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Seagrims - Your Financial Planners Financial Planning Services to Reach Your Goals - Port Augusta, Port Pirie, Kadina, Whyalla, Port Li

Financial Planning Services to Reach Your Goals

Most people's working lives have one main objective... to secure for ourselves and our families a lifestyle and future that matches our desires. Seagrims - Your Financial Planners well understand this basic principle and aim to apply it to all manner of services we offer you. From offices across South Australia, our team assist thousands of customers spread across South Australia, Australia and the world. Some are still working to secure their financial future and retirement. Others have already reached their retirement and rely on our expertise to continue to protect their wealth and financial security. General Advice Warning
The information contained within this page is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Compoint Pty Ltd will not bear responsibility or liability for any action taken by any person, persons, or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

07/11/2026
Not much work being done as usual on Melbourne Cup Day!  Lucky to have these girls! X
03/11/2026

Not much work being done as usual on Melbourne Cup Day! Lucky to have these girls! X

Lately we have seen some volatility in global share markets.The important thing to remember is that share market volatil...
31/10/2026

Lately we have seen some volatility in global share markets.

The important thing to remember is that share market volatility is a normal part of investing. Markets rise and fall for many reasons, including changes in interest rates, inflation, world events (and we have seen a few of these this year) and investor confidence.

Over time, however, markets have historically tended to reward patient investors who remain invested through both good and difficult periods. Past performance does not guarantee future returns, but history reminds us that market downturns are not unusual.

Seagrim’s retirement investment strategy has been designed around your individual needs, your time horizon, and the income you need to live on for a happy comfortable life with No Regrets!

Having a suitable balance between growth investments, defensive assets and easily accessible cash in your bank account can help provide reassurance and reduce the need to sell shares when markets are down.

It is also worth remembering that retirement can last many years. Even if you are already retired, part of your investment portfolio may still need to grow to help keep pace with inflation and support your future living expenses.

When markets become unsettled, take a breath, avoid checking your investments too frequently and remind yourself why your investment plan was established in the first place.

A well-considered plan, patience and a calm approach can help you navigate these periods with greater confidence and peace of mind.

The goal is not to avoid every market downturn, but to have an investment strategy that can withstand them while continuing to support the retirement lifestyle you have worked so hard to achieve.

Should you have any concerns please feel free to call or email us.

Warm regards, Anne Marie Seagrim

Australia's first transparent and independent service to help you find, compare and review qualified Australian financial advisers. All current registered financial advisers listed!

10/09/2026

The Art of Spending in Retirement
For some people, spending money is easy. (You know you who are!)

For others, especially those who have spent a lifetime being careful, it can be surprisingly hard to do. (You also know who you are!)

You may have spent many years making sensible choices, budgeting well and saving regularly for retirement and those great habits have helped create the financial security you enjoy today.

But retirement brings a new question: “What is all that savings for and will those who end up with it really appreciate it and spend it wisely?”

Give yourself permission to enjoy it.

But there comes a point when wealth should do more than provide security. It should provide enjoyment and having choice to do exactly what you want to do.

Money can buy experiences that become memories (the best investments). It can give you more time with family, the freedom to travel, the ability to pursue interests you never had time for, or simply the pleasure of making life a little easier.

You don't need to feel guilty about using some of it to make your life richer now.

The goal isn't to die with the biggest possible bank balance.

The goal is to use your wealth wisely — to protect what matters, support the people you love, and enjoy the life you've worked so hard to create.

Sometimes, the art of spending in retirement is simply giving yourself permission to enjoy what you've already earned.

I hope you enjoyed reading this because every day we see clients holding onto their capital and not making the most of their time.

So good luck spending your kid’s inheritance.

Warm regards,


Anne-Marie Seagrim AFP Grad Dip. FP
Director and Senior Financial Planner

What is Swedish Death Cleaning: -the Art of not leaving a drawer full of cables for your loved ones to sort through! The...
15/08/2026

What is Swedish Death Cleaning: -the Art of not leaving a drawer full of cables for your loved ones to sort through!

The idea is simple: gradually declutter your belongings while you're alive so your loved ones have less stress when you are gone and you feel better with less stuff.

You Might Actually Find Lost Treasure

Decluttering has a funny way of paying dividends.

People regularly discover:

Cash hidden in books.
Jewellery forgotten in drawers.
Gift vouchers that haven't expired.
Missing passports.
The TV remote that vanished during the last government.
Granted, you'll also find enough old charging cables to wire a small village.

Your House Becomes Easier to Clean

Less stuff means:

fewer surfaces to dust,
fewer shelves to organise,
fewer things to trip over,
and dramatically fewer decorative bowls that somehow collect absolutely everything except fruit.
Future you will be grateful.

It's Surprisingly Liberating

Many people expect decluttering to feel like losing things.

Instead, it often feels like gaining breathing room.

