keeps you accountable and builds a workout plan for your body, a mortgage broker builds a p...
13/08/2026

Just like a personal trainer keeps you accountable and builds a workout plan for your body, a mortgage broker builds a plan for your finances. I can look at your income, expenses, and any current debts to see where we can trim the fat and strengthen your borrowing power or find you a better deal. ๐Ÿ’ช

Ready for a financial workout? Reach out today https://calendly.com/mortgage-choice-parramatta

11/08/2026

๐Ÿ“ฃ If you are planning to buy your first property, this is your final reminder to lock in your free spot for our live First Home Buyer Webinar, streaming tomorrow, Wednesday 12 August at 5:30 pm AEST.

Buying a home is one of life's biggest milestones, but you do not have to figure it out on your own. At Mortgage Choice Parramatta, we believe that you're never a loan. We do the heavy lifting by comparing thousands of options across 35+ lenders, bringing you local market insights powered by our integration with realestate.com.au so you can make confident moves.

What we will cover in simple, helpful steps:
- The buying roadmap: From budget setup to settlement day
- Insider tips: How to inspect properties and position your loan application
- Government grants: Current federal and state schemes that could save you thousands.

Register now! ๐Ÿ‘‰ https://www.eventbrite.com/e/step-by-step-guide-to-purchasing-your-first-home-tickets-1994534595667?aff=oddtdtcreator

The RBA may have kept rates on hold โธ๏ธ this month, but you could still be paying more on your home loan than you need to...
11/08/2026

The RBA may have kept rates on hold โธ๏ธ this month, but you could still be paying more on your home loan than you need to. ๐Ÿก

Donโ€™t wait for rates to drop to see if you can get a better deal. โฐ If youโ€™ve been meaning to review your home loan options, here's 20,000 more reasons to choose Mortgage Choice.

When you apply to refinance your loan by 18 October, youโ€™ll automatically go in the draw to win $20,000! ๐Ÿ’ธ Plus, if you attend an appointment with me by 20 September, youโ€™ll also be in the running to win one of 10x weekly $1,000 prizes. ๐Ÿ“…

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

Weโ€™re offering MORE chances to win! ๐ŸŽ‰  All you need to do is attend an appointment with me by 20 September for a chance ...
11/08/2026

Weโ€™re offering MORE chances to win! ๐ŸŽ‰

All you need to do is attend an appointment with me by 20 September for a chance to win one of 10x weekly $1,000 prizes. ๐Ÿ“…

Whether youโ€™re looking to purchase your first home, next home or refinance your current loan โ€“ I can help.

Plus, if I find you a better deal, apply to refinance your existing loan by 18 October and you will automatically go in the draw to win $20,000! ๐Ÿ’ธ Minimum loan amount of $250,000.

Thatโ€™s MORE reasons to chat about your home loan options. Donโ€™t miss your chance - get in touch today!
https://calendly.com/mortgage-choice-parramatta

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