Gain Financial

02/09/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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01/09/2026

We just love to make life easy for our clients! Cheers for the great review Tracey! 😁

31/08/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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28/08/2026

🏆 Mortgage brokers now serve 4-in-5 home buyers 🏆⁣⁣
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After years of growth, mortgage brokers have smashed a new record in market share! ⁣⁣
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Brokers now help buyers for 81% of all new home loans*. ⁣⁣
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In trying times the guidance and support of a broker can be your key to home buying success. ⁣⁣
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DM us today to experience the broker difference. 🙌⁣⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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*MFAA statistics

27/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Property transactions involve big bucks – and that makes them a big target for scammers....

26/08/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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24/08/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. 📉⁣
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And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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21/08/2026

💡 Negative gearing isn’t dead. It’s just different 💡⁣⁣
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Investors can still use negative gearing on newly built properties. ⁣⁣
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That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. ⁣⁣
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Seek advice from your financial adviser or accountant first.⁣⁣
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DM us for finance options. 👇⁣⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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20/08/2026

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. 🙌

While rising prices were the talk of the town not so long ago, the tide...

19/08/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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Want to find out more?
☎️ – 0480801911
💻 - www.gainfinancial.com.au
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