Sentimental Items

☐ Keep the treasures
☐ Let go of guilt-inducing clutter
☐ Write labels or stories for meaningful heirlooms
☐ Ask family if they'd like special items now rather than later

The Golden Rule

☐ If you haven't used it...
☐ If you don't love it...
☐ If you forgot you owned it...
☐ Ask yourself whether someone else could enjoy it more than the back of your cupboard.

Remember: Swedish Death Cleaning isn't about preparing for the end—it's about making life lighter, your home calmer, and ensuring your nearest and dearest never have to wonder why you owned fourteen identical phone chargers for phones you no longer possess.

Source: Chat GPT


Warm regards,


Anne-Marie Seagrim AFP Grad Dip. FP
Director and Senior Financial Planner
Estate Planning Specialist
Authorised Representative of AD Advisory

Australia's first transparent and independent service to help you find, compare and review qualified Australian financial advisers. All current registered financial advisers listed!

10 things people over 60 no longer care about! Simple pleasures: Many Australians discover that one of the unexpected jo...
04/06/2026

10 things people over 60 no longer care about!

Simple pleasures: Many Australians discover that one of the unexpected joys of getting older is slowing down, caring less about what others think and taking time to enjoy life's quieter.

Spend five minutes online and you’ll be told it’s all wrinkles, aching joints and forgetting why you walked into the kitchen, yet ask many Australians over 60 what they’ve actually enjoyed about getting older and a different story emerges.

Not the big milestone moments, but rather the small, unexpected freedoms.

The things nobody really tells you about.

No.1 Caring less what other people think

At some point, many people simply run out of energy for worrying about everybody else’s opinions.

The neighbours might not like the colour you’ve painted the fence. Someone may disapprove of your holiday plans, your hobbies or the fact you’ve decided to buy a caravan.

You listen politely… then get on with your life.

No.2 Leaving early without a guilty conscience

There was a time when leaving a party before midnight felt almost rude. Now? Some people are saying their goodbyes before the pavlova appears.
The gathering was lovely, the company was great, but there’s no beating your own couch, favourite television show and a decent night’s sleep.

No.3 Choosing comfort every single time

Fashion magazines can argue all they like, but a comfortable pair of shoes wins.

Every time.

The same goes for soft jumpers, practical jackets and trousers that don’t require an engineering degree to put on. After 60, comfort starts looking remarkably stylish.

No.4 Spotting a sales pitch from a mile away

Experience teaches lessons that no textbook can. After decades of advertising campaigns, political promises, miracle cures and salespeople insisting today’s deal ends tonight, many older Australians develop a highly tuned radar for rubbish.

Some might even call it a superpower.

No.5 Rediscovering the joy of a slow morning

For years, mornings were often a race: getting children ready for school, rushing to work, trying to beat traffic… trying to beat the clock!

These days, there is something deeply satisfying about enjoying a cup of coffee/tea while it’s still hot and reading the paper from start to finish.
No.6 Realising your parents may have known a thing or two

Most people spend years promising they’ll never become their parents, then one day they hear themselves saying, “money doesn’t grow on trees,” or “turn the lights off when you leave the room.”

It’s usually followed by a moment of silence and a wide-eyed stare of disbelief. And perhaps a reluctant admission that Mum and Dad were onto something.

No.7 Having fewer friends but stronger friendships

The friendship circle often gets smaller with age: my father always told me, “you’ll be able to count them with one hand”.

Surprisingly, many people don’t mind. The friendships that remain tend to be the ones built on decades of trust, shared memories, a deeper understanding, and knowing exactly who to call when life throws a curveball.
Quality starts winning over quantity.

No.8 Learning that being busy isn’t always the goal

Australians are good at keeping busy.

Sometimes a little too good!

Many people spend years filling every spare moment before eventually discovering that a quiet afternoon can be just as rewarding as a productive one… especially if there’s a comfortable chair involved.

No.9 Appreciating ordinary days

There was a time when falling asleep in the middle of the afternoon felt lazy.

Now it feels like common sense.

Whether it’s 20 minutes in the recliner, a snooze after lunch or drifting off while watching the cricket, many Australians over 60 have come to appreciate the restorative power of an afternoon nap.

The best part? Nobody is marking the roll, and nobody is telling you to get up.

No.10 Becoming much more protective of your time

One of the biggest changes isn’t physical, it’s deciding who and what deserves your attention.

People become less willing to waste precious hours on unnecessary drama or obligations they never wanted in the first place.

The phrase “No thanks” becomes easier to say.

And life often becomes better because of it.

Ref Scott Podmore


Cheers from us all at Seagrims

Financial Planning Services to Reach Your Goals - Port Augusta, Port Pirie, Kadina, Whyalla, Port Li

Happy 28 years with us Kristen! How lucky are we to have kept you for so long! (This photo was 8 years ago)
01/05/2026

Happy 28 years with us Kristen! How lucky are we to have kept you for so long! (This photo was 8 years ago)

Address

12 Marryatt Street
Port Augusta, SA
5700

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 1pm

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