Credithub Australia

Credithub Australia Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Credithub Australia, Mortgage brokers, 108/22-42 Wallace Avenue, Point Cook.

Australia's Trusted Online Mortgage (Finance) Broker, With over 20 years of experience and Advance Online platform provides cheapest rate and exceptional service at one place.

A smaller deposit could help you get into your home sooner. 🏡 Eligible buyers may be able to purchase with a deposit of ...
24/08/2026

A smaller deposit could help you get into your home sooner. 🏡

Eligible buyers may be able to purchase with a deposit of 5%, subject to scheme and lender eligibility criteria. But your deposit is only one part of the picture - your income, existing debts, expenses and borrowing capacity still matter.

Credit Hub can help you understand your options and assess what may work for your circumstances.

📞 1300 782 944
🌐 www.credithub.com.au

Eligibility criteria, lending requirements and terms apply.



{5% deposit scheme, first home buyer, home loan, borrowing capacity, mortgage broker Australia}

The cash rate may be on hold, but your home loan doesn’t have to stay on autopilot.It could be a good time to review you...
17/08/2026

The cash rate may be on hold, but your home loan doesn’t have to stay on autopilot.

It could be a good time to review your current rate, repayments and available options to see whether your loan still suits your circumstances.

Credit Hub can help you compare home loan options across 52+ lenders.

📞 1300 782 944
🌐 www.credithub.com.au



[cash rate, home loan review, refinancing Australia, mortgage options, home loan repayments, mortgage broker Australia]

Don't let headlines make your business decisions. The proposed $20,000 instant asset write-off isn't law yet. Before inv...
10/08/2026

Don't let headlines make your business decisions.

The proposed $20,000 instant asset write-off isn't law yet. Before investing in a work vehicle or equipment, make sure your finance is structured the right way.

With access to 52+ lenders, Credit Hub helps Australian businesses find finance that fits.

📞 1300 782 944
🌐 www.credithub.com.au



{Work vehicle finance, business vehicle loan, equipment finance Australia, commercial vehicle finance, instant asset write-off, business lending}

Thinking about refinancing? Start by reviewing your options before submitting another application. Your property value m...
05/08/2026

Thinking about refinancing? Start by reviewing your options before submitting another application.

Your property value may have changed, study debt can affect your borrowing capacity, and every lender assesses applications differently. A “no” from one lender does not mean there are no suitable options available.

Credit Hub compares solutions across 52+ lenders to help you understand what may work for your circumstances.

📞 1300 782 944
🌐 credithub.com.au

Book your free refinance review today — no obligation.



{home loan refinancing, refinance review, mortgage broker Australia, borrowing capacity, compare home loans, refinance options}

Your refinance position may have changed - even if your loan hasn’t. Recent shifts in Melbourne property values could af...
31/07/2026

Your refinance position may have changed - even if your loan hasn’t.

Recent shifts in Melbourne property values could affect your lender’s valuation, available equity and loan-to-value ratio.

A refinance review can help clarify your current position, compare options across 52+ lenders and determine whether your existing structure still suits your goals.

📞 1300 782 944
🌐 credithub.com.au



{home loan refinance, property valuation, available equity, LVR, Melbourne mortgage broker}

First home buyers: The government could contribute up to 40% towards a new home (30% for an existing home) through Help ...
24/07/2026

First home buyers:
The government could contribute up to 40% towards a new home (30% for an existing home) through Help to Buy - with a deposit as little as 2% and no LMI.

Eligibility criteria and annual place limits apply, so it won't suit everyone.

Our brokers can help you check if you qualify.

📞 1300 782 944 | Talk to a broker



Disclaimer:
Credit Hub has a network of mortgage brokers and is not affiliated with, or endorsed by, the Australian Government or Housing Australia. General information only. ACL 000472959.

More than 1 in 3 mortgage holders are planning to fix their rate this year. But the right call isn't about following the...
20/07/2026

More than 1 in 3 mortgage holders are planning to fix their rate this year.

But the right call isn't about following the crowd - it's about what actually suits your loan.

We compare fixed and variable rates across 52+ lenders, so you can decide with real numbers, not guesswork.

📞 1300 782 944 | Compare now



Disclaimer:
General information only. Comparison rates apply; conditions apply. Credit Hub Pty Ltd, ACL 000472959.

The RBA held the cash rate at 4.35% in June, but its own statement left the door open to further hikes if inflation does...
13/07/2026

The RBA held the cash rate at 4.35% in June, but its own statement left the door open to further hikes if inflation doesn’t cooperate.

The next decision is 11 August.

Whether rates hold, hike, or eventually ease, the borrowers best positioned are the ones already on the most competitive rate available, not the rate their lender assigned them 18 months ago.

We compare your loan across 52+ lenders. One conversation. No cost.

📞 Compare now
https://www.credithub.com.au/
COMPLIANCE DISCLAIMER
General information only. Not financial advice. RBA commentary sourced from publicly available June 2026 monetary policy statement. Credit Hub ACL 000472959. Your circumstances determine what options are available.

Thinking about fixing your rate? You're not alone, searches are up since the hike. But locking in isn't always the safe ...
29/06/2026

Thinking about fixing your rate?

You're not alone, searches are up since the hike.

But locking in isn't always the safe bet it feels like.

Break costs can sting if you sell early, and you often lose the freedom to make extra repayments. Sometimes splitting it, part fixed, part variable - works better.

It really depends on how long you'll keep the loan.

Let's look at your actual numbers across 52+ lenders.

📞 1300 782 944

Your borrowing capacity isn't random. It's a number you can move.Same income, two lenders, two different answers, becaus...
26/06/2026

Your borrowing capacity isn't random. It's a number you can move.

Same income, two lenders, two different answers, because how your numbers are read matters more than the numbers themselves.

Three things doing the heavy lifting:
→ Income type: PAYG and self-employed don't get assessed the same way
→ Credit limits: lenders count the full limit, not your $0 balance
→ Living expenses: accurate beats guessed, both ways

We know how all 52+ lenders read your file. That's the difference between declined and approved.

📞 1300 782 944
www.credithub.com.au

Address

108/22-42 Wallace Avenue
Point Cook, VIC
3030

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+611300782944

Website

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